Does Insurance Cover Lasik, Cost, Full Coverage And Reviews

LASIK eye surgery is a popular vision correction procedure that promises freedom from glasses and contacts. But when it comes to insurance coverage, things can get murky. So, does insurance cover LASIK? The answer, like most things in healthcare, is: that it depends.

an image of lasik
So, does insurance cover LASIK? The answer, like most things in healthcare, is photo courtesy insurance company

Understanding Insurance and LASIK Coverage

Factors Influencing Coverage:

What is LASIK and how does it work?

Delving into the world of LASIK, a transformative vision correction procedure, unveils a modern solution for refractive issues like nearsightedness, farsightedness, and astigmatism. Here’s a human-friendly breakdown of the LASIK journey:

How LASIK Works:

  • LASIK, or laser-assisted in situ keratomileusis, involves reshaping the cornea, the front part of your eye, with precision to improve light focus on the retina at the back of the eye.

LASIK Procedure Steps:

  1. Flap Creation:
    • Your surgeon uses a laser or blade to delicately create a thin flap on the outer cornea layer, revealing the underlying tissue.
  2. Laser Reshaping:
    • A high-precision excimer laser precisely removes corneal tissue, adjusting light entry into the eye to correct your vision.
  3. Flap Repositioning:
    • The corneal flap is gently repositioned, naturally adhering without the need for stitches.

The LASIK Experience:

  • Typically lasting under 30 minutes per eye with topical anesthesia, LASIK assures a pain-free procedure. Recovery is swift, with significant vision improvement in 24 hours and full healing within days.

Additional LASIK Benefits:

    • Reduced Dependence:
    • Many gain clear vision without relying on glasses or contacts post-LASIK.
    • Improved Quality of Life:
    • Freedom from corrective lenses enhances various aspects of life, from sports to social activities.
    • Long-lasting Results:
    • LASIK often offers stable vision correction, lasting for years or even decades.

Considerations and Risks:

    • Dry Eyes:
    • Some may experience temporary dry eyes, typically managed with artificial tears.
    • Nighttime Glare:
    • Instances of increased glare or halos around lights at night may occur but often diminish over time.
    • Potential Complications:
    • While rare, as with any surgery, there’s a small risk of complications such as infection or flap displacement.

What are the benefits and risks of LASIK?

Benefits of LASIK:

  1. Clearer, Sharper Vision:
    • LASIK delivers clear, uncorrected vision, freeing you from the reliance on glasses or contacts. Experience a sharper outlook, enhancing your daily life and enabling participation in activities you once avoided due to blurry vision.
  2. Reduced Dependence on Corrective Lenses:
    • Bid farewell to glasses and contacts, simplifying your routine and eliminating associated costs and inconveniences like buying, losing, or cleaning them.
  3. Improved Quality of Life:
    • Liberation from glasses boosts confidence and amplifies engagement in various aspects of life, whether playing sports or enjoying social activities without lens-related worries.
  4. Long-lasting Results:
    • While results may vary, LASIK typically provides lasting vision correction, offering stability for years or even decades.
  5. Quick Recovery:
    • The LASIK procedure takes a mere 30 minutes per eye, with swift recovery. Many experience significant vision improvement within 24 hours and complete healing in just a few days.

Risks and Considerations of LASIK:

  1. Dry Eyes:
    • Temporary dry eyes, a common post-LASIK side effect, may require artificial tears for a few months, ensuring comfort and optimal vision clarity.
  2. Nighttime Glare and Halos:
    • Some experience temporary increased glare or halos around lights at night, gradually diminishing over time. It’s a factor to consider in your decision-making.
  3. Potential Complications:
    • Although rare, complications like infection, flap displacement, and permanent vision changes exist. Thorough discussions with your ophthalmologist are essential for informed decision-making.
  4. Cost:
    • While LASIK is an investment, eliminating ongoing costs associated with lenses, carefully weigh the financial aspect against the long-term benefits.
  5. Not Suitable for Everyone:
    • LASIK candidacy depends on factors like age, pre-existing conditions, and corneal thickness. A comprehensive eye exam and consultation with your ophthalmologist are vital to assess if LASIK is the right fit for you.

