American Southern Home Insurance Company, Florida (FL): Overview, Address, Contacts, Services, Financial Information, Claims, Reviews, Coverage, Customer Experience, Renewals and Cancellations

American Southern Home Insurance Company is an insurance company based in Amelia, Ohio.

The company offers insurance services covering accidents, health, and life to its clientele.

The company functions as a subsidiary of the American Modern Home Insurance Company.

If you are looking for a reliable and affordable insurance provider, you might want to consider American Southern Home Insurance Company.

In this article, we will review the company’s details, contacts, products and services, financial information, claims, reviews, coverage, customer experience, renewals and cancellations.

American Southern Home Insurance Company
Dive into the world of American Southern Home Insurance Company. PHOTO: Freepik


Company Details

  • Founding Year

The Company was founded in 1982.

  • CEO And Leadership Team

Andreas Kleiner serves as the CEO.

 Contact Information

If you require contact with the American Southern Home Insurance Company for any reason, you can choose from the following means of reaching out:

Information Details
Phone 1-800-452-0297
Mailing Address P.O. Box 2440, Brentwood, TN 37024


The American Southern Home Insurance Company provides a range of services to cater to its clientele.

A few of these services encompass:

  • Online Policy Management

Clients have the convenience of accessing their policy details, making payments, and submitting claims via the company’s mobile application or website.

  • Discounts

Customers have the opportunity to reduce their premium costs through a variety of discounts provided by the company.

These discounts encompass multi-policy savings, new home benefits, home safety incentives, and more.

  • Customer Service

Customers of American Southern Home Insurance Company can anticipate receiving exceptional customer service.

The company boasts a minimal number of complaints and garners favorable reviews from satisfied customers who commend its responsiveness, professionalism, and helpfulness.

  • Claims

Customers have the option to initiate a claim by either reaching out to the company’s claims department via the phone number 1-800-452-0297 or by accessing the company’s website.

The company is committed to promptly and effectively resolving all claims.

Financial Details

The Company stands as a bastion of financial stability and security.

With an A- rating from A.M. Best, it demonstrates an outstanding capability to fulfill its enduring financial commitments to policyholders.

Furthermore, the company maintains a minimal complaint ratio relative to its market presence, signifying a strong and commendable standing among both its valued clientele and regulatory bodies.


American Southern Home Insurance Company simplifies the process of filing a claim for its customers.

To report a claim, customers have multiple convenient options.

They can reach out to the company’s claims department by dialing 1-800-452-0297 or visit the official website.

Additionally, the company offers a mobile app, allowing customers to file a claim while on the move.

Once a claim is filed, a dedicated claims adjuster will be assigned to manage the case and assess the coverage and compensation details.

Subsequently, the company will disburse the claim payment in accordance with the policy’s terms and conditions.


The Company boasts an overwhelmingly favorable customer reception.

The firm maintains a minimal volume of complaints and consistently achieves top-tier customer satisfaction ratings.

Clients hold the company in high regard for its competitive pricing, extensive coverage alternatives, exceptional customer service, and swift claims resolution.

Coverage Options

The American Southern Home Insurance Company provides a diverse array of inclusive insurance options designed to cater to the varying requirements of its clients.

These coverage options include:

  • Home Insurance

Safeguards both your home’s structure and its belongings from harm or loss resulting from covered risks like fires, theft, or natural calamities.

  • Auto Insurance

Offers protection for liability and gives you the choice to add coverage for both vehicle damage and injuries sustained by you and your passengers following an accident.

  • Umbrella Insurance

Offers extended liability protection that exceeds the boundaries set by your home or auto insurance policies, safeguarding you from legal actions or demands.

  • Flood Insurance

Safeguards your residence and its belongings from potential flood damage resulting from natural calamities or other unforeseen occurrences.

  • Renters Insurance

Offers insurance that safeguards the personal possessions of tenants and provides liability coverage in cases of injuries or damages caused by the tenant.

  • Condo Insurance

Offers protection for both your condominium’s structure and its contents, while also providing liability coverage in case you cause injuries or damage.

Customer Experience

The Company offers a delightful customer experience, boasting a user-friendly website and mobile app for policy management, bill payment, and online claims submission.

Additionally, customers can reach out via a toll-free number or email to address any inquiries or issues.

The company maintains a commendably low rate of complaints and consistently earns high customer satisfaction ratings.

Furthermore, a network of independent agents is readily available to support customers with their insurance requirements.

Renewals and Cancellations

The Company offers customers convenient options for policy renewal or cancellation.

Policyholders have the flexibility to renew their policies through the company’s website or mobile app, or by reaching out to the customer service department via phone.

Additionally, customers can initiate policy cancellations by either getting in touch with the company directly or reaching out to their designated agent in writing or by phone.

Any unused premium will be refunded to customers in accordance with the policy’s stipulated terms and conditions.

Frequently Asked Questions (FAQs)

  • What types of insurance policies does American Southern Home Insurance Company offer?

The Company offers homeowners, renters, condo, flood, and personal liability insurance.

  • What discounts are available for American Southern Home Insurance Company customers?

The Company offers multi-policy, protective device, and claims-free discounts.

  • Is American Southern Home Insurance a Good Choice?

The Company is a reputable provider with an A- (Excellent) rating from A.M. Best.

They offer comprehensive coverage, competitive pricing, and excellent customer service, making them a reliable choice for quality insurance.

  • What are the contact details for American Southern Home Insurance Company?

You can reach the  Company at 1-800-452-0297,, or by mail at P.O. Box 2440, Brentwood, TN 37024.


I trust that you found this article enjoyable and gained valuable insights about the American Southern Home Insurance Company.

If you’re looking for additional articles similar to this one, be sure to visit our blog to explore more content related to insurance.

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