Continental Heritage Insurance Company (Florida): Overview, Contacts, Services, Financial Ratings, Claims, Reviews and Benefits

Continental Heritage Insurance Company (Florida) is a special insurance firm. It gives commercial insurance to businesses in tough places.

They started in 1980 and are based in Boca Raton, Florida. Continental Heritage belongs to the Evergreen National Indemnity Company group.

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Continental Heritage Insurance Company (Florida)

It operates as a specialty insurance firm, catering to entrepreneurs in innovative and challenging markets.

It was established in 1980 and has underwritten hundreds of millions of dollars in exposure for companies facing various circumstances and industries.

These were often considered too small or risky by established carriers.

Continental Heritage is headquartered in Boca Raton, Florida, with offices in Orange Village, Ohio. The company is licensed to do business in all 50 states.

Contact Details

Corporate Headquarters

  • Address: 21218 St Andrews Blvd., Suite 400, Boca Raton, FL 33433
  • Phone: (561) 368-8900

Florida Office

  • Address: 200 Park Avenue, Suite 400, Orange Village, OH 44122
  • Phone: (216) 901-9300

Services and Products

Financial Rankings

A.M. Best, a top insurance rating agency, gives Continental Heritage an “A-” (excellent) financial stability rating.

This means they’re strong at meeting financial commitments to policyholders.

Claims Handling, Cancellations and Renewals

Continental Heritage is known for great claims handling.

They have an experienced team for a wide range of commercial insurance claims. They’re committed to settling claims fairly and quickly.

Cancellation of policies

Continental Heritage can cancel a policy for a few reasons:

  1. Non-payment of premium
  2. Fraud
  3. Giving false information on the application
  4. Breaking the policy terms and conditions

If they decide to cancel your policy, they’ll send you written notice at least 30 days before the cancellation date. You might be able to appeal this decision.


The company renews policies if you’ve paid all your premiums and followed the policy rules.

But they might choose not to renew for these reasons:

  1. You’ve made a lot of claims
  2. You’re involved in a high-risk activity
  3. They’re not offering that kind of coverage anymore

If they decide not to renew your policy, they’ll give you written notice at least 60 days before your policy expires. You might have the option to buy coverage from another insurance company.


Policyholders rate Continental Heritage highly.

They have 4.5 stars on Google Reviews and 4.7 stars on Yelp. People appreciate their good customer service, claims handling, and competitive rates.

Advantages of purchasing Continental Heritage Insurance Company (Florida)

Diverse Commercial Insurance Products

Continental Heritage provides a wide array of commercial insurance products, including surety, general liability, product liability, cyber liability, errors and omissions, director and officer, employment practices, and fiduciary and crime insurance, catering to businesses of all sizes.

Willingness to Insure Risky Businesses

They specialize in underwriting businesses operating in emerging or challenging markets, making them more open to insuring businesses with unique or complex risks that other carriers might deem too risky.

Competitive Rates

The company offers competitive rates on its commercial insurance products, leveraging its expertise in underwriting niche markets.

Risk Management Services

Policyholders benefit from risk management services to identify and mitigate risks, potentially reducing insurance premiums and enhancing overall risk management.

Loss Control Services

Continental Heritage provides loss control services to help policyholders prevent accidents and losses, which can lead to reduced claims costs and improved safety records.

Claims Advocacy Services

Policyholders receive claims advocacy services to navigate the claims process effectively.

Claims advocates assist in filing claims, negotiating settlements, and ensuring swift and fair claims payment.

Quick Facts

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