Citizens Security Life Insurance Company (Tennessee): Contacts, Products, Financial Rankings, Claims, Reviews, Affiliates, Benefits and FAQs

Citizens Security Life Insurance Company, based in Tennessee, is a top provider of ancillary insurance products and services.

The company is dedicated to delivering quality products and services to its customers at affordable prices.

Citizens Security Life Insurance Company (Tennessee)

About Citizens Security Life Insurance Company (Tennessee)

Citizens Security Life Insurance Company (CSLICO) is a Tennessee-based insurance company. It offers two types of insurance products:

  1. CS Benefits: This provides group dental, vision, and life insurance to employers and organizations.
  2. Special Care Insurance: This offers individual dental and vision insurance for older people.

CSLICO has been in business since 1953. It’s licensed to operate in all 50 states and the District of Columbia.

The company’s main office is in Knoxville, Tennessee, with regional offices in Nashville and Memphis.

CSLICO is financially strong and has an A+ (superior) rating from A.M. Best. It has a history of offering quality insurance products and services to its customers.

Contact Information

| Field | Value | |—|—|—| | Company Name | Citizens Security Life Insurance Company | | Address | 500 James Robertson Parkway, 6th Floor, Nashville, TN 37243-0574 | | Phone | (615) 741-2218 | | Fax | (615) 532-7389 | | Website | https://cslico.com/ |

Services and Products by Security Life Insurance Company (Tennessee)

CS Benefits provides group dental, vision, and life insurance products to employers and organizations.

Employers can use these products to attract and keep top talent while ensuring their employees have quality healthcare and financial protection.

Special Care Insurance offers individual dental and vision insurance products to older people.

These products assist elders in affording necessary dental and vision care, enabling them to live healthy and independent lives.

CSLICO delivers various services to its customers, including:

  1. Claims processing: CSLICO’s experienced claims processors work swiftly and efficiently to handle claims.
  2. customer service: CSLICO is dedicated to delivering excellent customer service. Their knowledgeable customer service representatives are available to answer questions and assist customers in resolving issues.
  3. Underwriting: CSLICO’s experienced underwriters assess risks and establish insurance rates.
  4. Sales and marketing: CSLICO’s sales and marketing team educates employers and individuals about the company’s products and services.

Financial Rankings

Citizens Security Life Insurance Company (CSLICO) holds strong financial rankings:

These rankings show that CSLICO is financially robust and has a solid history of paying claims. CSLICO’s A+ rating from A.M. Best is the highest possible.

Besides these financial ratings, CSLICO has maintained profitability for over 20 consecutive years.

This financial strength and consistent profitability make CSLICO an excellent choice for consumers seeking a trustworthy and dependable insurance company.

Here’s a brief overview of the financial ratings organizations:

Filing Claims, Cancellations and Renewals

CSLICO simplifies the claims process, making it easy for customers to file and receive claims. Customers can file claims online, over the phone, or by mail.

CSLICO has a skilled team of claims adjusters who process claims promptly and efficiently.

Cancellations and Renewals with Citizens Security Life Insurance Company (Tennessee)

CSLICO sets specific cancellation and renewal policies for its group and individual insurance products:

Group Insurance Products:

Individual Insurance Products:

  • Cancellations: Policyholders are required to give CSLICO a 30-day written notice to cancel their individual insurance policy.
  • Renewals: Individual insurance policies are automatically renewed by CSLICO unless the policyholder provides written notice of cancellation at least 30 days before the renewal date.

CSLICO may cancel a group or individual insurance policy if the policyholder does not pay premiums or engages in fraudulent activities.

Customer Reviews

Customers have varying opinions about CSLICO. Some commend the company for its competitive rates, comprehensive coverage, and outstanding customer service.

On the other hand, some express frustration with slow claims processing and challenges when trying to cancel policies.

Affiliates and Partners of Citizens Security Life Insurance Company (Tennessee)

CSLICO is a member of the following organizations:

Benefits of purchasing CSLICO policies

  1. Competitive Rates: CSLICO provides competitive rates on both group and individual insurance products, ensuring affordability for its customers.
  2. Comprehensive Coverage: CSLICO offers a broad selection of ancillary insurance products, catering to various customer needs.
  3. Excellent Customer Service: CSLICO is dedicated to delivering excellent customer service. Their experienced and knowledgeable customer service representatives are readily available to address questions and assist in resolving any issues.
  4. Financial Strength: CSLICO is a financially robust company, holding an A+ (Superior) rating from A.M. Best. This rating signifies their ability to meet financial obligations to customers.
  5. Reputation: CSLICO enjoys a strong reputation in the insurance industry, with over 60 years in business. They have a proven track record of providing quality insurance products and services to their customers.

Frequently Asked Questions (FAQs)

Q: What is ancillary insurance?

Ancillary insurance is extra insurance that covers healthcare costs not included in regular health insurance. Common types are dental, vision, and life insurance.

Q: What is group insurance?

Group insurance is when an employer buys insurance for its employees. It often has lower costs and broader coverage compared to individual insurance.

Q: What is individual insurance?

Individual insurance is bought directly from an insurance company by a person. It might be pricier than group insurance, but it offers more choices and coverage options.

Q: What’s the difference between group dental insurance and individual dental insurance?

A: Group dental insurance is usually cheaper and more inclusive than individual plans. But it’s only for employees of offering companies. Individual dental insurance costs more but is open to everyone, not just employees.

Q: What’s the difference between group vision insurance and individual vision insurance?

A: Group vision insurance is often more affordable and comprehensive than individual plans.

However, it’s restricted to employees of offering companies. Individual vision insurance is costlier but available to anyone, regardless of employment status.

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