Farmers Mutual Insurance Company of Giles County(Tennessee); Contacts, Claims, Services, Ratings, Reviews, Benefits

Farmers Mutual Insurance Company of Giles County, often referred to as Giles County Mutual, is a mutual insurance company that has been serving the residents of Giles County, Tennessee, for many years. Here’s a brief overview of the company and the information you might find useful.

Farmers Mutual Insurance Company of Giles County

Introduction to Farmers Mutual Insurance Company of Giles County

Farmers Mutual Insurance Company of Giles County is a nonprofit organization. It helps people in Giles County, Tennessee, and nearby areas get fire and extended coverage insurance.

Brief History

A group of farmers started the company in 1900 because they thought fire insurance was too expensive. They’ve been giving good insurance at a fair price to their customers for more than 120 years.

In 1920, they made their first office in Pulaski, Tennessee, which is still used today. It reminds people of the company’s long history of helping the community.

Contact Details

Address 1029 W College St, Pulaski, TN 38478-3638
Phone (931) 363-1322
Fax (931) 363-1332
Website Farmers Mutual
Email [email protected]
Business Hours Monday-Friday, 8:00 AM – 4:30 PM
Claims 1-800-332-3226
Roadside Assistance 1-877-762-3101
Social Media
Facebook Giles County Farm Bureau VA
Twitter Ayr Mutual
LinkedIn Farmers Insurance

 

Services and Products

Farmers Mutual Insurance Company of Giles County offers a range of insurance services and products, including;

Farmers Mutual Insurance Company of Giles County

Personal Insurance:

  1. Homeowners Insurance: This insurance covers your home from things like fire, theft, and vandalism.
  2. Auto Insurance: This insurance protects your car from accidents and theft. It also helps if you cause an accident.
  3. Life Insurance: This insurance helps your family if you die.
  4. Health Insurance: This helps pay for doctor visits, hospital stays, and medicines.
  5. Renters Insurance: This covers your stuff in case of damage or theft.
  6. Personal Umbrella Insurance: This gives extra protection if you’re sued.

Business Insurance:

  1. Property Insurance: This protects your business property from things like fire and theft.
  2. Liability Insurance: This helps if your business gets sued for injuries or property damage.
  3. Workers’ Compensation Insurance: It helps injured employees.
  4. Business Auto Insurance: Protects your business vehicles.
  5. Business Umbrella Insurance: Gives extra coverage for business lawsuits.

Additional Products and Services:

  1. Farm Insurance: For your farm property.
  2. Flood Insurance: Protects against flooding damage.
  3. Recreational Vehicle Insurance: Covers vehicles like RVs.
  4. Boat Insurance: For your boat from accidents and theft.
  5. Motorcycle Insurance: Protects your motorcycle from accidents and theft

Premium Costs

The price you pay for insurance with Farmers Mutual Insurance Company of Giles County depends on a few things like what kind of policy you choose, how much it covers, and your risk level. But, generally, this company is known for having good prices.

Payment Options

You can pay for your insurance in different ways with Farmers Mutual Insurance Company. You can choose to pay every month, every three months, every six months, or once a year. If you get your insurance documents electronically, you can even get a discount.

Discounts

This company offers discounts to its policyholders. Some of the most common ones are:

  1. Multi-policy discount: If you bundle your home and auto insurance together, you can save up to 20% on your premiums.
  2. Safe driver discount: If you’re a good driver with a clean record, you can save up to 40% on your auto insurance.
  3. Good student discount: If you’re a student with good grades, you can save up to 25% on your auto insurance.
  4. Anti-theft discount: If you have anti-theft devices in your car, you can save up to 15% on your auto insurance.

Process of Filing Claims

1. Report Your Claim Quickly:

As soon as something goes wrong, report it to the company. The quicker you report, the faster they can start looking into it. You can call the company’s claims department at 1-800-332-3226 to report your claim.

2. Gather Important Info:

When you report your claim, you’ll need to share:

  • Your name and how to reach you
  • Your policy number
  • When, where, and what happened
  • A quick description of the problem
  • Names and contact info of any witnesses
  • Any pictures or documents related to the problem

3. Work with the Claims Adjuster:

A claims adjuster will check out your claim. They’ll contact you for more details and set up a time to look at what got damaged.

