Hartford Insurance Company of Illinois(Illinois), Contacts, Locations, Ratings, Products And Careers

Locations

Hartford Insurance Company of Illinois (IL) has offices throughout Illinois, including:

• Aurora
• Bloomington
• Champaign
• Chicago
• Decatur
• Joliet
• Peoria
• Rockford
• Springfield
• Waukegan

Contact Information

Company Name	Address	Phone
Hartford Insurance Company	111 S. Wacker Drive	(800) 478-2286
of Illinois (IL)	Chicago, IL 60606

Reviews

Claims Process

Step 1: Reporting the Claim

You can report a claim to Hartford Insurance Company of Illinois (IL) at any time by calling the company’s claims hotline at (800) 478-2286 or by submitting a claim online.

During the reporting process, you’ll be required to provide your policy number, contact details, and a description of the incident.

Step 2: Gathering Information and Documentation

After you’ve reported the claim, a Hartford claims adjuster will get in touch with you to discuss the claim and initiate the claims process.

The claims adjuster may request additional information and documentation, including:

• A copy of your insurance policy
• Police reports (if applicable)
• Medical records (if applicable)
• Estimates for repairs or replacement of damaged property

Step 3: Investigating the Claim

The claims adjuster will investigate to determine if the claim falls under your policy coverage and assess the extent of the damages.

They might reach out to you for further inquiries or to schedule an inspection of the damaged property.

Step 4: Settling the Claim

Once the claims adjuster has completed their investigation and confirmed your eligibility for coverage, they will process the claim payout. The payout amount will vary depending on your coverage type and the scope of the damages.

Financial Details

Coverage Details

Hartford Insurance Company of Illinois (IL) extends an extensive array of property and casualty insurance products to cater to the needs of individuals, families, and businesses.

1. Auto Insurance

Hartford’s auto insurance presents diverse coverage options, including:

• Liability Insurance: Protects against financial responsibility in case you are found at fault for accidents causing injury or property damage to others.
• Collision Insurance: Covers repair or replacement costs for your vehicle if damaged in a collision.
• Comprehensive Insurance: Safeguards against damages from events like theft, vandalism, or weather-related incidents.
• Uninsured/Underinsured Motorist Coverage: Provides financial protection if you’re in an accident caused by an uninsured or underinsured driver.

2. Homeowners Insurance

Hartford homeowners insurance shields your home and its contents against numerous perils, such as:

• fire,
• lightning,
• theft.

It also includes liability coverage to safeguard against injuries on your property or accidental damage to others’ property.

3. Renters Insurance

Hartford renters insurance protects your personal belongings when renting a home or apartment.

It covers losses from events like fire, theft, or vandalism, and offers liability protection if someone is injured on the rented property.

4. Business Insurance

Hartford’s business insurance offers versatile coverage options for businesses of all sizes, including:

• Commercial Property Insurance: Shields business property from damage or loss.
• Commercial Liability Insurance: Protects from financial responsibility for injuries or property damage.
• Workers’ Compensation Insurance: Offers benefits to employees injured on the job.
• Specialized insurance products are also available for various industries and professions.

5. Umbrella Insurance

Hartford’s umbrella insurance offers additional liability protection beyond the limits of other policies.

Safeguarding against severe financial implications in the event of a significant lawsuit.

6. Life Insurance

Hartford’s life insurance products aim to secure your loved ones financially after your passing. Options include:

• Term Life Insurance: Provides coverage for specific periods.
• Whole Life Insurance: Ensures lifelong coverage and accumulates cash value.
• Universal Life Insurance: A flexible policy allowing adjustments to coverage and premiums.

7. Health Insurance

Hartford offers a variety of individual and group health insurance plans that assist in covering medical expenses, including:

• doctor visits,
• hospital stays, and
• prescription drugs.

Login

To log into your Hartford Insurance Company of Illinois (IL) account, visit the company’s website and enter your username and password.

Careers

Online and Technological Features

Hartford Insurance Company of Illinois (IL) provides its customers with a range of online and technological features, such as:

• Managing policies online
• Filing claims online
• Using a mobile app
• Participating in telematics programs
• Integrating with smart home systems

 

FAQs

Q: What benefits come with insuring through Hartford Insurance Company of Illinois (IL)?

A: Hartford Insurance Company of Illinois (IL) offers various advantages to its customers, including:

• Affordable rates
• Quality customer service
• A broad selection of coverage options
• Financial stability
• Access to online and technological features

Q: What are the financial ratings of Hartford Insurance Company of Illinois (IL)?

A: Hartford Insurance Company of Illinois (IL) holds robust financial ratings from major rating agencies:

• A.M. Best: A+ (Superior)
• Standard & Poor’s: A- (Strong)
• Moody’s: A2 (Good)

Q: What are the pros and cons of choosing Hartford Insurance Company of Illinois (IL) for insurance?

A: Pros:

• Affordable rates
• Excellent customer service
• Diverse coverage options
• Financial stability
• Access to online and technological features

Cons:

• Some customers have reported slow claims processing and challenges in contacting representatives