American Reliable Insurance Company (Arizona); Contacts, Services, Claims, Reviews, Benefits and More

American Reliable Insurance Company in Arizona helps customers manage risk and safeguard assets.

Their skilled underwriters and claims experts collaborate with customers to create tailor-made insurance solutions that meet their needs.

American Reliable Insurance Company (Arizona)
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American Reliable Insurance Company (Arizona)

ARIC is part of the ECM Insurance Group, a top provider of specialized insurance products and services.

The company’s headquarters are in Scottsdale, Arizona, and it works with independent agency partners across the nation. ARIC has an “A” (Excellent) rating from AM Best, a reputable independent insurance rating agency.

This rating showcases ARIC’s robust financial standing and dedication to delivering high-quality insurance offerings to its customers.

Who Owns ARIC (Arizona)

Global Indemnity Group owns American Reliable Insurance Company (ARIC). Global Indemnity Group is a private insurance company based in Bermuda.

It started in 1991 and has offices in the United States, the United Kingdom, and Europe.

Global Indemnity Group focuses on offering insurance to specific markets, like manufactured housing, farm and ranch, equine, and agribusiness.

ARIC is one of the prominent companies in the group and is a top provider of specialized insurance in the United States.

How to reach American Reliable Insurance Company (Arizona)

Category Subcategory Details
Statutory Home Office Address American Reliable Insurance Company, 3800 N. Central Avenue, Suite 460, Phoenix, AZ 8501212
Phone 800-326-496812
Fax 814-652-951712
Working hours Not specified
Claims Department Address 10591 Lincoln Hwy, Everett, PA 155371
Phone 888-717-8090 (after hours 866-752-6331)1
Email claims.first.notice@americanreliable.com1
Working hours Not specified
Equine Mortality Claims Phone 859-788-50061
Email claims.first.notice@americanreliable.com1
Working hours Not specified
Agribusiness Products Contact person Janet Heidenthal
Email jheidenthal@americanreliable.com1
Phone 402-516-71281
Working hours Not specified
Equine Mortality Contact person Jason Collier
Email jcollier@americanreliable.com1
Phone 402-516-71291
Working hours Not specified
American Reliable Insurance Company (Arizona)
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American Reliable Insurance Company (Arizona): Products & Services

Manufactured Home Insurance: ARIC’s insurance covers various risks, like fire, wind, hail, and theft. You can also add extras like replacement cost and personal property coverage.

Homeowners Insurance: This policy safeguards against risks such as fire, wind, hail, and theft. ARIC also offers optional coverages, like replacement cost, personal property, and water backup.

Dwelling Fire Insurance: If your home faces fire damage, ARIC’s policy has you covered. You can also add extras like replacement cost and personal property protection.

Motorcycle Insurance: ARIC’s motorcycle insurance tackles risks including collision, comprehensive, and liability. It offers options like medical payments and uninsured/underinsured motorist coverage.

Motor Home Insurance: This policy covers motor homes against collision, comprehensive, and liability risks. You can also opt for extras like roadside assistance and campsite liability.

Flood Insurance: ARIC provides flood insurance through the National Flood Insurance Program (NFIP). It covers damage from flooding to your home and its contents.

Farm and Ranch Insurance: ARIC’s policy shields against a range of risks, like fire, wind, hail, and theft. You can add coverages for livestock, crops, and farm equipment.

Agribusiness Insurance: This policy covers risks such as fire, wind, hail, and theft in the agribusiness sector. Optional coverages include crops, farm equipment, and business interruption.

Equine Mortality Insurance: For financial loss when a horse dies, ARIC’s equine mortality insurance has you covered. You can also add coverage for accidental death and illness.

Financial Details

ARIC, a privately held company, doesn’t publicly disclose its financial information. Yet, you can gather some financial details from public records and third-party sources.

AM Best reports that as of December 31, 2022, ARIC had a policyholders’ surplus of $212.2 million and total assets of $424.3 million. In 2022, the company wrote net premiums totaling $125.9 million.

ARIC holds an “A” (Excellent) rating from AM Best, a prominent independent insurance rating and information agency.

This rating mirrors ARIC’s robust financial stability and dedication to delivering top-notch insurance products and services to its customers.

