But with so many travel insurance companies and plans to choose from, how do you know which one is right for you? In this article, we will review GoReady Insurance, a travel insurance provider that offers a range of plans for different types of travelers. We will cover its overview, benefits, claims, services, contacts, ratings, insurance plans prices, and reviews, to help you decide if GoReady Insurance is legit and worth buying.
Overview
GoReady Insurance (formerly April Travel Protection) is a travel insurance company that has been in the industry for over 30 years.
It is part of the Aegis General Insurance Agency, which is a subsidiary of K2 Insurance Services, LLC. GoReady Insurance is licensed in all 50 states and the District of Columbia, and is backed by leading insurance carriers such as Lloyd’s of London and American Modern Insurance Group.
GoReady Insurance sells a wide range of travel insurance plans that are suitable for vacationers, adventurers, cruisers, and international travelers.
You can find everything from a basic trip cancellation policy to a comprehensive plan that covers Covid-19 related problems.
GoReady Insurance also offers optional upgrades such as cancel for any reason, rental car protection, sports and business equipment coverage, and pre-existing medical condition exclusion waiver.
One of the key features of GoReady Insurance is its exclusive Stress Less Benefits, which removes the claim for reimbursement process by paying on the spot for most unforeseen travel or medical emergencies as covered by the policy, such as medical visits and evacuations, flight changes, overnight hotel accommodations, and much more.
This means that you don’t have to worry about paying out of pocket and waiting for a refund later.
Benefits
GoReady Insurance provides a number of benefits that make it stand out from other travel insurance providers. Some of the benefits are:
- Pandemic coverage: All of GoReady’s travel insurance plans include pandemic coverage for Covid-19.
- Cancel for any reason upgrade: If you want more flexibility and peace of mind, you can opt for the cancel for any reason upgrade, which allows you to cancel your trip for any reason not otherwise covered by the policy and get up to 75% of your non-refundable trip cost back.
- High medical evacuation coverage: GoReady Insurance offers very high medical evacuation coverage of up to $500,000 per person, depending on the plan you choose.
- Excellent travel delay benefits: GoReady Insurance also offers excellent travel delay benefits of up to $2,000 per person, depending on the plan you choose.
- Superior hurricane and weather coverage: GoReady Insurance has superior hurricane and weather coverage with no waiting period.
- Decent missed connection coverage: GoReady Insurance also has decent missed connection coverage of up to $500 per person, depending on the plan you choose.
Claims
GoReady Insurance claims to have a fast and easy claim process, with most claims being settled within 30 days.
You can file a claim online, by phone, by email, or by mail, depending on your preference. one will need to provide some information and documentation to support your claim, such as your policy number, trip details, proof of payment, receipts, invoices, medical records, police reports, etc.
You can check the status of your claim online or by contacting the customer service team.
If you have a claim that is eligible for the Stress Less Benefits, you can avoid the hassle of filing a claim and waiting for a reimbursement.
Instead, you can contact the 24/7 assistance team and they will handle the situation for you and pay for the covered expenses on the spot.
For example, if you need to see a doctor or change your flight due to a covered reason, you can simply call the assistance team and they will arrange and pay for the service for you.
Services
GoReady Insurance offers a variety of services to assist you before, during, and after your trip. Some of the services are:
- 24/7 assistance: GoReady Insurance has a dedicated team of multilingual travel and medical experts who are available 24/7 to help you with any travel or medical emergency. They can provide services such as medical referrals, medical monitoring, medical evacuation, repatriation, travel arrangements, lost baggage assistance, passport and visa assistance, legal assistance, and more.
- Concierge services: GoReady Insurance also offers concierge services to enhance your travel experience. They can help you with services such as restaurant reservations, event tickets, tee times, spa appointments, flower delivery, and more.
- Travel alerts and advisories: GoReady Insurance provides travel alerts and advisories to keep you informed of the latest travel news and safety information. You can access the travel alerts and advisories online or by subscribing to the email newsletter. You can also follow GoReady Insurance on social media platforms such as Facebook, Twitter, and Instagram for more updates and tips.
Contacts
The company has several contact options for you to reach them. You can contact them by phone, email, mail, or online chat, depending on your preference.
Here are some of the contact details:
- Phone: You can call at 1-800-240-0369 (toll-free) or 1-317-575-2652 (international) from Monday to Friday, 8 a.m. to 10 p.m. ET, and Saturday and Sunday, 9 a.m. to 6 p.m. ET. You can also call the 24/7 assistance team at 1-855-277-4587 (toll-free) or 1-305-455-1571 (collect).
- Email: You can email at info@goreadyinsurance.com for general inquiries, claims@goreadyinsurance.com for claim-related inquiries, or assistance@goreadyinsurance.com for assistance-related inquiries.
- Mail: You can mail GoReady Insurance at GoReady Insurance, 10455 N. Central Expressway, Suite 625, Dallas, TX 75231, USA.
- Online chat: You can chat online by visiting their website and clicking on the chat icon at the bottom right corner of the screen.
Ratings
GoReady Insurance has received positive ratings and reviews from various sources. Here are some of the ratings of GoReady Insurance:
- Forbes Advisor: Forbes Advisor ranked GoReady Insurance as one of the best overall, best pandemic, best cruise, and best for price travel insurance companies in 2023. It gave GoReady Insurance’s Choice plan 4 out of 5 stars, based on factors such as coverage, cost, customer service, and claims.
- USA Today: USA Today gave GoReady Insurance’s Choice plan 3.5 out of 5 stars, based on factors such as coverage, cost, customer satisfaction, and financial strength. It praised GoReady Insurance for its pandemic coverage, cancel for any reason upgrade, high medical evacuation coverage, excellent travel delay benefits, and superior hurricane and weather coverage.
- InsureMyTrip: InsureMyTrip is a travel insurance comparison website that allows customers to rate and review travel insurance providers and plans.The company has an average rating of 4.5 out of 5 stars, based on over 1,000 customer reviews. Customers have expressed satisfaction with GoReady Insurance’s coverage, service, and claims.
