Grundy Insurance Review: Is It Worth the Investment?

Grundy Insurance Review: Is It Worth the Investment?

Grundy specializes in auto insurance policies tailored for antique and collectible cars.

Its rates are notably lower than those advertised by other high-end car insurance companies, even for policyholders with multiple vehicles and antique cars.

Grundy also provides a range of plans and coverage options for personal property, pets, and travel.

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Grundy Insurance Pros and cons

 

What is Grundy auto insurance?

Grundy is a leading insurer specializing in classic cars and other unique items. It provides coverage for regular automobiles, collector boats, high-end items, and homes.

Grundy doesn’t issue insurance policies directly; instead, it underwrites policies from other insurance companies to help you find the best and most affordable coverage for your vehicle.

The company also offers coverage for vehicle collections.

How does Grundy’s auto insurance work?

Grundy’s website may appear a bit outdated at first, but as you scroll, you’ll find an online portal for quotes and policy management.

Note that, unlike some companies, Grundy’s quotes are not instantly generated.

You can browse through its policies for classic cars, collections, homes, and more.

Grundy offers customized insurance plans and also features a classic program called the Olde Original.

This program covers a collection of classic vehicles under one liability payment.

However, under this policy, you cannot use your luxury car as a daily vehicle. The Olde Original provides the following coverage:

  • Full agreed value guaranteed
  • No deductible in most states
  • Full Comprehensive
  • Full collision
  • Liability with limits up to $1,000,000
  • Underinsured/uninsured motorist
  • Medical benefits
  • Spare parts
  • Towing and labor up to $250
  • Trip interruption up to $600
  • Newly acquired tires
  • In-shop repairs

All these coverages are included in one liability payment.

Grundy’s Motor Vehicle Program allows you to purchase insurance for a group of vehicles, including classic and daily-use cars.

Is Grundy auto insurance worth it?

If you own one or more classic vehicles that require comprehensive insurance coverage, Grundy’s classic car insurance is likely a worthwhile investment.

You can also combine your regular auto insurance with your classic coverage to streamline your policies and possibly reduce costs.

We suggest obtaining a free quote from Grundy’s website if you need to insure your classic car.

How long has Grundy Insurance been around?

James A. Grundy, Sr. introduced this unique insurance concept in 1947.

The idea stemmed from Colonel Sam Baily, a Philadelphia businessman at the turn of the last century, who foresaw the automobile’s rise as the primary mode of transportation, replacing the horse.

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Is Grundy full coverage?

Full Agreed Value Guaranteed, No Deductible in Most States, Full Comprehensive and Collision, Liability With Limits Up To $1,000,000, Uninsured/Underinsured Motorist, State Required PIP As Medical Benefits, Inflation Guard Value Protection, Spare Parts Inventory Coverage up to $500, Trip Interruption up to $600

 

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