Claims Process, Cancellations and Renewals

To file a claim with American Reliable Insurance Company (Arizona), reach out to the claims department through phone, email, or online.

You’ll need to share details about the accident or loss, including the date, time, and location of the incident, a description of what occurred, and the names and contact info of any witnesses.

ARIC will assign a claims adjuster to your case. The adjuster will investigate and check if it’s covered by your policy. If it is, the adjuster will collaborate with you to resolve the claim.

American Reliable Insurance Company (Arizona): Cancellations

ARIC has the authority to cancel your policy for several reasons such as non-payment of premiums, fraud, or policy term violations.

In case of policy cancellation, you’ll receive a written notice specifying the cause.

If you disagree with ARIC’s decision to cancel your policy, you can get in touch with the company to appeal.

Alternatively, you might be able to lodge a complaint with your state’s insurance department.

Renewals

ARIC will send you a renewal notice before your policy expires.

This notice will contain details about your new premium and the terms of your new policy. To renew, simply pay your premium.

If you decide not to renew your policy, your coverage will stop on the expiration date.

You can seek a new insurance company for coverage, but it might cost more or have a waiting period before coverage starts.

Key Advantages of Choosing American Reliable Insurance Company (Arizona)

1. Strong Financial Stability: ARIC holds an “A” (Excellent) rating from AM Best, a reputable independent insurance rating agency. This rating reflects ARIC’s robust financial position and its dedication to providing quality insurance products and services.

2. Diverse Specialized Insurance Products: ARIC offers a broad array of specialized insurance products, including coverage for manufactured homes, farm and ranch, equine mortality, and agribusiness. This variety makes ARIC an excellent choice for customers with unique insurance needs.

3. Nationwide Network of Independent Agency Partners: ARIC boasts a nationwide network of independent agency partners. This means you can easily find an ARIC agent in your area to help you select the right insurance solutions for your specific requirements.

4. Commitment to Customer Service: ARIC is committed to delivering exceptional customer service. The company’s experienced underwriters and claims professionals collaborate closely with customers to create tailored insurance solutions that match their needs.

American Reliable Insurance Company (Arizona)

In addition to the above benefits, ARIC offers several more advantages, including

– Online Self-Service Tools: ARIC provides a variety of online self-service tools to simplify policy management. Customers can use these tools to make payments, access policy information, and file claims.

– Discounts: ARIC extends various discounts to customers, including those for multiple policies, policy bundling, and safe driving.

– Educational Resources: ARIC offers an array of educational resources to help customers understand insurance and manage their risks. These resources include articles, videos, and webinars.

Customer Reviews

American Reliable Insurance Company (ARIC) elicits a mixed response from its customers.

While some customers commend the company for its outstanding customer service and prompt claims processing, others express concerns about high premiums and challenges in getting claims approved.

Excerpts from customer reviews:

“I’ve been an ARIC customer for over a decade, and I’ve consistently enjoyed their service. They’re always accessible to address my queries, and they’ve consistently handled my claims swiftly and fairly.” – 5-star Google review.

“ARIC is a rip-off! Their premiums are too high and they’re always looking for ways to deny claims. I’m switching insurance companies as soon as I can.” – 1-star review on Yelp.

Choosing American Reliable Insurance Company: Affiliates and Partnerships

Affiliates and Partnerships Description
Global Indemnity Group American Reliable Insurance Company (Arizona) is a member of Global Indemnity Group, a leading provider of specialized insurance products and services, operating in multiple countries.
Independent Insurance Agents ARIC maintains a nationwide network of independent insurance agents who represent both ARIC and other insurance companies, aiding customers in selecting the right insurance solutions.
Other Insurance Companies ARIC collaborates with various insurance companies to broaden the array of products and services offered to customers. For example, ARIC partners with the National Flood Insurance Program (NFIP) to provide flood insurance.
American Horse Council ARIC is a member of the American Horse Council, a national organization representing the horse industry.
National Association of Insurance Commissioners (NAIC) ARIC is a member of the NAIC, an organization that represents state insurance commissioners in the United States.
Better Business Bureau (BBB) ARIC holds accreditation from the BBB, a non-profit organization that provides information about businesses and facilitates the resolution of disputes between businesses and consumers.

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