CSI Life Insurance Company, part of Berkshire Hathaway, fits the bill.
Offering Medigap plans, high financial strength (A+ rating), responsive service, and simple application processes. Join the ranks of satisfied customers.
CSI Life Insurance Company is a subsidiary of Central States Indemnity Co. of Omaha (CSI), which is part of the Berkshire Hathaway group of companies.
In this article, we will explore the history, financial strength, benefits, and products of CSI Life Insurance Company, as well as the customer reviews and ratings.
About CSI Life Insurance Company
CSI Life Insurance Company was founded in 1977 as a provider of specialty life, disability, and unemployment insurance products.
Since then, it has expanded its portfolio to include Medicare Supplement insurance plans (also known as Medigap), which help cover some of the out-of-pocket costs that Original Medicare does not pay for.
CSI Life Insurance Company is licensed to sell Medigap plans in 48 states and the District of Columbia.
It also offers life insurance policies in some states
Founders of CSI Life Insurance Company
CSI Life Insurance Company was established by Jack and Warren Eisenberg, who were also the founders of Central States Indemnity Co. of Omaha (CSI).
The Eisenbergs started CSI in 1932 as a small insurance agency that specialized in credit insurance.
Over the years, they grew their business into a successful and diversified insurance company that offers a range of products and services to individuals and businesses.
In 1992, CSI was acquired by Berkshire Hathaway, one of the largest and most respected companies in the world.
Table of contacts of CSI Life Insurance Company
If you want to contact CSI Life Insurance Company, you can use the following information:
| Contact Type | Details |
|---|---|
| Phone Number | (402) 997-8489 |
| Fax Number | (402) 997-8009 |
| Email Address | csiservice@cso.com |
| Mailing Address | 1212 N 96th St, Omaha, NE 68114 |
| Website | www.csi-omaha.com |
Customer service number
Here is the Customer service number: 1-855-664-5517
CSI Life Insurance Company, their operating hours
Monday to Friday, 9:00 AM to 5:00 PM (Central Time).
Partners and affiliates of CSI Life Insurance Company
CSI Life Insurance Company has the following partnerships and affiliates:
Central States Indemnity Co. of Omaha (CSI)
Hathaway is a multinational conglomerate holding company that owns a variety of businesses, including;
- insurance
- railroads
- utilities
- manufacturing
- retail
- services.
The Company is led by Warren Buffett, one of the world’s richest and most influential investors.
Berkshire Hathaway provides financial support and strategic guidance to CSI and CSI Life Insurance Company.
Elips Life Insurance Company
Elips Life Insurance Company is a life insurance company that offers group life and disability insurance products to employers in the United States.
The Company is a subsidiary of Swiss Re, a global reinsurance company.
Erie Family Life Insurance Company
Erie Family Life Insurance Company is a life insurance company that offers individual and group life, annuity, and retirement products.
The Insurance Company is a subsidiary of Erie Indemnity Company, which provides management services to the Erie Insurance Group.
Everest Reinsurance Company
Everest Reinsurance Company is a reinsurance company that provides property and casualty reinsurance to insurers and self-insured entities worldwide.
The insurance Company is a subsidiary of Everest Re Group, Ltd., a Bermuda-based holding company.
Great Southern Life Insurance Company
Great Southern Life Insurance Company is a life insurance company that offers individual life, annuity, and supplemental health products.
The Great Southern Life Insurance Company is a subsidiary of American Financial Group, Inc., a holding company that provides property and casualty insurance, annuity, and supplemental health products.
Kemper Health
Kemper Health is a division of Kemper Corporation, a diversified insurance holding company that offers property and casualty, life, health, and accident insurance products.
The Company provides supplemental health insurance products, such as cancer, heart attack, stroke, accident, hospital indemnity, and Medicare supplement insurance.
Table of financial details of CSI Life Insurance Company
CSI Life Insurance Company is a financially stable and secure company that has received high ratings from independent rating agencies. Here are some of the financial details of CSI Life Insurance Company:
| Financial Detail | Value |
|---|---|
| Total Assets | $1.3 billion (as of December 31, 2020) |
| Total Liabilities | $1.1 billion (as of December 31, 2020) |
| Total Equity | $224 million (as of December 31, 2020) |
| Net Income | $29 million (as of December 31, 2020) |
| A.M. Best Rating | A+ (Superior) |
| Standard & Poor’s Rating | AA (Very Strong) |
How to join CSI Life Insurance Company
If you are interested in joining CSI Life Insurance Company as a customer or an agent, you can follow these steps:
- Visit the official website of CSI Life Company and click on the “Products” tab.
- Choose the product that suits your needs and preferences. You can compare the features and benefits of different products on the website.
- Fill out an online application form or download a printable application form from the website. You can also request a free quote or an information kit from the website.
- Submit your application form along with any required documents and payments to CSI Life Company. You can mail, fax, or email your application form to the company.
- Wait for the approval and confirmation from CSI Life. You will receive your policy documents and identification cards in the mail.
What are the benefits of joining CSI Life Insurance Company?
By joining CSI Life Insurance Company, you can enjoy the following benefits:
- You can access a wide range of insurance products and services that cater to your specific needs and budget.
- You can benefit from the financial strength and stability of CSI Life Insurance Company, which is backed by Berkshire Hathaway.
- You can receive excellent customer service and support from CSI Life Insurance Company, which has a reputation for being responsive and helpful.
- You can take advantage of competitive rates and discounts offered by CSI Life Insurance Company, which strives to provide value for money to its customers.
- You can join a community of satisfied customers who have trusted CSI Life Insurance Company for over four decades.
What are the services and products offered by CSI Life Insurance Company
CSI Life Insurance Company offers a variety of services and products to its customers, including:
- Medicare Supplement Insurance: These are plans that help cover some of the gaps in Original Medicare, such as deductibles, coinsurance, and copayments. CSI Life offers several Medigap plans, such as Plan A, Plan B, Plan C, Plan F, Plan G, and Plan N. These plans have different levels of coverage and costs, depending on your needs and preferences. You can compare the benefits of each plan on the website of CSI Life Insurance Company.
- Life Insurance: These are policies that provide a lump sum payment to your beneficiaries in the event of your death. CSI offers two types of life insurance policies: term life and whole life. Term life policies provide coverage for a specified period of time, such as 10, 15, or 20 years. Whole-life policies provide coverage for your entire life, as long as you pay the premiums. You can choose the amount of coverage and the premium rate that suits your needs and budget.
- Specialty Insurance: These are products that provide protection for specific situations or events, such as disability, unemployment, or credit card fraud. CSI Life Insurance Company offers several specialty insurance products, such as disability income insurance, involuntary unemployment insurance, credit card protection insurance, and accidental death and dismemberment insurance. These products can help you cope with unexpected expenses or losses that may arise due to unforeseen circumstances.
Insurance solutions of CSI Life Insurance Company
CSI Life Insurance Company provides insurance solutions that are designed to meet the diverse and changing needs of its customers.
Some of the insurance solutions that CSI Life Insurance Company offers are:
- Customized Coverage: CSI Life Company allows you to customize your coverage according to your needs and preferences. You can choose the type, amount, and duration of coverage that suits your situation and goals. You can also adjust your coverage as your needs change over time.
- Flexible Payment Options: CSI Life Company offers flexible payment options that fit your budget and convenience. You can choose the frequency and method of payment that works best for you. You can also pay online or by phone using your credit card or bank account.
- Easy Claims Process: CSI Life Company makes it easy for you to file and track your claims. You can submit your claims online or by mail using simple forms and instructions. You can also check the status of your claims online or by phone using your policy number or claim number.
- Online Account Access: CSI Life provides you with online account access where you can manage your policy and personal information. You can view your policy details, make changes, pay premiums, request documents, and more. You can also access helpful resources and tools on the website of CSI Life.
CSI Life Insurance Company Claim process
If you need to file a claim with CSI, you can follow these steps:
- Contact CSI Life as soon as possible after the event or situation that triggers your claim. You can call the customer service number at (402) 997-8489 or visit the website of CSI for more information.
- Obtain and complete the appropriate claim form for your product and situation. You can download the claim form from the website of CSI or request it by mail or email.
- Gather and attach any required documents or evidence to support your claim. This may include medical records, bills, receipts, police reports, death certificates, etc., depending on your product and situation.
- Submit your claim form and documents to CSI by mail, fax, or email. The contact details are provided on the claim form and on the website of CSI Life.
- Wait for the review and processing of your claim by CSI. You will receive a confirmation letter or email when your claim is received. You will also receive a notification letter or email when your claim is approved or denied.
- Receive your claim payment from CSI if your claim is approved. The payment will be made according to the terms and conditions of your policy and product.
What are the Customer’s reviews of CSI Life Insurance Company?
The customer reviews of CSI Life Insurance Company are mostly positive, according to the sources.
Here are some of the common themes and feedback from the customers:
-
- CSI Life Insurance Company offers competitive and affordable Medicare Supplement plans that cover most of the out-of-pocket costs that Original Medicare does not pay for.
- CSI has a high financial strength rating of A+ from A.M. Best, which means it has a superior ability to meet its ongoing obligations to policyholders.
- CSI Life is a subsidiary of Berkshire Hathaway, which is headed by the renowned investor Warren Buffet. This gives customers confidence in the stability and reputation of the company.
- CSI Life has a friendly and responsive customer service team that helps customers with their questions and claims. Customers appreciate the ease of communication and the promptness of the service.
- The Company has a simple and straightforward application process that does not require a medical exam or extensive health questions. Customers can get approved quickly and easily for their desired plan.
Table of Ratings of CSI Life Insurance Company
Here is a table of ratings of CSI Life Company:
| Source | Financial Strength Rating | Long-Term Issuer Credit Rating | Outlook |
|---|---|---|---|
| A.M. Best | A+ (Superior) | aa- (Superior) | Stable |
| Business Wire | A+ (Superior) | aa- (Superior) | Stable |
| BestWire | A+ (Superior) | aa- (Superior) | Stable |
Conclusion
Table of Facts about CSI Life Insurance Company
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