Great American Fidelity Insurance Company (Delaware): Overview, Contacts, Services, Financials, Claims, Reviews and Benefits

Great American Insurance Company (GAIC), a top provider of property and casualty insurance in the United States, wholly owns Great American Fidelity Insurance Company (Delaware).

GAFI focuses on writing excess and surplus lines insurance, which means it offers insurance not found in the regular market.

GAFI offers various products, such as commercial property and casualty insurance, fidelity and crime insurance, professional liability insurance, marine insurance, and surety bonds.

An image illustration of Great American Fidelity Insurance Company (Delaware)
GAFI’s product lineup includes commercial property and casualty insurance, fidelity and crime insurance, professional liability insurance, marine insurance, and surety bonds. [Photo: Great American Insurance]

Great American Fidelity Insurance Company (Delaware)

GAFI, a surplus lines insurer, doesn’t have permission to operate in 49 states and the District of Columbia. GAFI aims to give its customers top-notch insurance protection.

GAFI’s skilled underwriting and claims experts work hard to assist customers in grasping their insurance requirements and offering them competitive coverage.

Contact Details

Great American Fidelity Insurance Company (Delaware)

301 East Fourth Street Cincinnati, OH 45202

Phone: 1-513-369-5092

Website: https://www.greatamericaninsurancegroup.com/about-us/business-operations/product/great-american-risk-solutions/programs

Services and Products

Great American Fidelity Insurance Company (Delaware) offers a wide array of insurance services and products to cater to the diverse needs of its customers. Some of their key offerings include:

  1. Property and Casualty Insurance: The company provides comprehensive property and casualty insurance coverage for both individuals and businesses. Whether you need protection for your home, personal belongings, or commercial property, they have tailored solutions to meet your specific requirements.
  2. Liability Coverage: Great American Fidelity Insurance Company offers liability insurance that safeguards individuals and businesses against legal claims and financial losses arising from accidents, injuries, or property damage.
  3. Specialty Lines Insurance: In addition to standard insurance offerings, the company specializes in providing specialty lines insurance products tailored to niche industries and unique risks. Their expertise in this area makes them a valuable partner for businesses with specialized needs.
  4. Customized Policies: The company works closely with clients to create customized insurance policies that align with their unique needs and risk profiles. This level of personalization ensures that clients receive coverage that is perfectly suited to their situation.

Financial Details

A crucial aspect of assessing an insurance provider’s reliability is its financial stability.

Great American Fidelity Insurance Company (Delaware) has a strong financial foundation, which is indicative of its ability to meet its financial obligations to policyholders.

While specific financial data may change over time, it’s advisable to review the company’s annual financial reports and credit ratings to gauge their stability.

Claims and Cancellations

The claims process and cancellation policy are critical considerations when choosing an insurance provider.

Great American Fidelity Insurance Company (Delaware) is known for its efficient claims processing system, which helps policyholders navigate the often complex process of filing a claim.

They have a dedicated claims team that can assist you throughout the entire claims process.

In case you need to cancel your insurance policy for any reason, the company typically follows a standard procedure.

It’s important to review your policy documentation for details on the cancellation process and any associated fees or penalties.

Additionally, you can contact the company’s customer service for assistance in this matter.

Customer Reviews

Customers typically give Great American Fidelity Insurance Company (GAFI) positive reviews. They like the company’s competitive rates, great customer service, and wide product selection.

Still, there are some negative reviews of GAFI, like a customer not liking a claims representative or the company rejecting a claim.

Benefits of Choosing Great American Fidelity Insurance Company (Delaware)

  1. Competitive Rates: GAFI is known for offering competitive rates on excess and surplus lines insurance. They provide various discounts and credits to help you save money on your premiums.
  2. Excellent Customer Service: GAFI boasts a team of experienced and dedicated customer service representatives. The company prioritizes delivering top-notch customer service.
  3. Wide Variety of Products: Their product lineup includes commercial property and casualty insurance, fidelity and crime insurance, professional liability insurance, marine insurance, and surety bonds.
  4. Financial Strength: GAFI is a financially strong company with a proven history of profitability. They hold an A+ rating (Superior) from A.M. Best and an A+ rating (Very Strong) from Standard & Poor’s.
  5. Fair Claims Process: GAFI ensures a fair and prompt claims process, committed to resolving claims equitably. Their low cancellation rate indicates high customer satisfaction with their policies.

Additional Benefits of Choosing GAFI:

  1. Commitment to Innovation: GAFI is dedicated to innovation in the insurance industry. This will result in improved and more tailored solutions for their clients.
  2. Track Record of Customer Satisfaction: GAFI has a strong history of keeping their customers satisfied with their services and policies.
  3. Affiliation with Great American Insurance Group: This affiliation brings added stability and resources to the table.

Spread the love