How Much Is a Dental Crown with Insurance: Overview, Types, Cost & Saving Strategies

How Much Is a Dental Crown with Insurance: Affordable and effective tooth restoration.

An image illustration of Dental Crown
Dental Crown: Take good care of your oral health.

A dental crown restores a damaged tooth by covering its entire visible part, enhancing its appearance, function, and strength.

Wondering about the cost of a dental crown with insurance?

The answer depends on factors like crown type, material, tooth location, and your insurance plan.

In this blog post, we’ll delve into these aspects and share money-saving tips for your dental crown.

Let’s first explore the various types of dental crowns, each with its own pros and cons:

Types Of Dental Crown

  • Metal Crowns

Crafted from gold, silver, or alloys, these crowns are durable and resist wear.

They pose a lower risk of allergies or damage to adjacent teeth.

However, their visibility might make them unsuitable for front teeth.

  • Porcelain Crowns

Constructed from ceramic material mimicking natural tooth color, these crowns are aesthetically pleasing.

They blend with your smile but are more prone to chipping, cracking, or staining, and may cause increased wear on adjacent teeth.

  • Porcelain-Fused-to-Metal (PFM) Crowns

Combining metal and porcelain, PFMs offer strength and stability with a visible porcelain layer.

They strike a balance between durability and aesthetics.

Yet, a faint metal line near the gum line and potential chipping or wearing of the porcelain layer are considerations.

  • Zirconia Crowns

These crowns, made from a robust ceramic material, withstand high pressure without easy cracking or chipping.

They’re aesthetically pleasing and customizable to match your tooth color.

However, they come at a higher cost and may necessitate more tooth preparation.

Dental Crown Costs and Money-Saving Tips

The price of a dental crown varies based on the crown type, material, tooth location, and dentist fees.

Healthline reports that in the United States, the average cost ranges from $800 to $1,700 per tooth without insurance.

But insurance can make dental crowns cheaper.

Most plans pay half or more, depending on the plan and what it covers.

Some plans have a limit or a time you have to wait before they pay for crowns.

To know how much insurance will pay, ask your provider before you get the crown.

They will tell you how much you have to pay yourself.

Money-Saving Strategies for Dental Crowns

  1. Compare Prices: Dentists may charge different fees for the same crown type. Shop around, compare prices, and inquire about discounts or payment plans, especially for cash or upfront payments.
  2. Choose Wisely: Crown type affects costs; metal crowns are usually cheaper, while zirconia crowns cost more. Consult with your dentist to choose a type that aligns with your needs and budget.
  3. Prioritize Oral Hygiene: Preventing dental issues is cost-effective. Brushing twice daily, daily flossing, and regular dental check-ups can prevent the need for a crown.
  4. Consider a Dental Savings Plan: An alternative to insurance, dental savings plans offer discounts on various procedures, including crowns. Join for a modest annual fee and enjoy savings of 10% to 60%.

Dental Crown Lifespan and Discomfort

  • Lifespan

Crowns typically last 5 to 15 years, influenced by type, material, and care.

Extend lifespan by avoiding hard foods, wearing a mouthguard for teeth grinding, and regular dental check-ups.

  • Pain and Discomfort

Dental crown procedures are not painful.

While you may feel pressure during tooth preparation, any discomfort or sensitivity afterward is normal and usually subsides within a few days.

Over-the-counter painkillers or desensitizing toothpaste can help alleviate discomfort.


Q. Can dental crown be whitened?

You cannot whiten dental crowns since they consist of artificial materials unresponsive to bleaching agents.

If you desire whiter teeth, it’s recommended to undergo teeth whitening before getting a dental crown.

This allows your dentist to match the crown color to your newly whitened teeth.

For those with existing dental crowns seeking teeth whitening, consulting your dentist is crucial.

Explore the possibility of replacing the crown with a lighter shade to achieve the desired teeth color.


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