Best Dental Insurance In SC: Best Dental Insurance Options in South Carolina

Maintaining oral health is crucial for overall well-being, but dental care can be expensive. Dental insurance helps manage these costs, offering valuable coverage for preventive and restorative procedures.

Choosing the right dental insurance company in South Carolina depends on your individual needs and priorities.

This comprehensive guide explores 10 of the top dental insurance providers in the state, analyzing their strengths, weaknesses, and key features to help you make an informed decision.

Best Dental Insurance in SC (1)

Best Dental Insurance in SC: Top 10 Dental Insurance Options in South Carolina

Choosing the right dental insurance firm is crucial for your oral health and financial well-being. Evaluate your needs, compare plans, and select the one that best suits you.

Remember to check availability in your area and consider factors like waiting periods, costs, and coverage options. With the right dental insurance, you’ll be well-prepared for a healthy smile!

10. DentaQuest

  • Best Premiums: DentaQuest offers competitive pricing.
  • Comprehensive Coverage: They cover preventive, restorative, and major dental services.
  • Website: DentaQuest

9. Anthem BCBS

  • No Waiting Period: Anthem BCBS provides immediate coverage.
  • Customer Satisfaction: Known for excellent customer service.
  • Website: Anthem BCBS

8. MetLife

  • No Annual Maximum: MetLife ensures you won’t hit a cap on covered expenses.
  • Wide Network: Access a broad network of dentists.
  • Website: MetLife

7. Physicians Mutual

  • Cost-to-Value Ratio: Physicians Mutual balances affordability with quality coverage.
  • Senior-Friendly: Ideal for older adults seeking comprehensive dental care.
  • Website: Physicians Mutual

6. Delta Dental

  • Best Overall: Delta Dental consistently ranks high for its comprehensive coverage and network.
  • Braces and Implants: They excel in providing coverage for orthodontics and dental implants.
  • Website: Delta Dental

5. Renaissance

  • Optional Out-of-Network Care: Renaissance allows you to see any dentist, even if they’re not in their network.
  • Customizable Plans: Tailor your coverage to your specific needs.
  • Website: Renaissance

4. Cigna

  • Affordable Annual Premiums: Cigna offers competitive rates while maintaining quality coverage.
  • PPO Options: Choose from their Preferred Provider Organization plans.
  • Website: Cigna


  • Saving Money on Dental Expenses: provides discount plans that can significantly reduce your out-of-pocket costs.
  • Wide Network: Access a large network of dentists across South Carolina.
  • Website:

2. Careington

  • No Annual Maximums: Careington’s plans have no annual limits, allowing you to receive necessary treatments without worrying about exceeding a cap.
  • Affordable Options: They offer cost-effective plans suitable for individuals and families.
  • Website: Careington

1. Smart Health Dental

  • No Waiting Periods: Smart Health Dental offers immediate coverage, ensuring you can access dental care when you need it.
  • Flexible Plans: Their Preferred Provider Organization (PPO) plans provide comprehensive coverage and flexibility.
  • Website: Smart Health Dental

Coverage Options Offered by Smart Health Dental

Smart Health Dental is a national dental insurance provider offering plans that are designed to be affordable and accessible.

They boast several strengths that make them a compelling option for many individuals and families in South Carolina.


  • Affordability: Smart Health Dental plans are generally considered to be more affordable compared to some of the larger national carriers like Delta Dental or Cigna. This makes them a good choice for those on a tight budget.
  • No Waiting Periods: Unlike some other providers that have waiting periods for major services, Smart Health Dental plans typically cover preventive care and major services from day one. This is especially beneficial for those who need immediate coverage or anticipate needing major dental work.
  • Pre-Existing Conditions Coverage: Smart Health Dental plans cover pre-existing conditions with no waiting period, which is a significant advantage for individuals with existing dental concerns.
  • Customer Service: Smart Health Dental prides itself on its customer-centric approach. They offer various resources and support options to help policyholders understand their plans and navigate the claims process.

Best Dental Insurance In SC: Potential drawbacks of Smart Health Dental

  • Network Size: Smart Health Dental’s network of dentists might be smaller compared to some of the larger national carriers. This could limit your choices for in-network providers.
  • Limited Plan Options: Smart Health Dental offers a smaller variety of plans compared to some competitors. This might make it challenging to find a plan that perfectly meets your specific needs and budget.

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