Farmers Group Property and Casualty Insurance Company(Rhode Island); Contacts, Claims, Services, Ratings, Benefits

When it comes to safeguarding your assets and well-being, choosing the right insurance provider is crucial. In this comprehensive guide, we’ll delve into the world of Farmers Group Property and Casualty Insurance Company, exploring its history, services, costs, and the myriad benefits it offers to its customers.

Farmers Group Property and Casualty Insurance Company

Farmers Group Property and Casualty Insurance Company belongs to the Farmers Insurance Group of Companies, a trusted provider of insurance and financial services. They’re known for offering dependable and affordable coverage to both individuals and businesses.

History of Farmers Group Property and Casualty Insurance Company

Founded in 1928, Farmers Insurance Group has become one of the largest insurance companies in the United States. They offer reliable and affordable coverage to individuals and businesses. With over 15 million customers and a network of over 40,000 agents, Farmers Insurance Group is a trusted name in the industry.

Contact Details

Company Address Phone Website
Farmers Group Property and Casualty Insurance Co. P.O. Box 350, Warwick, RI 02887 401-827-3589 Link
Customer Service 1-888-327-6335
Claims Center 1-800-435-7764
Farmers New World Life Insurance Company 3120 139th Ave. SE, Ste. 300, Bellevue, WA 98005 1-800-422-4272
Workers’ Compensation Farmers Insurance Exchange 6301 Owensmouth Ave., Woodland Hills, CA 91367 800-422-4272


Services and Products

Auto Insurance:

Farmers Insurance provides a comprehensive range of auto insurance options, including coverage for liability, collision, comprehensive events, uninsured/underinsured motorists, personal injury protection, and rental car reimbursement.

Home Insurance:

The home insurance offerings from Farmers Insurance encompass dwelling coverage, protection for personal belongings, liability coverage, and medical payments coverage for injuries on your property.

Life Insurance:

Farmers Insurance offers diverse life insurance products, including term life insurance, whole life insurance, and universal life insurance, providing flexible coverage that adapts to changing needs.

Business Insurance:

Farmers Insurance caters to business needs with general liability insurance, commercial property insurance, workers’ compensation insurance, and business auto insurance.

Other Products and Services:

Beyond insurance, Farmers Insurance provides additional services such as financial services (annuities, mutual funds, retirement planning), identity theft protection, and homeowners assistance.

Farmers Group Property and Casualty Insurance Company

Premium Costs

Transparency is key when it comes to premium costs, and Farmers Group Property and Casualty Insurance Company excels in this aspect. The company takes into account various factors to determine fair and competitive premium rates, ensuring that customers have a clear understanding of what they’re paying for.

Payment Options

Flexibility is a cornerstone of Farmers Group Property and Casualty Insurance Company’s approach to customer service. With both monthly and annual payment options available, policyholders can choose a plan that aligns with their financial preferences. The company also offers a range of convenient payment methods for added ease.

Discounts and Promotional Offers

Farmers Group Property and Casualty Insurance Company goes the extra mile to reward its customers. From ongoing discounts to special promotions, the company values its clients’ loyalty. Additionally, long-term customers may benefit from exclusive loyalty programs designed to enhance their overall experience.

Claims Filing Process

1. Report the Incident:

Contact Farmers Insurance as soon as possible to report the incident. You can do this online, through their mobile app, or by calling customer service. Provide detailed information about the incident, including date, time, location, and what happened. If it’s an auto accident, exchange info with other drivers involved.

2. Gather Documentation:

Collect documents related to the incident, like police reports, medical records, repair estimates, or receipts. Take photos or videos of property damage and keep copies for your records.

3. File a Claim:

File a claim online, through the app, or by calling customer service. Have your policy number, incident date, and insurance type ready. Be ready to answer questions and provide documentation.

4. Assignment of a Claim Representative:

A claim representative will be assigned to your case. They’ll review the info, contact you for the next steps, and may ask for more information or inspect damaged property.

5. Review of the Claim:

The claim representative will decide if your claim is covered. If covered, they’ll work with you to settle it. This might mean repairing or replacing damaged property or reimbursing you for losses.

6. Settlement of the Claim:

Once settled, you’ll receive a check or payment. If unsatisfied, you can appeal the decision.

Farmers Group Property and Casualty Insurance Company


Farmers Group Property and Casualty Insurance Company earns high ratings from major insurance agencies. A.M. Best, a respected agency, rates Farmers as “A+” (Superior), indicating a strong ability to meet policyholder obligations.

J.D. Power and Associates, in their 2023 Auto Insurance Customer Satisfaction Study, gives Farmers a “Good” rating, reflecting general satisfaction among customers.

The Better Business Bureau (BBB) gives Farmers an “A+” rating, signifying trustworthy business practices.


Customer reviews for Farmers Group Property and Casualty Insurance Company are generally positive. Trustpilot rates them at 4.2 out of 5 stars based on over 10,000 reviews. On Google Reviews, they have an average of 3.8 out of 5 stars from over 20,000 reviews.


While Farmers received 1,228 complaints in 2022, representing a 0.06% complaint rate (below the industry average), some common issues include claims settlement time, communication difficulties with claims representatives, perceived high rates, and concerns about customer service.


Farmers Group Property and Casualty Insurance Company excels in resolving complaints. In 2022, the National Insurance Complaint Office (ICO) closed 99% of Farmers’ complaints within 60 days, with 78% favorably resolved for the customer.

Affiliations and Partnerships

Farmers Group Property and Casualty Insurance Company collaborates with various organizations and groups, expanding its reach and offering extra benefits to customers.

Strategic Partnerships

Farmers form strategic partnerships with:

Affinity Groups

Farmers have affiliations with affinity groups, representing specific interests and offering members discounts on insurance products. Some include:

Partnerships with Charitable Organizations

Farmers partner with charitable organizations, offering donations and support to:

Benefits of Joining Farmers Group Property and Casualty Insurance Company

Joining Farmers Group Property and Casualty Insurance Company comes with various advantages:

  1. Competitive Rates and Discounts:
  2. Wide Range of Insurance Products:
  3. Financial Strength and Stability:
  4. Strong Customer Service:
  5. Innovative Products and Services:
  6. Community Involvement:
    • Farmers Insurance actively supports communities through partnerships with charitable organizations. Employees are encouraged to volunteer, emphasizing the company’s commitment to making a positive impact.


  1. How do I contact Farmers Group Property and Casualty Insurance Company for assistance?
  2. What types of insurance policies does the company provide?
  3. Are there discounts available for long-term customers?
    • Yes, the company values loyalty and provides exclusive discounts for long-term policyholders.
  4. How is the claims filing process handled?
    • The company provides a user-friendly guide to help policyholders navigate the claims filing process efficiently.
  5. What sets Farmers Group Property and Casualty Insurance Company apart from other insurers?
    • The company stands out for its transparency, flexibility, and commitment to customer satisfaction.


Farmers Group Property and Casualty Insurance Company is not just an insurance provider; it’s a partner in safeguarding your future. With a rich history, a wide range of services, and a customer-centric approach, the company remains a trusted choice for those seeking reliable and comprehensive insurance coverage.

Spread the love