Amica Property and Casualty Insurance Company (Rhode Island); Contacts, Services, Financials, Claims, Reviews, Affiliates, Benefits and FAQs

Amica Property and Casualty Insurance Company in Rhode Island provides different coverage options and discounts for its policyholders.

It also offers helpful services like roadside assistance, handling claims, and managing risks.

Amica Property and Casualty Insurance Company (Rhode Island)
[Photo: Providence Business News]

Amica Property and Casualty Insurance Company (Rhode Island)

The company was founded in 1907 and is the oldest mutual automobile insurer in the United States.

It’s based in Lincoln, Rhode Island, and provides various personal insurance products like auto, home, personal excess liability, and marine coverages.

Amica is well-known for high customer satisfaction and financial strength.

A.M. Best has consistently given it an “A+” (superior) rating for over 70 years, and J.D. Power and Associates rank it among the best insurance companies in the country.

Amica offers property and casualty insurance in all 50 states, providing diverse coverage options and discounts.

They also offer valuable services, including roadside assistance, claims processing, and risk management, to their policyholders.

Contact Details

  • Address: 100 Amica Way, Lincoln, RI 02865
  • Phone: 800-242-6422
  • Website:

Amica Property and Casualty Insurance Company (Rhode Island): Services and Products


Amica has a team of experienced claims adjusters to assist you in quickly and fairly processing your claims.

Amica provides various risk management resources to help you prevent losses and protect your property.

For excellent customer service, you can reach a representative 24/7 at Amica to get assistance with your policy or file a claim.

Products offered by Amica Property and Casualty Insurance Company (Rhode Island)

Amica offers different auto insurance coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

It offers various home insurance coverage options, such as dwelling coverage, personal property coverage, and liability coverage.

Personal excess liability insurance, also known as umbrella insurance, from Amica provides extra liability coverage beyond what’s typically included in auto and home insurance policies.

Amica offers various marine insurance coverage options for boats, yachts, and other watercraft.

Financial Ratings

  • A.M. Best rates it as “A+” (superior).
  • S&P Global Ratings gives it “AA+” (very strong).
  • Moody’s Investors Service assigns it “Aa2” (Superior).

Claims Process, Cancellations and Renewals

Amica Property and Casualty Insurance is known for its superb customer service and its ability to process claims with speed and efficiency.

In the year 2022, Amica distributed over $9 billion in claims to its policyholders.

Cancellations and Renewals

Amica keeps its cancellation rate low, showing that most policyholders are content with their coverage and service.

Additionally, Amica provides various discounts to policyholders who renew their policies promptly.

Affiliates and Partners of Amica Property and Casualty Insurance

Amica Property and Casualty Insurance is a member of the Amica Mutual Insurance Group, which comprises Amica Life Insurance Company, Amica Investment Services, Inc., and Amica Services, Inc.

Customer Reviews

Amica Property and Casualty Insurance receives outstanding customer reviews.

On Trustpilot, Amica boasts a 4.8 out of 5-star rating from over 50,000 reviews. Customers applaud Amica for its exceptional customer service, competitive rates, and fair claims processing.

Here are a few snippets from recent customer reviews of Amica Property and Casualty Insurance Company (Rhode Island):

  • Amica is the best insurance company I have ever worked with. They are always responsive and helpful, and they go out of their way to make sure that I am satisfied with their service.”
  • “I’ve been with Amica for over 10 years, and I have never had a single problem with them. They are always there for me when I need them, and their rates are very competitive.”

Benefits of choosing Amica Property and Casualty Insurance Company (Rhode Island)

  1. Competitive Rates: Amica is known for offering insurance products at competitive rates, helping you save money.
  2. Excellent Customer Service: Amica is reputed for providing exceptional customer service, with a focus on responsiveness, helpfulness, and going the extra mile to assist you.
  3. Wide Range of Products: Amica offers a comprehensive selection of personal insurance products, including auto, homeowners, condo, renters, motorcycle, umbrella, boat, watercraft, and recreational vehicle insurance. You can conveniently cover all your personal insurance needs in one place.
  4. Strong Financial Ratings: Amica holds excellent financial ratings from major agencies, ensuring that it’s financially stable and capable of paying out claims to policyholders.
  5. Low Cancellation Rate: A low cancellation rate indicates that most policyholders are satisfied with Amica’s coverage and service.
  6. Variety of Discounts: Amica provides various discounts for policyholders, including safe driver discounts, multi-policy discounts, and bundling home and auto insurance discounts.
  7. Platinum Choice® Home Policy: Amica’s Platinum Choice® Home policy offers enhanced protection and coverage beyond standard homeowners insurance policies.
  8. Dividend Program: As a mutual insurance company, Amica pays dividends to policyholders, potentially giving you a portion of your insurance premiums back at the end of the year.
  9. Commitment to Customer Satisfaction: Amica is dedicated to providing the best customer experience, evident in its excellent customer service ratings and low cancellation rate.

Frequently Asked Questions (FAQs)

Q: How can I get a quote from Amica Property and Casualty Insurance Company (Rhode Island)?

A: You can obtain a quote from Amica Property and Casualty Insurance Company (Rhode Island) through their website, over the phone, or by visiting an Amica office.

Q: What is the difference between auto insurance and homeowners insurance?

A: Auto insurance covers your car and its occupants in the event of an accident or other covered incident. Homeowners insurance, on the other hand, provides coverage for your home and its contents in case of events like fires, theft, and other covered circumstances.

Q: What is an umbrella policy?

An umbrella policy offers extra liability coverage beyond what your auto and homeowners insurance policies provide.

Q: How do I file a claim with Amica Property and Casualty Insurance?

A: To file a claim with Amica Property and Casualty Insurance Company (Rhode Island), you can do so through their website, by phone, or by visiting an Amica office.

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