America First Insurance Company (New Hampshire) stands out for its competitive rates and strong commitment to customer service.
Additionally, it has gained recognition for its financial strength and stability.
America First Insurance Company (New Hampshire)
America First Insurance Company (New Hampshire) operates in several states, including Arkansas, Georgia, Kansas, Louisiana, Missouri, New Hampshire, New Mexico, Oklahoma, South Carolina, Tennessee, and Texas. It’s based in New Hampshire and connected to Liberty Mutual Insurance Companies.
In 2023, Forbes Advisor recognized America First Insurance Company as a top choice for auto insurance. U.S. News & World Report also rated it highly for homeowners insurance.
Contacts
| Category | Information |
|---|---|
| Corporate Office | |
| Address | 300 Corporate Park Drive, Dover, NH 03820 |
| Phone | (603) 742-2600 |
| Customer Service | |
| Phone | (800) 262-7363 |
| Hours | Monday-Friday, 8:00am-6:00pm ET |
| Website | America First Insurance Company |
America First Insurance Company (New Hampshire) Services and Products
| Personal Insurance | Commercial Insurance | Services |
|---|---|---|
| Auto insurance | Business insurance | Claims assistance |
| Homeowners insurance | Workers’ compensation insurance | Risk management services |
| Renters insurance | General liability insurance | Financial planning services |
| Condo insurance | Professional liability insurance | Educational resources |
| Life insurance | Commercial auto insurance | |
| Motorcycle insurance | Property insurance | |
| Boat insurance | ||
| RV insurance | ||
| Umbrella insurance |
Claims Process, Requirements and Duration
To file a claim with America First Insurance Company (New Hampshire), you should call the customer service department at 1-800-262-7363.
You can also go to the company’s website to file a claim online.
Requirements
- Your policy number
- Your contact information
- The date, time, and location of the incident
- A description of the incident
- The names and contact information of any witnesses
- Police reports, medical records, or estimates for repairs.
Tips for filing a claim with America First Insurance Company
- Be prepared to provide as much information as possible when you file your claim.
- Keep copies of all of your documentation, including police reports, medical records, and estimates for repairs.
- Cooperate with the claims adjuster and provide them with all of the information they need to investigate your claim.
- Be patient and understanding. The claims process can take some time, especially if your claim is complex.
Can America First Insurance Company (New Hampshire) cancel your policy?
If America First Insurance Company (AFIC) cancels your policy, they will send you a written notice that explains why they’re canceling it.
You’ll also get a specific amount of time to appeal this decision. There are various reasons AFIC might cancel your policy, including:
- Non-payment of premiums
- Fraud
- Misrepresentation of material facts
- Violation of the terms of your policy
- Engaging in unsafe activities
- Having a poor claims history
Coverage Details
Policy Exclusions
America First Insurance Company (New Hampshire) policies typically exclude coverage for the following:
- Intentional acts
- Acts of war
- Nuclear incidents
- Earthquakes
- Floods
- Pollution
- Wear and tear
- Mechanical failures
- Certain types of businesses or activities
Coverage Limits
The coverage limits for your policy depend on the type of policy you have and the coverage options you choose.
For instance, your auto insurance policy might have separate coverage limits for liability, collision, and comprehensive coverage.
You can usually raise your coverage limits by paying extra. It’s crucial to pick coverage limits that can safeguard your belongings if something covered happens.
Deductibles
A deductible means you pay some money before your insurance company covers a loss. You can usually pick a higher deductible to reduce your premium.
But make sure you can pay the deductible if you need to file a claim.
Add-Ons or Riders
America First Insurance Company (New Hampshire) offers a variety of add-ons or riders that can be added to your policy for an additional premium. Some popular add-ons and riders include:
- Rental car reimbursement
- Roadside assistance
- Gap coverage
- Pet insurance
- Identity theft protection
America First Insurance Company: Partnerships and Affiliates
- Liberty Mutual Insurance Companies:Â America First Insurance Company is a subsidiary of Liberty Mutual Insurance Companies.
- Independent Insurance Agents & Brokers of America (IIABA):Â America First Insurance Company is a member of the IIABA, a national trade association representing independent insurance agents and brokers.
- National Association of Mutual insurance companies (NAMIC):Â America First Insurance Company is a member of NAMIC, a national trade association representing mutual insurance companies.
- American Property Casualty Insurance Association (APCIA):Â America First Insurance Company is a member of the APCIA, a national trade association representing property and casualty insurance companies.
- Insurance Information Institute (III):Â America First Insurance Company is a member of the III, a non-profit research and communications organization that provides information about insurance to the public.
Benefits offered by America First Insurance Company (New Hampshire)
- Competitive rates: This company is famous for its affordable rates on various insurance products.
- Wide coverage options: America First Insurance Company offers many personal and commercial insurance coverage choices, ensuring you find the right coverage for your needs.
- Financial stability: Rest assured, as this company is financially strong and stable, ensuring your insurer will be there when you need them.
- Great customer service: America First Insurance Company is devoted to delivering top-notch customer service. Their representatives are knowledgeable, helpful, and willing to go the extra mile.
- Partnerships and affiliates: They have numerous partnerships and affiliates, providing extra benefits to customers, like insurance premium discounts and access to a wide range of insurance products and services.
Frequently Asked Question (s) (FAQs)
What are some tips for avoiding having my policy cancelled?
- Pay your premiums on time and in full.
- Be honest and accurate when you apply for insurance.
- Comply with the terms of your policy.
- Avoid engaging in unsafe activities.
- Maintain a good claims history.
Nick Greenlight is an experienced individual in the financial sector, with knowledge spanning from investment management to income tax preparation.
He has been writing informative essays on personal finance for over a decade and holds several credentials.