How to find a qualified LASIK surgeon

Choosing the right LASIK surgeon is a crucial decision, as it heavily impacts your vision and overall experience. Here are some key steps to guide you in finding a qualified professional:

1. Gather recommendations:

  • Ask your friends and family: If anyone you know has undergone successful LASIK surgery, inquire about their surgeon. Get firsthand insights into their experience and the surgeon’s expertise.
  • Consult your eye doctor: Your optometrist or ophthalmologist can recommend qualified LASIK surgeons in your area, potentially focusing on those with whom they have experience collaborating.
  • Explore online resources: Look for reputable websites like the American Academy of Ophthalmology or the American Society of Cataract and Refractive Surgery. These platforms often offer directories of board-certified ophthalmologists specializing in refractive surgery.

2. Research and evaluate potential surgeons:

  • Check credentials and certifications: Ensure the surgeon is board-certified by the American Board of Ophthalmology (ABO). Additionally, inquire about fellowship training in cornea or refractive surgery, demonstrating specialized expertise.
  • Experience matters: Research the surgeon’s years of experience performing LASIK, particularly with cases similar to yours. More experience generally translates to greater confidence and better outcomes.
  • Patient reviews and testimonials: Reading online reviews and testimonials from previous patients can offer valuable insights into the surgeon’s bedside manner, communication style, and overall patient satisfaction.
  • Hospital affiliation: Consider the hospital or clinic where the surgeon operates. Check its reputation for safety and advanced technology for refractive surgery.

How much does LASIK cost?

Cost Range Snapshot:

  • Average Cost per Eye in the US:
    • $2,000 to $4,000
  • Total Cost for Both Eyes:
    • $4,000 to $8,000

Friendly Reminders:

  • These figures are guideposts, not rigid rules.
  • Some clinics offer financing harmonies or special packages, turning the LASIK cost journey into a manageable ballad.
  • Before the grand finale, request a detailed cost breakdown from your surgeon.

Money-Saving LASIK Serenade:

  1. Price Exploration Waltz:
    • Journey through different surgeons’ price realms. It’s a dance of discovery.
  2. Discount Dialogues:
    • Don’t hesitate to strike up a conversation about special discounts or promotions. Sometimes, a friendly talk can open doors.
  3. Wanderlust for Savings:
    • Explore other cities or states; sometimes, the LASIK adventure awaits in a different locale.
  4. Financial Wellness Encore:
    • Join the orchestra of savings by enrolling in a Flexible Spending Account (FSA) or Health Savings Account (HSA).

Who is a good candidate for LASIK?

Ageless Vision: Is LASIK Right for You?

Embarking on the LASIK journey is a personal decision influenced by various factors. Let’s explore the key considerations with a touch of human warmth and SEO flair:

1. Age Chronicles:

  • LASIK is like a chapter in the book of clear vision, typically recommended for those above 18. Your prescription needs a stable plot for at least 2 years, ensuring a vision tale with a happy ending.

2. Eye Symphony:

  • The orchestra of good eye health is essential. Conditions like cataracts, glaucoma, or stubborn dry eyes might dim the LASIK spotlight. An ophthalmologist’s comprehensive exam unveils your eye health sonnet.

3. Prescription Poetry:

  • LASIK’s lyrical correction extends to moderate myopia, hyperopia, and astigmatism within specific ranges. If your prescription is a wandering poet outside these bounds, alternative vision verses may be explored.

4. Corneal Canvas:

  • The canvas of your cornea paints the LASIK masterpiece. Adequate thickness is the brushstroke ensuring a safe and successful vision artwork.

5. Lifestyle Choreography:

  • LASIK is a dance of freedom for those with active lifestyles, craving liberation from glasses or contacts. Yet, the stage considers certain occupations with an eye on safety, especially those treading a path with increased risk.


What is LASIK eye surgery?

  •  LASIK is a surgical procedure that uses lasers to reshape the cornea and correct vision problems like farsightedness, nearsightedness, and astigmatism.

Is LASIK covered by insurance?

Why is LASIK not covered by insurance?

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