Amica Life Insurance Company, Rhode Island(RI): Contact Information, Addresses,History And Reviews

When faced with a multitude of insurance companies, selecting one can become a challenging task.

Amica is one company that offers life policies, amongst other insurance policies.

Here is what you should know about the Amica Insurance company.

Amica Mutual Insurance Company
Amica Mutual Insurance Company (Source: Wikipedia)

Amica Life Insurance Company Contact Information And addresses

Company Name Headquarters Contact Number Email Address Mailing Address
Amica Life Insurance Company Lincoln, Rhode Island 800 242 6422, 866-286-9968 info@amica.com PO Box 9128, Providence, RI 02940-9128

Address Phone Number Email Online Contact Form
2721 N Central Ave, Phoenix, AZ, 85004 (866) 641-9999

Amica Life Insurance Company History

Amica Mutual Insurance Company, founded in 1907, initially provided auto, fire, and theft insurance.

It has since evolved into the country’s oldest mutual car insurer, offering a diverse range of insurance products.

These products include home, flood, life, umbrella, renters, small business, and pet insurance.

Customers also have the option to acquire retirement annuities.

Amica Life Insurance Company Reviews

Amica offers term life and whole life insurance policies with coverage limits exceeding $1 million, excluding universal or variable life insurance options.

Term policies provide multiple choices without requiring a medical exam for most applicants.

Whole-life policyholders can select from three plan options, with age restrictions potentially affecting seniors.

Amica’s fully paid life policies ensure the beneficiary receives the death benefit upon covered death.

Customers with an Amica auto policy may qualify for a multi-policy discount by adding life insurance, depending on their location.

Amica’s life policies include a built-in terminal illness rider but do not offer additional add-on options.

You can purchase a term policy, but you must obtain whole-life policies from an Amica agent.

Amica’s term life policies offer affordability, with 10-, 15-, 20-, 25-, and 30-year increments.

They feature a level premium and coverage, that stays constant while the policy remains active and up-to-date on payments.

Coverage begins at $100,000 and can exceed $1 million.

In many instances, no medical exam is necessary for eligibility.

These policies also include the choice to convert to a whole life policy at the end of the term, with no health exam required.

If after getting a free quote you decide that you want a life insurance policy from Amica, you should start by filling out the application.

You will need to provide basic personal information, like:

  • Name
  • Contact information
  • Citizenship status
  • Social security number or tax ID number
  • Income
  • Employment status
  • Tobacco use
  • Previous rejections for life insurance
  • Basic medical history

You will also be asked about your medical history and beneficiaries. It takes 10 to 15 minutes to complete an application online.

But if you are applying for a whole life policy, you must do so through an Amica agent.

Otherwise, you also have the option to apply by phone. (While Amica does have a mobile app, you can not apply for a policy through it.)

Once submitted, You will be contacted by phone for a quick interview to get more detailed information about you.

If you are applying for a whole-life policy, you will need to complete a medical exam, which would be scheduled during the phone call.

This would be completed at Amica’s expense.

Once you’ve submitted all your information and received approval, you can start paying your premiums on an annual, semi-annual, quarterly, or monthly basis.

Amica Mutual Insurance
Amica Mutual Insurance (Source: Wikipedia)

 

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