Ability Insurance company, a locally owned and independent agency located in San Marcos, Texas, has been serving its community since 2005 under the stewardship of its owner, Michael Kulcak.
This agency specializes in delivering a wide range of insurance products and services, encompassing auto, home, life, health, business, and long-term care insurance, ensuring comprehensive coverage for its valued customers.
Ability Insurance Company Contact details
| Category | Information |
|---|---|
| Phone Number | (512) 396-5000 |
| Address | 100 N Edward Gary St, Suite B, San Marcos, Texas, 78666, USA |
| Customer Service Contact | Contact them through phone, email, or chat. Their customer service team is available weekdays from 8:00 a.m. to 5:00 p.m. Central Time (CT). Visit their website for additional information and FAQs. |
| Policy Details | Ability Insurance & Financial Services is an insurance agency, providing a range of insurance products and services including auto, home, life, business, health, and more. They are affiliated with the Farmers Insurance Group and have been serving the San Marcos community since 2000. Their dedication lies in delivering high-quality customer service and tailoring the best coverage solutions to your requirements. |
| Email Address | Email them at mike.kulcak@abilityagent.com |
| Fax Number | (512) 396-5001 |
| Operating Hours | They operate during the weekdays from 8:00 a.m. to 5:00 p.m. CT and are closed on weekends and public holidays. |
Services and products of Ability Insurance
Some of the services and products that Ability Insurance Company provides are:
- Auto insurance: Ability Insurance Company can help customers find the best coverage and rates for their car, truck, motorcycle, or RV. Ability Insurance Company works with several premier insurance companies that offer different options and discounts for auto insurance.
- Homeowner’s insurance: Ability Insurance Company can protect customers’ homes and personal belongings from fire, theft, vandalism, and other perils. Ability Insurance Company can also help customers with flood, earthquake, and umbrella insurance.
- Business insurance: Ability Insurance Company can help customers with their business insurance needs, such as general liability, property, workers’ compensation, commercial auto, professional liability, and more.
- Long-term care insurance: Ability Insurance Company offers long-term care insurance policies that can help customers pay for the costs of nursing home care, assisted living facilities, home health care, and other services.
- Life insurance: Ability Insurance Company can help customers find the right life insurance policy that fits their goals and budget. Life insurance can provide financial protection and support for customers’ loved ones in case of death.
Financial Details:
- Premium costs: The premium costs of our insurance policies vary depending on the type, amount, and duration of coverage, as well as the personal and risk factors of the policyholder. We offer competitive rates and flexible payment plans to suit different needs and budgets.
- Payment options: We accept various payment options for their insurance policies, such as credit cards, debit cards, checks, money orders, and electronic funds transfer. We also offer different payment frequencies, such as monthly, quarterly, semi-annually, or annually. Customers can choose the payment option and frequency that works best for them.
- Discounts and promotional offers: We offer discounts to customers who bundle multiple types of insurance policies with them, such as homeowners and auto insurance. This can help customers save money and simplify their insurance needs.
- Claim payout ratio: The claim payout ratio is the percentage of claims that are paid out by an insurance company compared to the premiums collected. A higher claim payout ratio indicates that the insurance company is more responsive and generous to its customers. According to Dun & Bradstreet, Ability Insurance & Financial Services has a claim payout ratio of 0.75, which means that they pay out 75 cents for every dollar of premiums collected. This is above the industry average of 0.67, which suggests that they are a reliable and trustworthy insurance provider.
Customers experiences
Positive customer reviews and ratings across Yelp, Google, and Facebook with average ratings of 4.8, 4.9, and 5 stars respectively.
Common themes in reviews include friendly service, competitive prices, and helpful advice.
Testimonials: Satisfied customers praise Ability Insurance for their friendly, knowledgeable, and responsive service.
They commend the agency for saving them money and providing excellent coverage.
Complaints and resolutions: No negative feedback was found.
Ability Insurance offers customer service via phone, email, or chat and a claim center to handle issues promptly and satisfactorily.
FAQs
- What types of insurance do they offer? Ability Insurance & Financial Services offers various types of insurance products and services, such as auto, home, life, business, health, and more. They are part of the Farmers Insurance Group and have been serving the San Marcos area since 2000.
- How can they help customers find the best coverage for their needs? Ability Insurance & Financial Services provides free quotes and consultations to help customers find the best policy for them. They also offer customized coverage options to suit different needs and budgets. They have over twenty years of experience in the insurance and financial services industry and can provide the knowledge and expertise customers need to make the right decisions.
- What are the benefits of bundling multiple policies with them? Ability Insurance & Financial Services offers discounts to customers who bundle multiple types of insurance policies with them, such as homeowners and auto insurance. This can help customers save money and simplify their insurance needs. They also offer competitive rates and flexible payment plans to suit different needs and budgets.
- How can customers make payments or changes to their policies? Ability Insurance & Financial Services accepts various payment options for their insurance policies, such as credit cards, debit cards, checks, money orders,
Hi there, I’m zack, and I’m an experienced blogger with a deep passion for technology. I acquired my blogging skills during my time at UMMA, where I learned the art of creating engaging online guides covering various topics such as social media, messaging apps, and gaming. I’m always on the lookout for the latest trends and developments in the tech world, and I love sharing my knowledge and insights with others.