4. Check the Settlement Offer:

Once the claims adjuster finishes checking things, they’ll make you an offer. They’ll tell you how much money they’re ready to give you to settle the claim.

5. Decide on the Settlement:

You can say yes to the offer or talk to the claims adjuster about a different amount if you’re not happy with it.

6. Get Your Payment:

After you agree on the settlement, the company will give you the money. You’ll get it as a check or through direct deposit.

Farmers Mutual Insurance Company of Giles County

 

Ratings

Farmers Mutual Insurance Company gets top-notch ratings. Both A.M. Best Company and Demotech Financial give them an A+ (Superior) rating. These ratings show how strong and stable the company is financially.

Reviews

People who use Farmers Mutual Insurance Company like it. On Google Reviews, it gets a high rating of 4.5 out of 5 stars from over 100 reviews. People say good things about the company’s prices, helpful customer service, and how fast they handle claims.

Complaints

While some customers have complained, the company doesn’t get a lot of complaints compared to how many policies they have. Most complaints are about denied claims and slow claims processing.

Resolutions

The company is good at solving complaints. They resolve about 98% of the complaints they get, and they usually do it within 30 days.

Affiliations

Farmers Mutual Insurance Company of Giles County is part of these organizations:

These groups give the company access to resources, training, and chances to meet others. They also help the mutual insurance business and its values.

Partnerships

Farmers Mutual Insurance works with local businesses to give discounts to its policyholders. These partners include:

  • Local banks and credit unions
  • Auto dealerships
  • Home improvement stores
  • Retail businesses

Benefits of Joining Farmers Mutual Insurance Company of Giles County

  1. Great Rates: We’re famous for our low prices. Since we’re owned by our policyholders, we can keep costs down and pass on the savings to you.
  2. Top-Notch Service: We’re dedicated to giving you excellent customer service. Our experienced agents are here to answer your questions and help with your insurance needs.
  3. Fast Claims: We know that dealing with a loss can be tough. That’s why we process claims quickly to ease your stress.
  4. Financial Strength: We’re a stable company with a strong financial history. We’ve even received A+ (Superior) ratings from A.M. Best Company and Demotech Financial.
  5. Community Support: We’re a part of the Giles County community, and we show it. We support local charities and organizations, and our employees volunteer their time to help others.

FAQs

Q: What Types of Insurance Does Farmers Mutual Insurance Company of Giles County Offer?

A: Farmers Mutual Insurance Company offers various types of insurance, including:

  • Homeowners
  • Auto
  • Life
  • Health
  • Renters
  • Personal umbrella
  • Business
  • Farm
  • Flood
  • Recreational vehicle
  • Boat
  • Motorcycle

Q: What Are the Benefits of Choosing Farmers Mutual Insurance Company of Giles County?

A: Joining Farmers Mutual Insurance Company of Giles County has its perks:

Q: How Do I File a Claim with Farmers Mutual Insurance Company of Giles County?

A: To file a claim with Farmers Mutual Insurance Company, call 1-800-332-3226 or use the company’s website.

Q: What’s the Claims Process with Farmers Mutual Insurance Company of Giles County?

A: When you file a claim with Farmers Mutual Insurance, here’s what typically happens:

  1. Report the claim.
  2. Collect the needed info.
  3. Work with the claims adjuster.
  4. Review the settlement offer.
  5. Decide on the settlement.
  6. Get your payment.

Q: What Are Some Ratings and Reviews for Farmers Mutual Insurance Company of Giles County?

A: Farmers Mutual Insurance got top ratings from A.M. Best Company and Demotech Financial. It also has a 4.5 out of 5 stars on Google Reviews, based on over 100 reviews.

Q: Is Farmers Mutual Insurance Company of Giles County a Good Company?

A: Yes, it’s a trustworthy insurance company. They have good rates, great service, and quick claims processing. They also handle complaints well, earning a good reputation.

Conclusion

In conclusion, Farmers Mutual Insurance provides a range of insurance options, including home, auto, life, health, renters, and more. The company is known for competitive rates, excellent customer service, and efficient claims processing.

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