Annuity Investors Life Insurance Company Overview
Annuity Investors Life is a subsidiary of Great American Life Insurance Company and American Financial Group.
The company is licensed in 49 states and DC.
Its focus is on qualified and non-qualified annuities.
It is a leading provider of annuities, which are contracts that offer guaranteed income for life or a specified period of time.
Annuity Investors Life Insurance Company offers a variety of annuity products, such as fixed, indexed, variable, and immediate annuities, to suit the different needs and preferences of customers
They launched their first index annuity in 2006 and are proud of its success.
Their vision is to create financial products that your needs today and your dreams of tomorrow.
They strive to create long-term value for their clients, employees, and investors.
Annuity Investors Life Insurance Company coverages
Some of the annuity products that Annuity Investors Life Insurance Company provides are:
- Fixed annuities: These are annuities that pay a fixed rate of interest on the premium paid by the customer.
The interest rate is guaranteed for the duration of the contract and does not change with market fluctuations.
Fixed annuities can provide a steady and predictable income stream for retirement.
- Indexed annuities: These are annuities that link the interest rate to the performance of an external index, such as the S&P 500.
The interest rate can vary depending on how the index performs, but there is usually a minimum guaranteed rate that protects the customer from negative returns.
Indexed annuities can offer the potential for higher returns than fixed annuities, while also providing some protection from market downturns.
- Variable annuities: These are annuities that allow the customer to invest in a range of subaccounts, such as mutual funds, that offer exposure to different asset classes, such as stocks, bonds, or commodities.
The interest rate and the value of the annuity depend on the performance of the subaccounts chosen by the customer.
Variable annuities can offer the highest potential for growth among annuity products, but they also carry the highest risk and fees.
- Immediate annuities: These are annuities that start paying income to the customer as soon as the contract is purchased.
The customer pays a lump-sum premium and receives regular payments for life or a specified period of time.
Immediate annuities can provide an immediate source of income for retirement or other needs.
If you are looking for information on how to file a life insurance claim with Annuity Investors Life Insurance Company, the step-by-step process of filing a claim is as follows:
- Notify the insurance company of the death of the policyholder as soon as possible. You can contact them by phone, email, or mail.
- Obtain a copy of the death certificate from the funeral home or the local vital records office.
- Complete the claim form provided by the insurance company and attach the original or certified copy of the death certificate.
You may also need to provide other documents, such as proof of identity, proof of relationship, or tax forms, depending on the type of policy and beneficiary.
- Choose how you want to receive the death benefit. You may have various options, such as lump sum, annuity, or installment payments.
- Submit the claim form and supporting documents to the insurance company by mail or fax. Keep a copy of everything you send for your records.
- Wait for the insurance company to review and process your claim.
This may take a few days or weeks, depending on the complexity of the claim and the state laws.
The insurance company may contact you if they need more information or clarification.
- Receive the death benefit once your claim is approved.
The company will send you a check or deposit the funds into your bank account, depending on your preference.
Why choose Annuity Investors Life Insurance Company
Some possible reasons to choose Annuity Investors Life Insurance Company are:
- They have a long history of strength and stability, with high financial ratings from AM Best and Standard & Poor’s
- They offer a variety of annuity products, such as fixed, indexed, and variable annuities, to suit different needs and preferences
- They have transparent and easy-to-understand annuity contracts, with no hidden fees or charges
- They provide superior customer service and support, with dedicated representatives and online resources
Annuity Investors Life Insurance Company contacts and address
301 E 4th St, Cincinnati, OH, 45202-424512
Monday – Friday
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