Accident Fund General Insurance Company, Michigan(MI)-Phone Number, Claims, Address, Owner

Accident Fund General Insurance Company: A Member of AF Group

Accident Fund General Insurance Company is a stock underwriting insurance company that is part of AF Group, Inc. (AFG).

An image to Illustrate: Accident Fund General Insurance Company
Learn everything you need to know about Accident Fund General Insurance Company, a new member of AF Group. Find out who owns it, what products it offers, how to file a claim and more/PHOTO COURTESY: Facebook

AFG is a mutual holding company that owns four insurance subsidiaries:

AF was founded in 1912 in Lansing, Michigan, and provides workers’ compensation insurance products and services to a regional market.

Accident Fund General Insurance Company Phone Number

The phone number for Accident Fund General Insurance Company is:

  • Corporate: 1-866-206-58513

This is the same number as AFG and its other subsidiaries.

Accident Fund General Insurance Company Contact Number

The contact number for Accident Fund General Insurance Company is the same as the phone number.

That is: 1-866-206-58513

Policyholders can use this number to reach the Customer Service Department, which is available from Monday to Friday from 8:00 a.m. to 5:00 p.m. Eastern Time.

Accident Fund General Insurance Company Claims

To file a claim with Accident Fund General Insurance Company, policyholders can use the same methods as with its sister companies.

These include:

  • Online: Policyholders can submit a claim online through the Claims Center on the website. They can also check the status of their claim and upload documents online.
  • Phone: Policyholders can call the Claims Department at 1-866-206-5851 to report a claim or ask questions about their claim. The Claims Department is available from Monday to Friday from 8:00 a.m. to 4:30 p.m. Eastern Time.
  • Email: Policyholders can email their claim information to newclaims@accidentfund.com or fax it to 1-517-367-44163.
  • Mail: Policyholders can mail their claim information to:
    Accident Fund Claims Department P.O. Box 40790 Lansing, MI 48901-7990 USA

Who Owns Accident Fund

Accident Fund is not a single company, but a group of companies that are owned by AFG.

AFG is a mutual holding company, which means that it is owned by its policyholders, who have the right to vote on important matters such as the election of directors and the approval of mergers.

As a mutual holding company, AFG can also issue stock to raise capital or acquire other companies without affecting the rights of its policyholders.

Accident Fund Insurance Company of America Claims Address

The claims address for Accident Fund Insurance Company of America is the same as the claims address for Accident Fund General Insurance Company, which is:

Accident Fund Claims Department P.O. Box 40790 Lansing, MI 48901-7990 USA

Accident Fund Address

The address for the Accident Fund is:

200 North Grand Avenue Lansing, MI 48933 USA

This is the same address as AFG and its other subsidiaries.

Accident Fund – Workers Comp Phone Number

The workers’ comp phone number for Accident Fund is:

Workers Comp Claims: 1-866-206-58513

This is the same number as AFG and its other subsidiaries.

Accident Fund Insurance Company of America A.M. Best

Accident Fund Insurance Company of America has received credit ratings from AM Best, a global credit rating agency specialising in the insurance industry.

AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “A” to Accident Fund Insurance Company of America.

The outlook assigned to these ratings is stable.

These ratings reflect the company’s strength, operating performance, business profile, and enterprise risk management.

FAQs

How do I claim from the Road Accident Fund?

To claim from the Road Accident Fund (RAF), you need to fill out a prescribed form and attach the required documents, such as a medical report, a police report, and proof of income.

You can submit your claim directly to the RAF or through a lawyer.

You can also check the status of your claim online or by calling the RAF call centre.

How much is the RAF payout?

The amount of RAF payout depends on the type and severity of your injuries, the extent of your loss of income, and the expenses you incurred as a result of the accident.

The RAF has a limit on the amount it can pay for each claim, which is adjusted annually.

For 2021/2022, the maximum amount is:

  • R337,223 for general damages
  • R337,223 for loss of income or support
  • R337,223 for funeral expenses

How long does it take to get your money from RAF?

The time it takes to get your money from RAF varies depending on the complexity of your claim, the availability of evidence, and the cooperation of the parties involved.

The RAF aims to process and settle claims within 120 days of receiving them, but some claims may take longer.

If you are not satisfied with the RAF’s offer or decision, you can appeal or take legal action.

Does RAF pay for minor injuries?

The RAF does not pay for minor injuries that do not result in serious long-term impairment or disability.

The RAF uses a scale called the American Medical Association Guides to evaluate the degree of impairment caused by an injury.

Only injuries that cause more than 30% impairment are eligible for general damages from the RAF.

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