Assured Life Association, Colorado: Membership, Benefits, Claims, Reviews, Financials

Assured Life Association Colorado is a fraternal benefit society.

an image illustration of a fraternal benefit society
Assured Life Association Colorado is a fraternal benefit society.

Are you looking for a life insurance provider that offers more than just financial protection?

Do you want to be part of a community that values service, charity, and fellowship?

If so, you might want to consider Assured Life Association Colorado, a fraternal benefit society that has been serving its members since 1890.

What is a fraternal benefit society?

A fraternal benefit society is a not-for-profit organization that provides life insurance and other benefits to its members, who share a common bond of faith, ethnicity, occupation, or interest.

Fraternal benefit societies also engage in charitable and social activities to support their members and their communities.

Assured Life Association Colorado (ALAC) is one of the oldest and most respected fraternal benefit societies in the United States.

It was founded by Joseph Cullen Root, who also founded Modern Woodmen of America and Woodmen of the World.

ALAC changed its name from Woodmen of the World and/or Assured Life Association in 2015 to reflect its modern and inclusive identity.

What are the benefits of joining Assured Life Association Colorado?

As a member of ALAC, you can enjoy the following benefits:

  • Financial security: You can choose from a variety of life insurance and annuity products that suit your needs and budget. You can also take advantage of discounts and promotional offers that are exclusive to members.
  • Member benefits: You can access a range of member benefits that can enhance your quality of life, such as health care discounts, travel discounts, educational scholarships, legal services, identity theft protection, and more.
  • Community service: You can participate in various community service projects that are organized by Assured Life Association Colorado or by your local chapter. You can also apply for grants to support your own charitable initiatives.
  • Social fellowship: You can join a local chapter of Assured Life Association Colorado and meet other like-minded members who share your values and interests. You can also attend national events and conventions that offer networking and learning opportunities.

How to join Assured Life Association Colorado?

To join ALAC, you need to purchase a life insurance or annuity product from them.

You can contact their customer service department at (303) 792-9777 or email them at assuredservice@assuredlife.org to request a quote or an application form.

You can also visit their website here to learn more about their products and services.

How to contact Assured Life Association Colorado?

If you have any questions or concerns about your policy, claim, or membership, you can contact Assured Life Association Colorado using the following information:

Basic Information Details
Phone Number (303) 792-9777
Address 6025 S Quebec St., Suite 320 Centennial, CO 80111
Customer Service Contact assuredservice@assuredlife.org
Policy Details here
Email Address assuredservice@assuredlife.org
Fax Number (303) 792-9799
Operating Hours Monday – Thursday: 7:00 am – 4:00 pm (Mountain Time)

What are the financial details of Assured Life Association Colorado?

ALAC is a financially stable and solvent organization that has been rated A- (Excellent) by A.M.

Best, an independent rating agency that evaluates the financial strength and performance of insurance companies.

ALAC has also been accredited by the Better Business Bureau since 1996 and has an A+ rating.

Some of the financial details of ALAC are:

Financial Details Details
Premium Costs Vary depending on the type, amount, and duration of coverage, as well as the age, health, and lifestyle of the applicant
Payment Options Monthly, quarterly, semi-annually, or annually by check, credit card, or electronic funds transfer
Discounts and Promotional Offers Available for members who purchase multiple policies, pay annually, or enroll in automatic payments
Claim Payout Ratio 98% in 2020

How to file a claim with Assured Life Association Colorado?

If you need to file a claim with Assured Life Association Colorado, you can follow these steps:

Some of the details of the claim process are:

Claims Details Details
Claim Process Simple and straightforward
Claim Status Available online, by phone, or by email
Required Documents for Claims Death certificate, policy certificate, beneficiary identification, medical records, etc.
Average Claim Approval Time 10 business days
Claim Customer Reviews Positive and satisfied

Why choose Assured Life Association Colorado?

Assured Life Association Colorado is more than just a life insurance provider. It is a fraternal benefit society that cares about its members and their communities. By joining Assured Life Association Colorado, you can enjoy the following advantages:

  • You can get affordable and reliable life insurance and annuity products that can protect your family and your future.
  • You can access a variety of member benefits that can save you money and improve your well-being.
  • You can join a community of caring individuals who share your values and interests.
  • You can make a difference in the lives of others by participating in charitable and social activities.

ALAC is a trusted and respected organization that has been honoring its promises to pay for over 130 years.

If you are looking for a life insurance provider that offers more than just financial security, you might want to consider ALAC, a fraternal benefit society that cares.

Assured Life Association Customer Reviews and Ratings

ALAC has been rated A- (Excellent) by A.M. Best, an independent rating agency that evaluates the financial strength and performance of insurance companies.

ALAC has also been accredited by the Better Business Bureau since 1996 and has an A+ rating.

On Facebook, Assured Life Association Colorado has 147 likes and 2 reviews, both of which are 5 stars.

One of the reviewers wrote: “I have been a member for over 20 years and have always received excellent service and benefits from this organization.

They truly care about their members and their communities.”

Assured Life Association Testimonials

ALAC has received many testimonials from its members who have benefited from its products and services. Here are some examples:

  • “I am so grateful for the college scholarship that I received from Assured Life Association Colorado. It helped me pursue my dream of becoming a nurse and gave me the opportunity to serve others in need.”
  • “I am very happy with my whole life insurance policy from Assured Life Association Colorado. It gives me peace of mind knowing that my family will be taken care of when I am gone. The premiums are affordable and the benefits are generous.”
  • “I appreciate the Medicare supplement insurance that I got from Assured Life Association Colorado. It covers the gaps that Medicare does not cover and saves me money on medical expenses. The customer service is friendly and helpful.”

Assured Life Association Colorado Complaints and Resolutions

ALAC strives to provide quality customer service with a commitment to fulfill the needs and requests of all customers through knowledge and understanding of products and procedures.

However, if there is ever a problem or a complaint, ALAC will do its best to resolve it in a timely and satisfactory manner.

Customers can contact ALAC by phone, email, fax, or mail to notify them of any issues or concerns.

They can also fill out a customer service survey online to provide feedback on their recent contact with the customer service specialists or their claims request.

ALAC will acknowledge the complaint within 10 business days and provide a resolution within 30 business days.

If the complaint is not resolved within 30 business days, ALAC will inform the customer of the reason for the delay and the expected date of resolution.

FAQs

What is the difference between a fraternal benefit society and a regular insurance company?

A fraternal benefit society is a not-for-profit organization that provides life insurance and other benefits to its members, who share a common bond of faith, ethnicity, occupation, or interest.

A regular insurance company is a for-profit business that sells life insurance and other products to anyone who can afford them.

Fraternal benefit societies also engage in charitable and social activities to support their members and their communities, while regular insurance companies do not.

How do I update my personal information with Assured Life Association Colorado?

You can update your personal information, such as your name, address, phone number, email address, beneficiary, or certificate owner, by contacting ALAC’s customer service department at (303) 792-9777 or emailing them at assuredservice@assuredlife.org.

What are the types of life insurance products that Assured Life Association Colorado offers?

ALAC offers a variety of life insurance products that suit different needs and budgets.

Some of the types of life insurance products are: