If you are looking for a reliable and affordable auto insurance provider, you may have come across Dairyland Auto Insurance.
Dairyland is a subsidiary of Sentry Insurance, a mutual insurance company that has been in business since 1904.
Dairyland provides coverage for drivers who have difficulty obtaining insurance due to their driving history, credit score, or other factors.
But is Dairyland Auto Insurance legit? And what kind of services does it offer?
In this blog post, we will answer these questions and more by reviewing Dairyland Auto Insurance’s history, coverage plans, pricing, customer reviews, and comparison to other insurance providers.
A Brief Overview of Dairyland Auto Insurance and Its History
In 1953, Dairyland Auto Insurance founded its headquarters in Wisconsin, where it remains located today.
The company initially focused on providing motorcycle insurance and subsequently broadened its offerings to include auto insurance.
With licenses to operate in 42 states and the District of Columbia, Dairyland has established a network of over 6,000 independent agents who actively sell its products.
Recognized for its flexibility in payment options, low down payments, and willingness to accept high-risk drivers, Dairyland stands out in the insurance market.
Additionally, the company provides SR-22 and FR-44 filings for drivers mandated to demonstrate financial responsibility to the state.
A Comprehensive Explanation of Dairyland Auto Insurance’s Coverage Plans
Dairyland Auto Insurance offers a variety of coverage plans for different types of vehicles and drivers.
Here are some of the main options available:
Auto Insurance
Dairyland Auto Insurance provides the basic coverage required by most states, such as liability, personal injury protection, and uninsured/underinsured motorists.
In addition, Dairyland also offers optional coverages that can enhance your protection, such as collision, comprehensive, medical payments, rental reimbursement, and towing and labor.
Dairyland also has a special program for non-standard drivers, such as those who have a poor driving record, a DUI conviction, a lapse in coverage, or a foreign license.
Dairyland’s non-standard auto insurance can help these drivers get back on the road and rebuild their driving history.
Motorcycle Insurance
Dairyland Auto Insurance is one of the leading providers of motorcycle insurance in the country, with over 50 years of experience in this field.
Dairyland offers coverage for a wide range of motorcycles, including cruisers, sports bikes, touring bikes, scooters, mopeds, trikes, and custom bikes.
Dairyland’s motorcycle insurance includes basic liability coverage, as well as optional coverages such as collision, comprehensive, accessory, roadside assistance, and replacement costs.
Dairyland also offers discounts for safe riders, multi-bike owners, homeowners, and members of certain motorcycle clubs and associations.
Recreational Vehicle Insurance
Dairyland Auto Insurance also provides coverage for recreational vehicles, such as ATVs, UTVs, golf carts, snowmobiles, and dirt bikes.
Dairyland’s recreational vehicle insurance includes liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverages.
Dairyland also offers discounts for bundling your recreational vehicle insurance with your auto or motorcycle insurance, as well as for having safety features, taking a safety course, or being a member of certain organizations.
A Detailed Analysis of Dairyland Auto Insurance’s Pricing Structure
Dairyland Auto Insurance’s pricing structure depends on various factors, such as your vehicle type, coverage level, driving history, credit score, location, and age.
It claims to offer competitive rates for drivers who are looking for affordable insurance, especially those who are considered high-risk.
Dairyland also offers several ways to save money on your insurance, such as:
- Low down payments: Dairyland allows you to start your policy with a low initial payment, which can be as low as $20.
- Flexible payment options: Dairyland lets you choose from various payment methods, such as online, by phone, by mail, or through an agent. You can also choose from different payment plans, such as monthly, quarterly, or annually.
- Discounts: Dairyland offers discounts for various reasons, such as having a good driving record, being a loyal customer, having multiple policies, having anti-theft devices, taking a defensive driving course, or being a student or a senior.
To get a quote from Dairyland Auto Insurance, you can visit their website, call their toll-free number, or contact an agent near you.
An Assessment of Dairyland Auto Insurance’s Customer Reviews and Ratings
Dairyland Auto Insurance’s customer reviews and ratings are mixed, with some customers praising its affordability, flexibility, and customer service, and others complaining about its claims process, coverage limits, and rate increases.
Here are some of the sources where you can find Dairyland Auto Insurance’s customer reviews and ratings:
- Trustpilot: Dairyland Auto Insurance has a rating of 4.5 out of 5 stars based on over 2,000 reviews on Trustpilot, a consumer review platform. Most customers are satisfied with Dairyland’s easy and fast online application, friendly and helpful agents, and low and affordable rates.
- Consumer Affairs: Dairyland Auto Insurance has a rating of 3.9 out of 5 stars based on over 300 reviews on Consumer Affairs, a consumer advocacy website. Many customers appreciate Dairyland’s coverage options, payment plans, and discounts, but some customers are unhappy with Dairyland’s claims handling, policy cancellation, and rate hikes.
- Better Business Bureau: Dairyland Auto Insurance has an A+ rating from the Better Business Bureau, a non-profit organization that monitors and evaluates businesses. Dairyland has been accredited by the BBB since 1957 and has responded to and resolved most of the complaints filed against it.
A Comparison of Dairyland Auto Insurance to Other Popular Insurance Providers
Dairyland Auto Insurance is not the only option for drivers who are looking for auto, motorcycle, or recreational vehicle insurance.
There are other popular insurance providers that offer similar or different products and services.
Here are some of the main competitors of Dairyland Auto Insurance and how they compare to it:
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Progressive:
Progressive, a leading insurer, provides diverse coverage with innovative features like Snapshot and Name Your Price.
While their online tools enhance user experience, high-risk drivers may face higher rates due to poor records or previous claims.
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GEICO:
GEICO offers various insurance types, emphasizing low rates for safe drivers and military members.
Their online tools enhance user experience, but those needing specialized coverage might find limited options with GEICO.
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The General:
The General is a niche insurance provider that specializes in providing coverage for high-risk drivers, such as those who have a poor driving record, a DUI conviction, a lapse in coverage, or a low credit score.
I am Jeremiah Onywere, a dedicated insurance blogger deeply passionate about the realm of insurance.
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