Chubb European Group SE (RJ) (Tennessee): Overview, Contacts, Services, Financials, Claims, Reviews, Benefits

Chubb European Group SE (RJ) (Tennessee) operates as a reinsurance company based in France, with authorization to conduct business in Tennessee.

This company is part of the Chubb Group, a global leader in commercial property and casualty insurance.

Chubb European Group SE (RJ) (Tennessee) offers reinsurance services to primary insurance companies, covering a wide range of risks, including property, casualty, and specialty insurance.

An image of Chubb European Group SE (RJ) (Tennessee)
[Photo: ESG Today]

Chubb European Group SE (RJ) (Tennessee)

It is a reinsurer based in France and authorized to operate in Tennessee.

It’s a part of the Chubb Group, a major player in the global commercial property and casualty insurance industry.

Chubb offers reinsurance to primary insurance companies, covering various risks like property, casualty, and specialty.

The Tennessee Department of Commerce and Insurance recognizes Chubb European Group SE (RJ) (Tennessee) as an authorized reinsurer in the state.

Their license type is “RJ” REINSURER, and it was issued on 1/1/2023.

As per the Tennessee Department of Commerce and Insurance, Chubb European Group SE (RJ) (Tennessee) is permitted to conduct business in Tennessee through the following entities:

Contact Details

There is no publicly available contact information for Chubb European Group SE (RJ) (Tennessee). However, you can contact Chubb’s corporate office at the following address and phone number:


15 Mountain View Road

Warren, NJ 07059

United States

Phone: +1 (908) 903-4000

You can also contact Chubb through its website:

Services and Products of Chubb European Group SE (RJ) (Tennessee)

An image illustration of Chubb European Group SE (RJ) (Tennessee)
[Photo: The Insurer]

Chubb European serves primary insurance companies by providing reinsurance coverage for various risks, which can be categorized as follows:

  1. Property: This involves protection for buildings, equipment, and inventory against damage or loss resulting from events like fires, storms, theft, and more.
  2. Casualty: This entails coverage for liability claims stemming from accidents or injuries, as well as claims related to workers’ compensation.
  3. Specialty: This includes coverage for a range of specialized risks, such as professional liability, marine insurance, and aviation insurance.

In addition to reinsurance, it offers a range of customer services, including:

  1. Risk Assessment and Underwriting: Chubb assists customers in evaluating their risks and formulating underwriting strategies to mitigate those risks effectively.
  2. Claims Management: It supports customers in efficiently and promptly managing their claims.
  3. Loss Control and Risk Management Services: The company aids customers in establishing and implementing loss control and risk management programs aimed at reducing the likelihood of losses.

Financial Details

Chubb keeps its financial details private. However, we can gain some financial insights by examining the financial statements of its parent company, the Chubb Group.

In 2022, the Chubb Group reported $51.8 billion in net written premiums and $11.1 billion in net income.

About 15% of the net written premiums and 20% of the net income came from the company’s reinsurance business.

Based on this data, we can estimate that Chubb generated around $7.8 billion in net written premiums and $2.2 billion in net income in 2022.

This estimate positions it as one of the prominent reinsurers in the United States.

It’s important to remember that this is only an estimate, and the actual financial performance of Chubb European Group SE (RJ) (Tennessee) may differ.

Claims, Cancellations and Renewals

Chubb European serves as a reinsurer, which means it doesn’t sell insurance to individual consumers. Instead, it offers reinsurance to primary insurance companies. Consequently, it isn’t in charge of directly managing claims from consumers. Consumers should direct their claims to their primary insurance provider.

Nonetheless, Chubb European does have a part to play in the claims process.

Cancellations and Renewals

Chubb European usually renews its reinsurance agreements with primary insurance companies annually. However, they may also provide short-term or long-term reinsurance deals.

When it’s time to renew a reinsurance agreement, the company examines the performance and underwriting guidelines of the primary insurance company.

Additionally, they might ask for extra information from the primary insurance company, such as financial statements and loss data.

Customer Reviews

Chubb European has a solid financial history and is well-regarded as a reputable reinsurer.

Nevertheless, a few customers have expressed concerns regarding delays in claims payments, rigid underwriting rules, and elevated pricing.

Legal Compliance

Chubb adheres to a range of laws and regulations, which encompass:

  1. The laws of France, its domicile
  2. The laws of Tennessee, where it’s authorized to operate.
  3. U.S. laws, as a foreign reinsurer.
  4. Regulations set forth by the Tennessee Department of Commerce and Insurance.
  5. Regulations from the National Association of Insurance Commissioners (NAIC).

To ensure compliance with these rules, Chubb maintains a comprehensive compliance program.

This program involves various policies, procedures, and employee training.

Furthermore, the company adheres to industry standards, including those established by the Association of Reinsurers (AR) and the Insurance Institute for Business & Home Safety (IBHS).

Benefits of working with Chubb European Group SE (RJ) (Tennessee)

  1. Financial Security: As a part of the Chubb Group, one of the world’s largest and most financially stable commercial property and casualty insurance companies, it possesses the financial strength to fulfill its customer commitments.
  2. Diverse Product Portfolio: Chubb European provides a broad spectrum of reinsurance products and services, encompassing property, casualty, and specialty risks.
  3. Global Presence: With offices in over 50 countries, Chubb offers reinsurance coverage on a global scale.
  4. Skilled Team: The company boasts a team of seasoned underwriters, risk managers, and claims adjusters dedicated to delivering top-notch service.
  5. Innovation Focus: Chubb European Group SE (RJ) (Tennessee) maintains a commitment to innovation, constantly developing new products and services to adapt to evolving customer needs.

Beyond these general benefits, Chubb European Group SE (RJ) (Tennessee) extends specific advantages to its customers, such as:

  • Risk Assessment and Underwriting Services: Assisting customers in risk assessment and underwriting strategies to mitigate risks.
  • Efficient Claims Management: Supporting customers in handling claims efficiently and promptly
  • Loss Control and Risk Management Services: Aiding customers in developing and implementing programs to reduce their risk of losses.
  • Training and Education Programs: Offering various training and education programs to help customers gain insights into reinsurance, risk management, and related topics.

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