21st Century Premier Insurance Company (Pennsylvania), Contacts, Services, Coverage Options, Benefits and More …

The 21st Century Premier Insurance Company in Pennsylvania offers a wide range of personal and business insurance plans at competitive prices. People know it for its strong finances and good customer service.

21st Century Premier Insurance Company (Pennsylvania)

21st Century Premier Insurance Company, located in Pennsylvania, operates under the Farmers Insurance Group.

They offer various insurance plans for personal and business needs, such as auto, renters, homeowners, and business insurance. They have licenses to operate in 26 states and the District of Columbia.

Originally established in 1911 as the Pennsylvania Threshermen’s and Farmers’ Mutual Fire Insurance Company, it became 21st Century Premier Insurance Company in 2004.

The company is based in Wilmington, Delaware, and employs over 1,000 people.

A.M. Best, a prominent insurance rating agency, rates 21st Century Premier Insurance Company as A+ (Superior).

This rating reflects the company’s strong financial standing and its ability to fulfill its commitments to policyholders.

Membership

21st Century Premier Insurance Company belongs to the Farmers Insurance Group, one of the biggest insurance groups in the United States.

Zurich Insurance Group, a global insurance company headquartered in Switzerland, owns the Farmers Insurance Group.

They provide discounts to policyholders, including savings for bundling policies, maintaining a good driving record, and driving a safe vehicle.

Additionally, the company offers multiple payment choices, such as monthly, quarterly, and annual payments.

Contacts

Contact Type	Contact Information
Website	https://www.21st.com/
Phone	1-800-435-7764
Mail	21st Century Premier Insurance Company P.O. Box 1000 436 Walnut Street Philadelphia, PA 19106

Services and Products

21st Century Insurance provides various car insurance policies, like liability, collision, and comprehensive coverage. They also have discounts for bundling policies, maintaining a good driving record, and driving a safe vehicle.

For renters, 21st Century Insurance offers policies to safeguard your belongings from incidents such as fires, theft, and other covered events.

If you’re a homeowner, 21st Century Insurance offers policies to protect your home and belongings from events like fires, theft, and other covered situations.

For businesses, 21st Century Insurance offers policies that safeguard against risks like property damage, liability issues, and workers’ compensation needs.

Coverage Options available at 21st Century Premier Insurance Company (Pennsylvania)

21st Century provides a range of car insurance coverage options, which includes liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

Customers also have the choice to include extra coverage options like rental car reimbursement and roadside assistance.

Let’s briefly look at each coverage option:

• Liability coverage: Liability coverage pays for damages to other people or their property if you are at fault in an accident.
• Collision coverage: Collision coverage pays for repairs to your own vehicle if it is damaged in an accident, regardless of who is at fault.
• Comprehensive coverage: Comprehensive coverage pays for repairs to your vehicle if it is damaged by something other than an accident, such as theft, vandalism, or hail.
• Uninsured/underinsured motorist coverage: Uninsured/underinsured motorist coverage pays for your medical expenses and other damages if you are hit by a driver who does not have insurance or does not have enough insurance to cover your losses.

Filing Claims, Cancellations and Renewals

To make a claim with 21st Century Insurance (Pennsylvania), you can either call 1-800-241-1188 or use their online claim filing system. When you file a claim, you must provide the following details:

1. Your policy number
2. The accident’s date and time
3. The accident location
4. A description of what happened
5. Names and contact information of any witnesses

Once you’ve filed your claim, 21st Century Premier Insurance Company will assign a claims adjuster to your case. The adjuster will investigate the accident and assess the coverage you can receive.

Cancellations

If you want to cancel a new policy before it starts, you can call our toll-free number at 1-800-241-1188 or send a request by fax or regular mail.

If you need to cancel a policy after it has started, you must send a written notice to 21st Century Insurance. You can do this by sending a letter to the following address:

21st Century Insurance P.O. Box 1000 436 Walnut Street Philadelphia, PA 19106

In your letter, include your policy number and the date you want your policy to be canceled.

Renewals

21st Century Insurance will renew your policy by default unless you inform them otherwise. They’ll send you a renewal notice in the mail 30 days before your policy’s expiration date.

If you don’t want to renew your policy, make sure to get in touch with 21st Century Insurance before your current policy ends.

 

Financial Details of 21st Century Premier Insurance (Pennsylvania)

21st Century Premier Insurance Company in Pennsylvania operates as a subsidiary of the publicly traded Farmers Insurance Group.

While 21st Century Premier Insurance Company doesn’t disclose its financial details independently, we can assess its financial stability by examining the financials of Farmers Insurance Group.

Farmers Insurance Group is a large and financially robust organization. In 2022, it reported net premiums written of $28.1 billion and a net income of $3.4 billion.

The company maintains a strong financial position, boasting a surplus of $16.5 billion.

A.M. Best, a prominent insurance rating agency, rates Farmers Insurance Group as A+ (Superior).

This rating reflects the company’s strong financial health and its ability to meet its commitments to policyholders.

Customer Reviews

Customers have varying opinions about 21st Century Insurance Company.

Some customers appreciate the company for its competitive rates, good customer service, and easy claims filing.

However, others express dissatisfaction due to slow claims processing, challenges in canceling policies, and unexpected rate hikes.