American Select Insurance Company (Ohio); Ownership, Contacts, Services, Financials, Claims, Reviews, Partnerships and More

American Select Insurance Company (Ohio) has licenses to operate in 10 states including Ohio, Indiana, Illinois, Michigan, Pennsylvania, Kentucky, West Virginia, Virginia, North Carolina, and South Carolina.

They have a network of more than 1,000 independent insurance agents.

American Select Insurance Company (Ohio)

Who Owns American Select Insurance Company (Ohio)?

Westfield Insurance Group wholly owns American Select Insurance Company (Ohio). They founded it in 1959, and it’s headquartered in Westfield Center, Ohio.

American Select has licenses to operate in 10 states: Ohio, Indiana, Illinois, Michigan, Pennsylvania, Kentucky, West Virginia, Virginia, North Carolina, and South Carolina.

They have a network of over 1,000 independent insurance agents.

A.M. Best, a top insurance industry rating agency, rates American Select as “A” (Excellent) or higher for financial strength.

This rating shows that American Select is financially strong and can fulfill its commitments to policyholders.

Contacts

You can reach American Select Insurance Company (Ohio) at:

Address: One Park Circle, P.O. Box 5001, Westfield Center, OH 44251 Phone: Call 1-800-243-0210

Their Customer Care Center operates from 8:00 AM to 6:00 PM EST on Monday through Friday. You can also contact them by emailing [email protected]

American Select Insurance Company (Ohio)| Services and Products

 

Personal Insurance Commercial Insurance
Auto insurance Business insurance
Homeowners insurance Commercial auto insurance
Renters insurance Workers’ compensation insurance
Motorcycle insurance General liability insurance
Watercraft insurance Professional liability insurance
ATV insurance Property insurance
Personal watercraft insurance Bonds
Snowmobile insurance Surety insurance
Life insurance
Health insurance

American Select doesn’t just provide insurance; they also give policyholders handy online tools and resources.

These tools include online bill pay, claim filing, policy management tools, and roadside assistance. It’s all designed to help policyholders easily handle their accounts.

Financials

A.M. Best, a top insurance rating agency, rates American Select as “A” (Excellent) or higher for financial strength.

This rating shows that American Select stands strong financially and can meet its policyholder commitments.

As per the Ohio Department of Insurance’s report as of December 31, 2022, here are American Select Insurance Company (Ohio)’s financials:

  • Total assets: $8.5 billion
  • Total liabilities: $6.7 billion
  • Surplus: $1.8 billion
  • Direct written premium: $4.4 billion

American Select Insurance Company: Filing Claims, Cancellations and Renewals

For claims with American Select Insurance Company (Ohio), you can reach them at 1-800-243-0210 or file a claim online.

They also offer a mobile app for convenient claim filing from your phone or tablet.

When filing a claim, you’ll need to provide:

  • Your policy number
  • The incident’s date and time
  • A description of the incident
  • Names and contact info of witnesses
  • Police report number (if applicable)

American Select will assign a claims adjuster who will investigate and determine if your policy covers the incident. If it’s covered, they’ll assist in settling your claim.

Cancellations: Can American Select Insurance Company (Ohio) cancel your policy?

American Select can cancel your policy for reasons like non-payment, fraud, misrepresentation, driving violations, or state-mandated cancellation.

You’ll receive a written notice stating the reason and cancellation date.

For renewals, you’ll receive a notice 30-60 days before your policy expires, which will detail the new premium rate and any coverage changes.

You can renew online, by phone, or by mail. If you choose not to renew, your coverage ends on the expiration date.

If you have questions about claims, cancellations, or renewals, contact American Select Insurance Company (Ohio) at 1-800-243-0210.

Affiliates and Partnerships

American Select has a number of partnerships with other organizations, including:

  • The Ohio Chamber of Commerce
  • The Ohio Manufacturers’ Association
  • The Ohio Business Roundtable
  • The Ohio Farm Bureau
  • The Ohio State Bar Association
  • The Ohio Society of CPAs
  • The Ohio Council of Insurance Agents & Brokers

Customer Reviews on American Select Insurance Company (Ohio)

American Select Insurance receives a range of customer reviews. Some customers applaud the company for its excellent customer service and competitive rates.

However, others express frustration due to slow claims processing and challenges in reaching customer service representatives.

American Select Insurance Company (Ohio)
PHOTO | The Columbus Architectural Studio

Legal Compliance

The company, American Select Insurance Company (Ohio), must follow state insurance laws and regulations.

This includes laws and rules about financial strength, claims handling, underwriting, and marketing.

American Select is licensed in 10 states: Ohio, Indiana, Illinois, Michigan, Pennsylvania, Kentucky, West Virginia, Virginia, North Carolina, and South Carolina. These states’ insurance departments oversee the company’s operations.

Besides state regulations, American Select also follows federal laws like the Fair Credit Reporting Act and the Gramm-Leach-Bliley Act.

To ensure compliance with these laws and regulations, the company maintains a compliance program.

This program includes policies, employee training, and regular audits. It helps the company stay in line with all the applicable rules.

Benefits of being a customer of American Select Insurance Company (Ohio)

  1. Financial Strength: American Select is rated “A” (Excellent) or higher by A.M. Best, indicating strong financial stability and the ability to meet policyholder obligations.
  2. Variety of Products and Services: American Select offers a wide range of personal and commercial insurance options, from auto and homeowners insurance to life and health insurance. This one-stop shop simplifies your insurance needs.
  3. Competitive Rates: American Select provides competitive rates, offering potential savings when bundling policies.
  4. Good Customer Service: The company has a reputation for excellent customer service. You can easily reach out via phone, email, or live chat. Additionally, their mobile app allows convenient account management and claims filing on your mobile device.

Frequently Asked Questions (FAQs)

Q: What types of insurance does American Select offer?

A: American Select provides various personal and commercial insurance products, including auto insurance, homeowners insurance, renters insurance, business insurance, farm insurance, life insurance, and health insurance.

Q: Is American Select a reputable insurance company?

A: Yes, American Select holds a solid reputation. It receives an “A” (Excellent) rating or higher for financial strength from A.M. Best, a prominent insurance industry rating agency.

Q: How can I file a claim with American Select?

A: You can file a claim with American Select through three channels: by phone, email, or online. For phone claims, dial 1-800-243-0210.

For email claims, send a message to [email protected] To file a claim online, log in to your account on the American Select website.