The First Catholic Slovak Ladies Association of the USA (FCSLA) stands as a beacon of community and support for its members. In this article, we will delve into the various aspects that make FCSLA a unique and valuable organization to be a part of.
Brief Overview of the First Catholic Slovak Ladies Association of the USA
In 1892, nine Slovak immigrant homemakers in Cleveland, Ohio, founded the First Catholic Slovak Ladies Association of the USA Life. Their goal was to give their families financial security and promote Catholic values and Slavic traditions.
They started this group to help their families financially and to keep their Catholic and Slavic traditions alive.
FCSLA Life strongly supports Catholic values and Slavic traditions. It backs various Catholic charities and groups, while also providing cultural and educational programs for its members.
Contact Details of First Catholic Slovak Ladies Association of the USA
| Address | 24950 Chagrin Blvd, Beachwood, OH, 44122 |
|---|---|
| Phone | (800) 464-4642 |
| info@fcsla.com | |
| Office Hours | Monday to Friday, 8:00 A.M. – 4:30 P.M. EST |
Services and Products offered by the First Catholic Slovak Ladies Association of the USA
Financial Products
FCSLA Life provides different types of life insurance to meet member needs. This includes whole life insurance, term life insurance, and universal life insurance.
Annuities
FCSLA Life also offers various annuities to help members save for retirement and generate retirement income.
Scholarships
Members and their children can apply for scholarships from FCSLA Life. These scholarships consider academic achievement, financial need, and community involvement.
Charitable Giving Opportunities
FCSLA Life strongly supports various Catholic charities and offers members the chance to donate to charities through its FCSLA Life Foundation.
Fraternal and Cultural Activities
FCSLA Life organizes monthly meetings, social events, cultural programs, and educational programs for its members.
Other Services and Products
FCSLA Life provides additional services and products, including funeral benefits, disability insurance, long-term care insurance, credit union services, travel services, and financial planning services.
Premiums, Payment Options & Discounts
| Product | Premium Costs | Payment Options | Discounts/Promotional Offers |
|---|---|---|---|
| Whole Life insurance starting | g at $10 per month | Monthly or annual | Discounts for annual payment, nonsmoker members, and members with a healthy family history. |
| Term Life insurance starting | g at $5 per month monthly | y or annual discounts | s for an annual payment and nonsmoker members. |
| Universal Life insurance starts | g at $15 per month monthly | y or annual discounts | s for annual payments and nonsmoker members. |
| Annuities | Premium costs vary depending on annuity type and features. | Monthly or annual discounts | s for annual payments and members using FCSLA Life’s financial planning services to purchase annuities. |
| Other Discounts | Various discounts and offers bundled | d coverage discounts, referral discounts, and more. |
The premium costs for FCSLA Life’s products depend on factors like product type, member age and health, and coverage amount. Members can choose between monthly and annual payments.
FCSLA Life also provides discounts, including those for annual payments, nonsmokers, and healthy family histories. Additionally, there are discounts for bundling insurance coverage and referring friends and family to FCSLA Life.
Process of Filing Claims with First Catholic Slovak Ladies Association of the USA
To file a claim with FCSLA Life, follow these simple steps:
- Contact FCSLA Life’s customer service at 1-800-648-7665.
- A representative will guide you through starting the claims process and give you the required forms.
- Provide necessary information, including your name, address, and phone number, as well as the insured person’s details, type of coverage, date of the event, and a detailed description.
- Include relevant documents like medical records.
- After submitting the forms, FCSLA Life will review and process your claim promptly.
- You’ll be informed of FCSLA Life’s decision as soon as possible.
- If your claim is approved, you’ll receive a check for the benefit amount.
Ratings
The First Catholic Slovak Ladies Association of the USA (FCSLA Life) is a top-rated fraternal benefit society. A.M. Best, a leading credit rating agency, gives FCSLA Life an A- (Excellent) rating, showing the organization’s strong finances, dedication to members, and long-term stability.
FCSLA Life has a good reputation among members, scoring 4.5 stars on Trustpilot, a well-known review website. Members appreciate FCSLA Life for its excellent customer service, competitive rates, and wide range of products and services.
Customers Reviews
Here’s what some recent FCSLA Life member reviews say:
- “FCSLA Life is great to work with. They offer competitive rates and excellent customer service.”
- “I’ve been with FCSLA Life for years and am very pleased with the friendly and helpful staff.”
- FCSLA Life provides a variety of products and services that meet members’ needs. I’m happy with the coverage and peace of mind they give me.”
Cancellation
Membership Cancellation: You can cancel your FCSLA Life membership anytime by calling 1-800-648-7665.
Policy Cancellation: To cancel an FCSLA Life policy, send a written request with your name, address, phone number, and policy number.
Renewal
Membership Renewal: FCSLA Life memberships renew automatically on your membership anniversary. You’ll get a renewal notice before it expires.
Policy Renewal: FCSLA Life policies also renew automatically on the anniversary date, with a renewal notice sent in advance.
For questions on cancellation or renewal, contact FCSLA Life’s customer service at 1-800-648-7665.
Additional Information
Cancellation Fees: FCSLA Life might charge a cancellation fee, varying based on policy type and duration.
Grace Period: There’s a grace period for paying dues and premiums, the length depending on your membership or policy.
Reinstatement: If you cancel, you may reinstate within a specific time. Contact customer service at 1-800-648-7665 for reinstatement.
Benefits of Joining The First Catholic Slovak Ladies Association of the USA
FCSLA Life provides various benefits to its members, offering:
Financial Security: FCSLA Life gives members financial products like life insurance, annuities, and scholarships. These help save for the future and protect loved ones.
Fraternal Benefits: Members enjoy fraternal benefits such as funeral coverage, disability insurance, and long-term care insurance.
Cultural and Educational Programs: FCSLA Life offers cultural and educational programs, including meetings, social events, and workshops.
Sense of Community: With over 546 branches nationwide, FCSLA Life fosters a sense of community and belonging. Members actively engage in their communities.
Frequently Asked Questions (FAQs)
A. What is FCSLA?
Provide a concise overview for those new to FCSLA.
B. How Do I Become a Member?
Outline the steps for prospective members to join FCSLA.
C. Are There Discounts for Older Citizens?
Address a common concern about discounts for senior members.
D. How Are Claims Processed?
Offer a brief explanation of the claims processing procedure.
E. Can I Cancel My Membership?
Inform members about the process and conditions for canceling their FCSLA membership.
Conclusion
The First Catholic Slovak Ladies Association of the USA is more than an organization; it’s a community that cares for its members.
From financial security to a vibrant network, FCSLA stands as a testament to the strength of unity and support. Consider joining today to experience the myriad benefits that come with being a part of this extraordinary community.
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