Carolina Casualty Insurance Company: Overview, Contacts, Finances, Claims, Coverage & Reviews

An image of Carolina Casualty Insurance Company
Carolina Casualty Insurance Company: Gain insights into their comprehensive overview, contact details, financial standing, claims process, extensive coverage, and valuable customer reviews/PHOTO COURTESY: Instagram

If you are in the transportation business, you know how important it is to have adequate and affordable insurance coverage for your vehicles, cargo, and passengers.

You also know how challenging it can be to find an insurance company that understands your specific needs and risks.

That’s why you should consider Carolina Casualty Insurance Company, a company that specializes in transportation property/casualty insurance with a focus on intermediate and long-haul trucking and public transportation.

In this article, I will tell you everything you need to know about Carolina Casualty Insurance Company, and why it might be the perfect choice for your transportation business.

What is Included in Casualty Insurance?

Casualty insurance is a type of insurance that covers liability for bodily injury, property damage, personal and advertising injury, medical payments, and other liability-related exposures that may arise from your business operations.

Casualty insurance can also include coverage for errors and omissions, directors and officers, employment practices, cyber liability, and other professional-related exposures.

The insurance can protect you from lawsuits, legal fees, settlements, and judgments that may result from your negligence or wrongdoing.

What Does PC Mean in Insurance?

PC stands for property/casualty, which is a term that refers to the combination of property insurance and casualty insurance.

Property insurance covers physical damage or loss of property due to fire, theft, vandalism, weather, or other perils.

Property insurance can also include coverage for business income, equipment breakdown, inland marine, crime, and other property-related exposures.

Casualty insurance can provide comprehensive protection for your assets and liabilities.

What is the Difference Between Life Insurance Companies and Casualty Insurance Companies?

Life insurance companies are companies that provide insurance coverage for death, disability, health, annuity, and other life-related events.

Insurance companies pay benefits to the beneficiaries or policyholders in the event of a claim.

Life insurance companies are regulated by state insurance departments and must comply with various laws and regulations.

Casualty insurance companies are companies that provide insurance coverage for liability and property exposures.

Insurance companies pay benefits to third parties or policyholders in the event of a claim.

Casualty insurance companies are also regulated by the state insurance departments and must comply with various laws and regulations.

What is Carolina Casualty Insurance Company?

Carolina Casualty Insurance Company is a subsidiary of IFG Companies, one of the largest privately held insurance groups in the United States.

Carolina Casualty Insurance Company was founded in 1943 and has been delivering value through superior underwriting expertise and claim service for over 75 years.

Casualty Insurance Company offers a wide range of products and solutions for various markets and niches in the transportation industry.

Carolina Casualty Insurance Company is rated A+ (Superior) by A.M. Best Company

What Does Carolina Casualty Insurance Company Offer?

Carolina Casualty Insurance Company offers a variety of products and solutions for different markets and niches in the transportation industry.

Some of the products and solutions include:

Commercial Property: This covers buildings, contents, business income, equipment breakdown, inland marine, crime, and other property-related exposures⁴

Commercial General Liability: This covers bodily injury, property damage, personal and advertising injury, medical payments, and other liability-related exposures.

– The Commercial Auto: This covers liability and physical damage for owned, non-owned, or hired vehicles used for business purposes.

– Commercial Umbrella: This provides excess liability coverage over the primary policies for commercial property, general liability, and auto.

Professional Liability: This covers errors and omissions, directors and officers, employment practices, cyber liability, and other professional-related exposures.

-Specialty Programs: This covers niche markets such as artisan contractors, bars and taverns, beauty salons and spas, child care centers, churches

How to Contact Carolina Casualty Insurance Company?

If you are interested in learning more about Carolina Casualty Insurance Company or obtaining a quote,
you can contact them by phone or email:

– Carolina Casualty Insurance Company Phone Number: (800) 874-8053

– The Carolina Casualty Insurance Company Claims Phone Number: (800) 987-3373

– Carolina Casualty Insurance Company Contact Email: info@carolinacas.com

You can also visit their website

Quick Facts about Carolina Casualty Insurance Company

– Carolina Casualty Insurance Company has over 500 employees and operates in 50 states.

– Carolina Casualty Insurance Company has a low loss ratio of 55% and a high retention rate of 95%.

– The Carolina Casualty Insurance Company has a dedicated claims team that handles claims promptly and fairly.

– Carolina Casualty Insurance Company has a strong reinsurance program that provides financial stability and security.

Customer Experiences

Carolina Casualty Insurance Company has received positive feedback from its customers, who appreciate its competitive rates, flexible coverage options, and excellent customer service. Here are some of the testimonials from its customers:

– “I have been with Carolina Casualty for over 10 years and I am very satisfied with their service. They have always been responsive, fair, and professional in handling my claims. They also offer me the best rates and coverage for my trucking business. I would highly recommend them to anyone looking for a reliable transportation insurance company.” – John, trucking company owner

– “Carolina Casualty has been a great partner for our public transportation business. They have provided us with comprehensive and tailored coverage that meets our specific needs and risks. They have also been very helpful and supportive in managing our risk and improving our safety practices. The  more than just an insurance company, they are a trusted advisor.” – Mary, public transportation company manager

– “Carolina Casualty is the best insurance company I have ever dealt with. They have always been courteous, friendly, and knowledgeable in answering my questions and resolving my issues. They have also been very generous and flexible in offering me discounts and incentives for being a loyal and safe customer. I am very happy with their service and I would not hesitate to recommend them to anyone.” – Bob, bus driver

Company Culture

Carolina Casualty Insurance Company has a strong company culture that is based on its core values of integrity, excellence, innovation, teamwork, and customer focus.

The company strives to create a positive and rewarding work environment for its employees, who are passionate, talented, and dedicated to serving its customers.

The company also supports its employees’ professional development and career growth through various training programs, mentoring opportunities, and recognition awards.

It also promotes a culture of social responsibility and community involvement by supporting various charitable causes and organizations.

Renewals & Cancellations

Carolina Casualty Insurance Company offers easy and convenient renewal and cancellation processes for its customers.

The customers can renew their policies online or by phone or email.

Customers can also cancel their policies at any time without any penalty or fee.

The customers can request a refund of any unused premium or apply it to their next policy.

Customers can also transfer their policies to another carrier or entity if they wish.

Financial Details

Carolina Casualty Insurance Company is a financially sound and stable company that has been in business for over 75 years.

The company has a strong balance sheet and a solid capital base that enables it to meet its obligations and withstand market fluctuations.

It has an A+ (Superior) rating from A.M. Best Company, which reflects its superior financial strength and operating performance.

The company has also maintained a consistent profitability record and a positive cash flow.

Conclusion

Carolina Casualty Insurance Company is a great option for anyone who is looking for reliable and reputable transportation property/casualty insurance.

By choosing them, you will not only save money and reduce risk but also gain access to comprehensive and tailored coverage that meets your specific needs and risks.

You will also receive excellent customer service and support from the experienced staff of Carolina Casualty Insurance Company.

If you want to take your transportation business to the next level, contact Carolina Casualty Insurance Company today and see how they can help you.

C

ALSO READ:

  • Platte River Insurance Company, Nebraska: Outline, Phone Number, Email Address, Finances, Coverage, Claims & Reviews
  • Genesis Insurance Company, Delaware (DE):Contacts, Ratings , Careers,Products
  • Bright Health Insurance Company of Tennessee(Tennessee)Overview; Contacts, Benefits, Products and Services , Claims and Many More
  • SiriusPoint America Insurance Company (New York):Property Insurance At Its Best
Spread the love