Heritage Indemnity Company: History, Founder, Contacts, Partnership, Financial Details, Services, Claims, Customer experience, and Ratings

Heritage Indemnity Company is a foreign for-profit corporation that offers various types of insurance policies, including auto, home, life, and business.

The company has been in operation since 1982 and has a strong financial rating from A.M. Best.

Heritage Indemnity Company
Heritage Indemnity Company | photo courtesy | Insurance Guide


In this article, we will explore the history, founder, contacts, affiliates, financial details, services, products, claims process, and customer experiences of Heritage Indemnity Company.

History of Heritage Indemnity Company

Heritage Indemnity Company was incorporated on September 28, 1982 in California.

The company is a subsidiary of Warranty Solutions Management Corporation, which is a part of AmTrust Financial Services, Inc.

Heritage Indemnity Company company operates as an insurer for vehicle service contracts, which are marketed by Warranty Solutions through dealers across the United States.

Founder of Heritage Indemnity Company

The founder of Heritage Indemnity Company is not publicly available. However, the current president and CEO of the company is Barry Zyskind, who is also the chairman and CEO of AmTrust Financial Services, Inc3. Zyskind has been leading AmTrust since 1998 and has overseen its growth and expansion into various insurance markets3.

Table of Contacts of Heritage Indemnity Company

The main contact information for Heritage Indemnity Company is as follows:

Location Address Phone Number Email
Nairobi Headquarters Liberty House, Processional Way, Nairobi KE, Nairobi, Kenya 0773 372 548 info@heritage.co.ke
Mombasa Branch Social Security House, Nkrumah Road P.O. Box 84886-80100. Mombasa. Kenya 041 2224724, 041 2316638, 0773 372 548 info@heritage.co.ke
Eldoret Branch Imperial Court, Waiganjo Street/ Uganda Road. P.O Box 6120 – 30100. Eldoret. Kenya + 254 53 2062532, 0773372546 info@heritage.co.ke
Claims 1-855-415-7120


Affiliates and Partnerships of Heritage Indemnity Company

Heritage Indemnity Company is affiliated with:

  1. Warranty Solutions Management Corporation
  2. AmTrust Financial Services, Inc.

Warranty Solutions is a vertically integrated aftermarket product provider that markets vehicle service contracts through dealers across the United States.

AmTrust Financial Services, Inc. is a multinational insurance holding company that offers specialty property and casualty insurance products and services.

Heritage Indemnity Company also partners with various organizations and associations to provide insurance solutions for their members.

For example, the company is a member of the National Association of Professional Employer Organizations (NAPEO), which is the largest trade association for professional employer organizations (PEOs) in the United States.

The company offers PEOs customized workers’ compensation insurance programs that are tailored to their specific needs and risks.

Table of Financial details of Heritage Indemnity Company are not publicly available.

Heritage Indemnity Company has a strong financial rating from A.M. Best, a global credit rating agency that specializes in the insurance industry.

A.M. Best has assigned Heritage Indemnity Company an A+ (superior) rating, which means that the company has an excellent ability to meet its ongoing insurance obligations.

Here is the Financial strength  of the insurance:

Financial Detail Amount
Gross written premiums 13,864
Net earned premiums 11,539
Net claims incurred 8,247
Underwriting profit 3,292
Investment Income 1,201
Comprehensive income 4,493
Total assets 18,680
Total liabilities 12,287
Net assets 6,393

Services and Products of Heritage Indemnity Company

Heritage Indemnity Company provides a wide range of insurance services and products for individuals and businesses.

Some of the main categories of insurance that the company offers are:

How to File a Claim with Heritage Indemnity Company

To file a claim with AmTrust Financial Services, Inc. y, you will need to contact the claims department at 855-415-7120.

A claims representative will be able to help you determine the specific steps you need to take to file your claim, based on your policy type and the nature of your claim.

Here are some general steps you can follow to file a claim with AmTrust Financial Services, Inc. :

  1. Gather your information. Be prepared to provide the following information to the claims representative:

  2. File your claim. You can file your claim by phone, online, or by mail.

AmTrust Financial Services, Inc. Claims Department PO Box 30390 Nairobi, Kenya 00100

  1. Provide supporting documentation. You may be required to provide supporting documentation to support your claim.

This documentation may include:

Once the claims investigation is complete, the claims adjuster will determine whether your claim is covered by your policy and, if so, the amount of your payout.

You will be notified of the claims decision in writing.

If you have any questions about the claims process, you can contact the Heritage Indemnity Company claims department at 855-415-7120

Customer Experiences and Ratings of Heritage Indemnity Company

Heritage Indemnity Company has received positive customer reviews and ratings from various sources.

Some of the testimonials from satisfied customers are:

  • “I have been a customer of AmTrust Financial Services, Inc. for over 10 years, and I have never had any issues with them. They are always responsive, professional, and fair. They have paid all my claims promptly and without hassle. I highly recommend them for anyone looking for reliable insurance.”
  • “AmTrust Financial Services, Inc. has been a great partner for our PEO business. They have provided us with customized workers’ compensation insurance programs that suit our specific needs and risks. They have also been very supportive and helpful in handling claims and resolving disputes. They are a trusted and valued partner.”
  • “I am very happy with my auto insurance policy from AmTrust Financial Services, Inc. . It covers everything I need and more. The rates are reasonable, and the service is excellent. I had a minor accident last year, and they handled it very smoothly and efficiently. I would definitely recommend them to anyone looking for auto insurance.”

The company has also received high ratings from various rating agencies and organizations.

such as:


AmTrust Financial Services, Inc. is a dependable insurance provider that offers a variety of coverage options for individuals and businesses.

The company has a rich history, a robust financial rating, a broad range of services and products, a streamlined claims process, and consistently positive customer feedback.

AmTrust Financial Services, Inc. is a great option for anyone seeking comprehensive and budget-friendly insurance solutions.

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