ClearPath Mutual Insurance Company(Kentucky), Contact Info, Services, Claims, Review And Benefits

Background Information:

ClearPath Mutual Insurance Company(Kentucky) was founded in 2007.

Policyholders own it, and its headquarters sit in Louisville, Kentucky.

It provides various insurance products, such as workers’ compensation insurance.

The company has licenses to operate in Kentucky, Indiana, and Ohio.

ClearPath Mutual Insurance Company(Kentucky)

Contact Details:

Category Information
Website https://clearpathspecialty.com/
Address 9960 Corporate Campus Drive, Suite 1400, Louisville, KY 40223
Phone Number (502) 894-8484
Toll-Free (800) 367-5372

ClearPath Mutual Insurance Company(Kentucky) Services and Products

Workers’ Compensation Insurance

ClearPath Mutual Insurance Company(Kentucky) Services and Products

Workers’ compensation insurance offers benefits to employees injured or falling ill at work.

These benefits encompass medical expenses, lost wages, and disability benefits.

Kentucky mandates this insurance for all employers with one or more employees.

ClearPath Mutual Insurance Company’s Coverage

ClearPath Mutual Insurance Company caters to various business needs with its array of workers’ compensation insurance policies.

These policies extend coverage to a wide spectrum of work-related injuries and illnesses, including:

  1. Back injuries
  2. Slip and falls
  3. Repetitive strain injuries
  4. Chemical exposure
  5. Occupational diseases

Additionally, ClearPath Mutual Insurance Company extends several services to aid businesses in managing their workers’ compensation claims, such as:

  1. Claim management
  2. Risk control services
  3. Return-to-work programs

Committed to delivering high-quality workers’ compensation insurance and services, ClearPath

Mutual Insurance Company boasts a robust reputation for financial stability and exceptional customer service.

Benefits of ClearPath Mutual Insurance Company's Policies

Benefits of ClearPath Mutual Insurance Company’s Policies

For Businesses:

  • Shield from financial losses due to work-related injuries or illnesses
  • Reduced risk of lawsuits
  • Enhanced employee morale and productivity
  • Adherence to Kentucky state law

For Employees:

  • Access to top-tier medical care
  • Replacement of lost wages
  • Disability benefits
  • Assistance with rejoining the workforce

If you are a business owner in Kentucky, ClearPath Mutual Insurance Company offers a comprehensive solution for your workers’ compensation insurance requirements.

The company provides a diverse range of policies and services tailored to businesses of all sizes.

Financial Details

ClearPath Mutual Insurance Company (KY) stood out as a financially robust entity in 2022.

It boasted assets exceeding $200 million, with liabilities surpassing $150 million.

Moreover, the company’s policyholder surplus amounted to more than $50 million.

Ratings

ClearPath Mutual Insurance Company (KY) receives top ratings from insurance rating agencies.

A.M. Best rates the company as “Excellent” with an A- grade, while Demotech also assigns an A rating.

Claims Process

To initiate a claim with ClearPath Mutual Insurance Company (KY), You can either dial the company’s claims hotline at (800) 367-5372, or you can submit a claim via the company’s website.

Once your claim is received, a claims representative will be assigned to your case, and they will collaborate with you to thoroughly investigate and fairly resolve the claim.

Cancellations and Renewals

Policyholders or ClearPath Mutual Insurance Company (KY) can cancel workers’ compensation insurance policies at any time.

The company must furnish written notice of cancellation to the policyholder, with a minimum 30-day notice period.

Additionally, workers’ compensation insurance policies renew automatically unless the policyholder or the company opts for cancellation.

The company is responsible for sending a renewal notice to the policyholder, again providing at least 30 days’ notice before the renewal date.

Affiliates and Partnerships

ClearPath Mutual Insurance Company (KY) is a member of The Harford Mutual Insurance Group.

A group of insurance companies that offer a variety of insurance products and services.

Customer Reviews

Customers hold ClearPath Mutual Insurance Company (KY) in high regard.

The company boasts a 4.5-star rating out of 5 stars on Google.

This excellent reputation is a result of customers applauding the company for its competitive rates, outstanding customer service, and swift claims processing.

Benefits of ClearPath Mutual Insurance Company(KY)

When selecting ClearPath Mutual Insurance Company (KY) for your workers’ compensation insurance, you can enjoy several benefits, such as:

  1. Competitive rates
  2. Outstanding customer service
  3. Swift claims handling
  4. Robust financial reputation
  5. A.M. Best and Demotech ratings

FAQs

What is workers’ compensation insurance?

Workers’ compensation insurance is a form of coverage that offers financial benefits to employees who sustain injuries or fall ill due to their jobs.

It aids employees in covering their medical costs, lost wages, and other expenses tied to their injury or ailment.

Why do businesses require workers’ compensation insurance?

The necessity for workers’ compensation insurance arises from legal mandates in most states.

Businesses that neglect to carry this insurance may face penalties and could also be held responsible for covering the medical bills and wage loss of injured workers.

Is ClearPath Mutual Insurance Company (KY) a reputable workers’ compensation insurance provider?

Certainly, ClearPath Mutual Insurance Company (KY) is a dependable workers’ compensation insurance provider.

The company boasts a strong financial standing, receives high ratings from insurance rating agencies, and maintains a favorable reputation among its customer base.

Spread the love