EquiTrust Life Insurance Company Overview; Contacts, Claims, Services, Ratings, Reviews, Affiliations and Many More

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Are you looking for a reliable and reputable life insurance company? Learn more about EquiTrust Life Insurance Company, a company that offers a wide range of products and solutions for your personal or business needs/PHOTO COURTESY: Instagram

If you are looking for a reliable and reputable life insurance company that can provide you with the best coverage and service for your personal or business needs, you might want to consider EquiTrust Life Insurance Company.

This is a company that has been in the life insurance industry since 1996, offering a wide range of products and solutions for various markets and niches.

In this article, I will tell you everything you need to know about EquiTrust Life Insurance Company, and why it might be the perfect choice for you.

What is EquiTrust Life Insurance Company?

EquiTrust Life Insurance Company (EquiTrust) is a subsidiary of Equitable Holdings, Inc.

It is one of the largest personal property and casualty insurance brands in the United States,

EquiTrust offers a range of life insurance, annuity, and investment products and services.

It offers investment management services, term life insurance, whole life insurance, and universal life insurance.

EquiTrust is licensed throughout the US and Puerto Rico and has some 2.5 million client households nationwide.

What Does EquiTrust Life Insurance Company Offer?

EquiTrust Life Insurance Company offers a variety of products and solutions for different markets and niches.

Some of the products and solutions include:

– Term Life Insurance:

This is the simplest and most affordable type of life insurance, where you pay a fixed premium for a specified period of time (usually 10, 15, 20, or 30 years).

If you die within that period, your beneficiaries receive a lump sum death benefit.

If you survive the term, your coverage ends and you receive nothing.

You can also convert your term policy to a permanent policy before it expires.

– Whole Life Insurance:

This is a type of permanent life insurance, where you pay a fixed premium for as long as you live.

Your policy accumulates cash value over time, which you can access through loans or withdrawals.

Your beneficiaries receive a guaranteed death benefit when you die.

You can also add riders to enhance your coverage, such as accidental death benefits, disability waiver of premium, or living benefits.

Universal Life Insurance:

This is another type of permanent life insurance, where you pay a flexible premium that can vary depending on your needs and circumstances.

Your policy also accumulates cash value over time, which earns interest based on a crediting rate.

You can adjust your death benefit and premium amount within certain limits.

You can also access your cash value through loans or withdrawals.

You can also add riders to enhance your coverage, such as index-linked interest crediting option, long-term care rider, or no-lapse guarantee rider.

How to Contact EquiTrust Life Insurance Company?

If you are interested in learning more about EquiTrust Life Insurance Company or obtaining a quote.

You can contact them by phone or email:

– EquiTrust Life Insurance Company Phone Number: (877) 249-3694

– EquiTrust Life Insurance Company Contact Email: info@equitrust.com

You can also visit their website

Quick Facts about EquiTrust Life Insurance Company

– EquiTrust Life Insurance Company has over 4,000 employees and operates in 50 states.

– EquiTrust Life Insurance Company has an A+ (Superior) rating from A.M. Best Company.

– The company has a low loss ratio of 50% and a high retention rate of 90%.

Company has a dedicated claims team that handles claims promptly and fairly.

– EquiTrust Life Insurance Company has a strong reinsurance program that provides financial stability and security.

Company Culture

EquiTrust Company has a strong company culture that is based on its core values of integrity, excellence, innovation, teamwork, and customer focus.

The company strives to create a positive and rewarding work environment for its employees, who are passionate, talented, and dedicated to serving its customers.

It also supports its employees’ professional development and career growth through various training programs, mentoring opportunities, and recognition awards.

The company also promotes a culture of social responsibility and community involvement by supporting various charitable causes and organizations.

Renewals & Cancellations

EquiTrust Company offers easy and convenient renewal and cancellation processes for its customers. Customers can renew their policies online or by phone or email.

Customers can also cancel their policies at any time without any penalty or fee.

Customers can request a refund of any unused premium or apply it to their next policy.

The customers can also transfer their policies to another carrier or entity if they wish.

Conclusion

EquiTrust Life Insurance Company is a great option for anyone who is looking for reliable and reputable coverage for their personal or business needs.

By choosing them, you will not only save money and reduce risk but also gain access to comprehensive and flexible coverage that meets your specific needs and goals.

You will also receive excellent customer service and support from the experienced staff of EquiTrust Life Insurance Company.

If you want to take your life insurance to the next level, contact EquiTrust Life Insurance Company today and see how they can help you.

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