American United Life Insurance Company (Indiana) provides an extensive array of life insurance products and services.
These offerings encompass individual life insurance, group life insurance, retirement planning products, and long-term care insurance.
American United Life Insurance Company (Indiana)
American United Life Insurance Company (AUL) has its headquarters in Indianapolis, Indiana.
It operates as a mutual life insurance company and is part of the OneAmerica family of companies, which includes The State Life Insurance Company and Pioneer Mutual Life Insurance Company.
AUL provides a wide array of life insurance products and services, such as individual life insurance, group life insurance, retirement planning products, and long-term care insurance.
AUL maintains a strong financial standing and has an impressive history of serving its customers.
It boasts an AM Best financial strength rating of A+ (Superior) and holds licenses to operate in all 50 states and the District of Columbia.
Contacts
Address: 1 American Square #368, Indianapolis,
IN 46282, USA Phone: (317) 267-8400
Website: American United Life Insurance Company
Services and Products offered by American United Life Insurance Company (Indiana)
AUL provides an extensive range of services and products, including:
Life Insurance
- Term Life Insurance: Offers a death benefit for specific periods, like 10, 20, or 30 years.
- Whole Life Insurance: Provides lifelong death benefit and cash value accessible during the insured’s lifetime.
- Universal Life Insurance: A flexible life insurance type allowing adjustments to the death benefit and premium payments.
- Variable Universal Life Insurance: A form of universal life insurance that invests cash value in various options.
- Group Life Insurance: Extends life insurance coverage to business or organization employees.
Retirement Planning Products
- Individual Retirement Accounts (IRAs): Tax-advantaged accounts for retirement savings.
- 401(k) Plans: Employer-sponsored retirement savings plans enable employees to set aside a portion of their earnings for retirement.
- Annuities: Contracts with an insurance company, offering a guaranteed stream of income during retirement.
Long-Term Care Insurance: Helps cover expenses related to long-term care, such as nursing homes or assisted living facilities.
Additionally, AUL offers various other services, including financial planning and estate planning.
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Financial Details
American United Life Insurance Company (AUL) stands as a financially robust company with a lengthy history of success. Here is a summary of key financial details:
- Total assets: $46 billion
- Capital and surplus: $2.5 billion
- Risk-based capital ratio: 461%
- AM Best financial strength rating: A+ (Superior)
AUL’s financial strength is of paramount importance to its customers as it signifies the company’s ability to fulfill financial obligations, even in unforeseen circumstances.
AUL’s high risk-based capital ratio and AM Best rating serve as indicators of this financial strength.
Furthermore, AUL is a profitable company. In 2022, it achieved a net income of $1.2 billion.
This profitability empowers AUL to invest in its operations and deliver top-quality products and services to its customers.
American United Life Insurance Company (Indiana): Claims, Cancellations and Renewals
AUL handles claims, cancellations, and renewals. For claims, call (317) 267-8400 or visit their website. Share your policy number and claim details.
AUL reviews and decides whether to pay.
If you disagree with AUL’s decision, you can appeal. Write a letter explaining your disagreement and providing supporting information.
AUL reviews the appeal and makes the final call.
You can cancel your AUL policy at any time by writing a cancellation letter, including your policy number and desired cancellation date.
AUL may charge a fee, depending on the policy type and duration. Check your policy for details.
AUL will notify you before your policy expires with new premiums. Pay to renew. If not, the policy lapses, and you lose coverage and benefits.
Have questions about claims, cancellations, or renewals? Contact AUL customer service at (317) 267-8400 or on their website.
Customer Reviews
Customers generally like American United Life Insurance Company (AUL). They have an A+ rating from the Better Business Bureau, the highest possible rating.
On Google Reviews, they got 4.5 stars from over 2,000 reviews.
Customers have good things to say about AUL.
- “AUL is a great company to work with. They are always responsive to my questions and they make it easy to manage my policy.”
- “I have been a customer of AUL for many years, and I have always been happy with their service. They are a reputable company, and they offer a wide range of products.”
- “I’m very happy with my AUL policy. The rates are competitive and the coverage is excellent.
American United Life Insurance Company (Indiana): Affiliates and Partnerships
- OneAmerica: AUL is part of the OneAmerica family, which includes The State Life Insurance Company and Pioneer Mutual Life Insurance Company. They offer a wide range of life insurance products to individuals and businesses.
- USA Swimming: AUL is a Centennial Partner of USA Swimming, the U.S. competitive swimming authority. AUL supports their mission to promote swimming and help athletes achieve their goals.
- National Association of Colleges and Employers (NACE): AUL is a NACE member, a non-profit aiding college career services. AUL partners with NACE to provide resources and career opportunities for students.
- Financial Planning Association (FPA): AUL is an FPA member, a professional group for financial planners. AUL collaborates with FPA to offer educational resources and support for financial planners.
Benefits of Selecting American United Life Insurance Company (Indiana)
- Financial Strength: AUL is a financially secure company with a strong track record. It holds an AM Best financial strength rating of A+ (Superior), ensuring it can meet its financial commitments to customers.
- Wide Product Range: AUL provides a broad spectrum of life insurance options for individuals and businesses. This includes term life insurance, whole life insurance, universal life insurance, variable universal life insurance, group life insurance, retirement planning products, and long-term care insurance.
- Competitive Rates and Discounts: AUL offers competitive rates for its life insurance products and services. They also provide various discounts, including ones for healthy lifestyles, non-smokers, and military personnel.
- Excellent Customer Service: AUL is renowned for its outstanding customer service. Their knowledgeable and helpful customer service representatives consistently go the extra mile to assist customers with their needs.
- Online Policy Management: AUL customers have the convenience of managing their policies online 24/7. This allows them to access policy information, make payments, and file claims with ease.
- Mobile App: AUL offers a mobile app, making it simple for customers to manage their policies while on the move.
- Financial Planning Resources: AUL provides a variety of financial planning resources, including articles, webinars, and calculators. These resources empower customers to make informed decisions about their finances.
Quick Facts
Here are some quick facts about American United Life Insurance Company (Indiana):
- Founded: 1877
- Headquarters: Indianapolis, Indiana
- Financial strength rating: A+ (Superior) from AM Best
- Total assets: $46 billion
- Products and services: Life insurance, retirement planning products, long-term care insurance, and more
- Customers: Individuals, businesses, and organizations nationwide.
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