Does Insurance Cover Contacts: Everything You Need To Know

Maintaining overall health includes prioritizing eye care.

Many individuals turn to vision insurance, such as VSP Vision Care, to alleviate costs related to eye exams and corrective eyewear.

This article delves into whether insurance covers contacts, exploring the benefits and considerations associated with prescription glasses and contact lenses.

an image illustration of Does Insurance Cover Contacts: Everything You Need To Know
Does Insurance Cover Contacts: Everything You Need To Know


A comprehensive understanding of these aspects is essential for making an informed decision about eye care.

Understanding Vision Insurance Coverage

Vision insurance is designed to cover expenses related to eye care, encompassing routine checkups, examinations, and additional services like prescription frames, lenses, and contact lenses.

However, it’s important to note that most plans typically allow coverage for either prescription eyeglasses or contact lenses, not both.

Advantages of Prescription Glasses with Vision Insurance

If you have vision insurance, using it for prescription eyeglasses can offer several benefits.

Most insurance plans, including VSP insurance, provide a higher benefit for glasses, covering both frames and lenses.

This often amounts to nearly double the coverage offered for contact lenses.

Key Advantages:

  1. Fewer Restrictions: Glasses are low-maintenance and don’t require constant upkeep, allowing you to put them on and go about your day effortlessly.
  2. Eye Irritation: Glasses are less likely to cause irritation, as they don’t directly rest on your eyes, making them a comfortable choice for individuals with sensitive eyes.
  3. Blue Light Lenses: For those spending extended periods on digital devices, eyeglasses can be equipped with blue light lenses to reduce digital eye strain.
  4. Stylish Frames: With a vast selection of designer frames available, glasses provide an opportunity to express personal style or mood.

Benefits of Contact Lenses with Vision Insurance

Contact lenses, fitting directly on the eye, offer an alternative vision correction option.

While not necessarily providing clearer vision than glasses, they are a suitable choice for those seeking more freedom of movement.

Key Advantages:

  1. Portability and Convenience: Contact lenses are easy to carry and are ideal for individuals who want to switch between different activities without the hindrance of glasses.
  2. No Fogging or Smudging: Unlike glasses, contact lenses won’t fog up or smudge, making them a hassle-free option in various weather conditions.

Eyeglasses vs. Contact Lenses: Choosing the Right Option for You

The decision between eyeglasses and contact lenses ultimately depends on your lifestyle, preferences, and vision correction needs.

People engaged in sports or exposed to wet or windy conditions may favor contact lenses, while those with dry eyes or working on computers may prefer eyeglasses.

It’s crucial to recognize that, regardless of your choice, having a backup pair of eyeglasses is essential.

Unforeseen circumstances, such as running out of contact solution or needing to give your eyes a break, may arise.

Consulting with an Eye Care Professional

For personalized advice on the best vision correction option, it’s advisable to consult with an experienced eye doctor.

Optometrists can assess your eyes and provide recommendations based on your specific needs, considering factors such as cost, convenience, and the type of vision correction required.

Eye Wares: Your Trusted Vision Care Partner

At Eye Wares, we offer an exceptional vision care experience, providing assistance in choosing the right vision correction for your lifestyle.

Whether you need a contact fitting, a comprehensive eye exam, prescription eyeglasses, or non-prescription fashionable eyewear, our team of experienced optometrists is here to help.

Eye Doctor Near Me: Visit Eye Wares for Quality Vision Care

Visit one of our three locations—Uptown New Orleans, Old Metairie, or Mandeville—for all your vision care needs.

Eye Wares accepts all major medical and vision insurance, ensuring a seamless experience in obtaining the perfect fit for your eye care requirements.


Q: Are eyeglasses or contact lenses better?

A: Depends on preference and lifestyle; consult your eye doctor.

Q: Does vision insurance cover contacts lenses?

A: Yes, it may cover contact lenses; check your plan details.

Q: Can I use insurance for stylish frames?

A: Yes, most plans cover frames; explore options with your insurance.

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