Berkshire Hathaway Direct Insurance Company (Nebraska): Contacts, Services, Financials, Claims, Reviews and Benefits

Berkshire Hathaway Direct Insurance Company, a respected property and casualty insurance company, shows strong financial performance.

It provides various products and services to its customers and enjoys a good reputation among them.

Berkshire Hathaway direct insurance company
Image: Reuters

Berkshire Hathaway Direct Insurance Company (Nebraska)

Berkshire Hathaway Direct Insurance Company (Nebraska) has its home base in Omaha, Nebraska.

It’s wholly owned by Berkshire Hathaway Inc., one of the world’s biggest holding companies.

They kicked off back in 1979 and provide a range of insurance products like auto, home, and renters insurance.

People like them for their good rates and top-notch service. This company can do business in all 50 states and the District of Columbia.

They’ve got a solid financial rating, and people see them as a dependable and trustworthy insurance provider.

Contact Details

Company Name Berkshire Hathaway Direct Insurance Company (Nebraska)
Headquarters Omaha, Nebraska
Ownership a wholly owned subsidiary of Berkshire Hathaway Inc.
Established 1979
Insurance Products Offered Auto Insurance
Homeowners Insurance
Renters Insurance
Notable Features Competitive Rates
Excellent Customer Service
Coverage Area All 50 U.S. States and the District of Columbia
Financial Rating Strong
Reputation Reliable and Trustworthy Insurance providers

Berkshire Hathaway Direct Insurance Company (Nebraska): Services and Products

Services Products Additional Services/Products
Online account management Auto insurance Accident forgiveness
24/7 customer support Homeowners insurance Disappearing deductible
Mobile apps Renters insurance New car replacement coverage
Claims processing Motorcycle insurance Homeowners policy discounts for security systems and other safety features
Risk management consulting Boat insurance Commercial insurance discounts for businesses with good safety records
RV insurance
Commercial insurance
Workers’ compensation
Commercial multiple peril
Commercial auto liability

 

A.M. Best, a top insurance rating agency, gives Berkshire Hathaway Direct Insurance Company a strong financial rating.

They rate it as A+ (Superior). This means the company is well-capitalized and can fulfill its financial promises to policyholders.

It is also rated “A” (Excellent) by Fitch Ratings. These ratings reflect the company’s strong financial performance and underwriting discipline.

Claims Process

Berkshire Hathaway Direct Insurance Company makes it easy for customers to file a claim. You can call their toll-free number, use their online claim filing, or their mobile app.

A claims adjuster will then get assigned to your claim and help assess the damage and settle it swiftly.

Cancellations and Renewals

Customers of Berkshire Hathaway Direct Insurance Company can cancel their policies at any time by sending written notice to the company.

The company will refund any premiums that haven’t been used yet. Policies get renewed automatically, but customers can stop this by canceling, or the company can choose not to renew.

Affiliates and Partners of Berkshire Hathaway Direct Insurance Company (Nebraska)

BHDC partners with other Berkshire Hathaway companies like GEICO, National Indemnity Company, and General Reinsurance Corporation.

They also collaborate with various insurance agencies and distributors.

Customer Reviews on Berkshire Hathaway Direct Insurance Company (Nebraska)

BHDC enjoys a strong customer reputation. On Google, it holds an average rating of 4.5 stars out of 5, and on Yelp, it scores 4.3 stars out of 5.

Internship and Career Opportunities

BHDC offers a variety of internship and career opportunities. The company is looking for talented and motivated individuals to join its team.

Benefits of Choosing Berkshire Hathaway Direct Insurance Company (Nebraska)

For Auto Insurance

  1. Discounts for a good driving record.
  2. Savings for installing safety features in your vehicle.
  3. Reduced rates for bundling insurance with other policies.

Homeowners Insurance

  • Discounts for having a security system in your home.
  • Savings for having smoke detectors and other safety features.
  • Reduced rates for bundling insurance with other policies.

For Commercial Insurance

  1. Discounts for maintaining a good safety record.
  2. Savings for implementing risk management measures.
  • Founded: 1970
  • Parent company: Berkshire Hathaway Inc.
  • Headquarters: Omaha, Nebraska
  • Total assets: $12.6 billion (as of December 31, 2020)
  • Policyholders’ surplus: $2.5 billion (as of December 31, 2020)
  • Underwriting income: $1.1 billion (2020)
  • Ratings: A+ (Superior) by A.M. Best and A (Excellent) by Fitch Ratings
  • Products and services: Auto insurance, homeowners insurance, renters insurance, motorcycle insurance, umbrella insurance, boat insurance, RV insurance, commercial insurance

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