Hands On Trade Insurance Legit? Services, Cost, Application Process

Hands-On Trade Insurance Legit: What You Need to Know

If you are an independent professional in beauty, bodywork, massage, or other touch-related fields, you might be wondering if hands-on trade insurance is legit and worth it.

Hands-on Trade Insurance is a liability insurance coverage offered by the Hands-On Trade Association, a membership association of professionals who care for the body, hair, skin, and nails.

An image to Illustrate: hands on trade insurance legit
If you are an independent contractor in the beauty, bodywork, massage, or other touch-related fields, you need hands on trade insurance. It is a legit and affordable way to safeguard your business and your professional future/PHOTO COURTESY: Freepik

In this article, we will explain what hands-on trade insurance is, what it covers, how much it costs, and how to apply for it.

What is Hands-On Trade Insurance?

Hands-on trade insurance is a professional and general liability insurance coverage that protects independent contractors from a range of incidents that could otherwise cost them their business and their professional future.

It covers claims such as bodily injury, property damage, personal injury, and product liability that may arise from the services they provide to their clients.

It also covers legal fees, medical expenses, and damages awarded by the court in case of a lawsuit.

What Does Hands On Trade Insurance Cover?

Hands on trade insurance cover a wide array of independent contractors and their businesses, no matter whether they work from home, rent a booth, room, or chair, or travel between places like gyms and studios for work.

It covers multiple professions and procedures for one price, such as cosmetology, esthetics, bodywork, massage, yoga, and more.

It also covers additional modalities that are related to the main profession, such as aromatherapy, reflexology, reiki, and more.

You can find the full list of professions and procedures covered by hands on trade insurance on their website.

How Much Does Hands On Trade Insurance Cost?

Hands on trade insurance costs $169.00 per year, which is a very affordable and competitive price compared to other liability insurance providers in the market.

The price includes both professional and general liability coverage, as well as business benefits such as:

There are no hidden fees, deductibles, or membership dues.

You can apply for instant coverage online and receive your certificate of insurance via email.

How to Apply for Hands On Trade Insurance?

Applying for hands on trade insurance is very easy and fast.

You just need to visit their website and fill out a simple online application form.

One will need to provide some basic information about yourself, your profession, and your business.

You will also need to agree to their terms and conditions and pay the annual fee of $169.00.

Once you complete the application, you will receive a confirmation email with your certificate of insurance and your membership number.

You can then print or download your certificate and use it as proof of insurance whenever you need it.


Hands on trade insurance is a legit and reliable liability insurance coverage for independent professionals in the beauty, bodywork, massage, and other touch-related fields.

It offers comprehensive protection and benefits for a low and fixed annual fee.

It is easy to apply for and obtain online.

If you are looking for a way to safeguard your business and your professional reputation, hands on trade insurance might be the right choice for you.

To learn more about hands on trade insurance, visit their website or contact their customer service team.


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