1842 Insurance Company is a newly formed stock underwriting insurance company that is part of Harford Mutual Insurance Group, Inc (HMIG).
HMIG is a mutual holding company that owns three insurance subsidiaries:
HMIG was founded in 1842 in Harford County, Maryland, and provides property and casualty insurance products and services to a regional market.
1842 Insurance Company Owner
The owner of 1842 Insurance Company is HMIG, a mutual holding company.
This means that HMIG is owned by its policyholders, who have the right to vote on important matters such as the election of directors and the approval of mergers.
As a mutual holding company, HMIG can also issue stock to raise capital or acquire other companies without affecting the rights of its policyholders.
1842 Insurance Company Address
Their address and contact are:
1842 Insurance Company | Details |
---|---|
Address | 200 North Main Street Bel Air, MD 21014 USA |
Contact Number | (410) 838-4000 |
Website | [www.harfordmutual.com] |
These are the same Address and Contact details as HMIG and its other subsidiaries.
1842 Insurance Company Products
It offers the same products and services as its sister companies, Harford Mutual Insurance Company and Firstline Insurance Company.
These include:
- Commercial Lines: This covers various types of businesses, such as contractors, manufacturers, retailers, wholesalers, restaurants, hotels, offices, and more. The products include property, general liability, commercial auto, workers’ compensation, umbrella, inland marine, crime, cyber liability, and more.
- Personal Lines: This covers individuals and families, such as homeowners, renters, condo owners, mobile homeowners, and more. The products include property, liability, personal auto, umbrella, identity theft protection, and more.
1842 Insurance Company Reviews
Since it is a new company that was formed in January 2021, there are not many reviews available online yet.
However, the company has received credit ratings from AM Best, a global credit rating agency specialising in the insurance industry.
AM Best has assigned it a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “A”.
The outlook assigned to these ratings is stable.
These ratings reflect the company’s balance sheet strength, operating performance, business profile, and enterprise risk management.
1842 Insurance Company Claims
To file a claim, policyholders can use the same methods as with its sister companies.
These include:
- Online: Policyholders can submit a claim online through the Claims Center on the website. They can also check the status of their claim and upload documents online.
- Phone: Policyholders can call the Claims Department at (877) 445-5826 to report a claim or ask questions about their claim. The Claims Department is available from Monday to Friday from 8:00 a.m. to 4:30 p.m. Eastern Time.
- Email: Policyholders can email their claim information to claims@harfordmutual.com or fax it to (410) 420-69282.
- Mail: Policyholders can mail their claim information to:
Harford Mutual Insurance Group Claims Department P.O. Box 128 Bel Air, MD 21014 USA
Conclusion
1842 Insurance Company is a new member of Harford Mutual Insurance Group, Inc., a mutual holding company that provides property and casualty insurance products and services to a regional market.
The company has received credit ratings from AM Best and offers the same products and services as its sister companies.
Policyholders can file claims online, by phone, by email, or by mail.
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