All America Insurance Company: A Comprehensive Guide to Contacts, Services, Benefits, and More

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All America Insurance Company (Ohio) differs from A All American Insurance in Parma, Ohio.

All American Insurance is an independent insurance agency, and it represents Nationwide Insurance.

All America Insurance Company (Ohio)
Photo | Globe Life Insurance
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All America Insurance Company (Ohio)

This insurance company operates as a fire and casualty insurer with its headquarters in Van Wert, Ohio.

Founded in 1914, it holds licenses to provide insurance services in 16 states.

The company offers a range of personal and commercial insurance products, such as auto, home, business, and farm insurance.

A.M. Best, a prominent insurance rating agency, rates All America Insurance Company as A+ (Superior).

This rating signifies the company’s robust financial stability and its ability to fulfill its policyholder obligations.

Contacts

Phone Number Address Customer Service Contact Website Email Address Fax Number Operating Hours
1-800-736-7000 800 S Washington St Van Wert, OH, 45891-2357 United States https://www.central-insurance.com/.

Who Owns All America Insurance (Ohio)?

All America Insurance Company belongs to the Central Mutual Insurance Company Group, which is a financial services group.

This group also includes Central Mutual Insurance Company, Central Insurance Company of Van Wert, and Meridian Insurance Company.

The Central Mutual Insurance Company Group holds more than $1 billion in assets and offers insurance to more than 300,000 customers.

Services and Products

Personal Insurance Commercial Insurance
– Auto Insurance – Business Owner’s Policy (BOP)
– Home Insurance – Commercial General Liability Insurance
– Renters Insurance – Workers’ Compensation Insurance
– Condominium Insurance – Professional Liability Insurance
– Boat Insurance – Commercial Property Insurance
– Motorcycle Insurance – Commercial Auto Insurance
– Life Insurance
– Long-term Care Insurance

All America Insurance Company also offers a variety of specialized insurance products, such as:

  1. Farm insurance
  2. Garage insurance
  3. Travel insurance
  4. Event insurance

Financial Stability of All America Insurance Company (Ohio)

The company stands as a financially strong company. A.M. Best, a prominent insurance rating agency, rates it as A+ (Superior).

This rating signifies the company’s robust financial condition and its ability to meet policyholder obligations.

As of December 31, 2022, the Ohio Department of Insurance reported the following financial details for All America Insurance Company:

  • Assets: $243,792,254
  • Capital: $5,250,000
  • Net surplus: $95,824,218

Coverage Options

All America Insurance Company (Ohio) provides a broad range of coverage options for its personal and commercial insurance products. Some common coverage options include:

Auto Insurance

Home Insurance

  1. Dwelling coverage: It takes care of home repairs due to fires, storms, or other covered events.
  2. Personal property coverage: It covers repairs or replacements for your damaged or stolen belongings.
  3. Liability coverage: It pays for injuries and property damages if you or someone in your household is at fault for an accident.

Commercial Insurance

  • Commercial general liability insurance: It covers bodily injuries and property damages if your business is at fault for an accident.
  • Workers’ compensation insurance: It pays for medical expenses and lost wages for injured employees.
  • Commercial property insurance: It handles repairs to your business property due to fires, storms, or other covered events.
  • Commercial auto insurance: It covers repairs for your business vehicles damaged in accidents.

Beyond these essential options, All America Insurance Company also offers various additional coverage choices, such as:

Auto Insurance

  1. Rental car reimbursement
  2. Roadside assistance
  3. Towing and labor coverage
  4. Medical payments coverage
  5. Uninsured/underinsured motorist coverage

Home Insurance

  • Loss of use coverage
  • Scheduled personal property coverage
  • Flood insurance
  • Earthquake insurance

Commercial Insurance

  1. Business interruption insurance
  2. Crime insurance
  3. Equipment breakdown insurance
  4. Professional liability insurance.
All America Insurance Company (Ohio)
PHOTO | All American Insurance Consultants

All America Insurance Company: Filing Claims, Cancellations and Renewals

Once you’ve filed a claim, an All America Insurance Company claims adjuster will handle your case.

They’ll investigate your claim, gather evidence to determine liability and damages, and, when the investigation is complete, make a settlement offer to you.

If you accept the offer, All America Insurance Company will pay you the agreed-upon amount.

Claim Process

To file a claim, you have two options. You can call their toll-free claims number at 1-800-598-7861 or submit a claim online through their website. When you file a claim, you’ll need to provide the following information:

  • Your policy number
  • Your contact information
  • The date, time, and location of the incident
  • A description of the incident
  • The names and contact information of any witnesses
  • A copy of the police report (if applicable)

All America Insurance Company Cancellations

You can cancel your policy whenever you wish. To do so, you must send a written notice of cancellation to All America Insurance Company.

This notice should include your policy number, your contact information, and the date you want your policy canceled.

If you decide to cancel your policy before its term ends, you might be eligible for a refund of your unused premium. The exact refund amount depends on the policy type and the time you’ve had it.

Renewals

All America Insurance Company will send you a renewal notice about 30 days before your policy term ends.

This notice will specify your new premium amount. If you don’t want to renew your policy, be sure to contact All America Insurance Company before your current policy expires.

If you let your policy expire without renewing it, your coverage will cease. That means you won’t have insurance coverage for any losses that occur after your policy term expires.

Customer Reviews

Customers have varying opinions about All America Insurance Company. Some express satisfaction with the service and rates, while others share negative experiences.

To make an informed choice, it’s crucial to read customer reviews and compare rates from different insurance companies before deciding on one.

Benefits of All America Insurance Company (Ohio)

  1. Financial Stability: All America Insurance Company is financially sound, with an A+ (Superior) rating from A.M. Best, indicating strong financial health.
  2. Wide Range of Products: The company offers a diverse selection of personal and commercial insurance products, ensuring you can find the coverage that meets your specific needs.
  3. Competitive Rates: All America Insurance Company provides competitive rates on its insurance products, helping you save money on your premiums.
  4. Good Customer Service: The company has a reputation for delivering excellent customer service, with knowledgeable and helpful agents willing to assist customers.
  5. Local Presence: With its headquarters in Ohio and a network of local agents throughout the state, you can easily access assistance and support.
  6. Streamlined Claims Process: All America Insurance Company has a straightforward claims process that simplifies filing a claim and receiving prompt payment.
  7. Discounts: They offer a variety of discounts on their insurance products and services, allowing you to further reduce your insurance costs.
  8. Independent Agent Network: All America Insurance Company works with independent agents, making it easier for customers to receive personalized guidance and assistance.
  9. Customizable Policies: The company offers policies that can be tailored to your specific needs, ensuring you get the coverage that’s right for you.
  10. Experience: With a history of serving customers, the company brings experience and expertise to the insurance industry.

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