Indemnity Insurance Company of North America: Everything You Need to Know

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Indemnity Insurance Company of North America is a leading provider of commercial and personal property and casualty, personal accident, health, reinsurance, and life insurance services. Learn more about its history, products, ratings, and benefits in this article/PHOTO COURTESY: Instagram

As a seasoned entertainment reporter, I’ve seen it all.

From the red carpet to the courtroom, I’ve covered the lives of the rich and famous for years.

But one thing I’ve learned is that even the most successful people need insurance.

That’s where the Indemnity Insurance Company of North America comes in.

What is the Indemnity Company of America?

Indemnity Insurance Company of North America (IICNA) is a leading provider of commercial and personal property and casualty, personal accident, health, reinsurance, and life insurance services.

Indemnity Insurance Company of North America operates as an insurance company.

Founded in 1977, IICNA is a subsidiary of ACE American Insurance Company, one of the largest insurance companies in the world.

What happened to the Insurance Company of North America?

On May 29, 1968, INA ended over 175 years as a publicly held company when it became a subsidiary of INA Corporation.

On March 31, 1982, INA Corporation and Connecticut General Corporation (CGC) combined to form CIGNA Corporation

In 2009, ACE American Insurance Company acquired INA Holdings Corporation, the parent company of the Insurance Company of North America (INA).

As a result of the acquisition, INA was merged into IICNA, and the INA brand was retired.

What are examples of indemnity insurance?

Some examples of indemnity insurance include:

Property insurance:

Protects your home, business, and other property from damage or loss.

Liability insurance:

Protects you from financial losses if you are sued for causing injury or damage to others.

Automobile insurance:

Protects you from financial losses if you are involved in a car accident.

Health insurance:

Helps pay for your medical expenses.

Life insurance:

Provides financial support to your loved ones if you die.

What are indemnity insurance services?

Indemnity insurance services are services that provide indemnity insurance, which is a type of insurance that compensates an insured party for certain unexpected damages or losses up to a certain limit.

Indemnity insurance services may include:

Risk assessment:

This is the process of identifying and evaluating the potential risks that may affect an insured party, such as negligence, errors, or omissions in their professional services.

Policy development:

This is the process of designing and issuing insurance policies that meet the specific needs and preferences of the insured party.

Claims management:

This is the process of handling and resolving claims made by or against the insured party, such as filing, investigating, negotiating, and paying claims.

IICNA offers a wide range of indemnity insurance services, including:

  • Risk assessment: IICNA can help you identify and assess your risks.
  • Policy development: IICNA can help you develop insurance policies that meet your specific needs.
  • Claims management: If you have a claim, IICNA can help you file it and get it resolved quickly and fairly.

What is professional indemnity insurance called in the USA?

Professional indemnity insurance is a type of liability insurance that protects professionals and businesses from financial losses if they are sued.

In the USA, professional indemnity insurance is also known as errors and omissions (E&O) insurance, and professional liability insurance (PLI).

Some examples of professionals who may need professional indemnity insurance in the USA are:

  • Financial advisors, insurance agents, accountants, and lawyers, may face claims of breach of fiduciary duty, misrepresentation, or fraud.
    Engineers, architects, contractors, and consultants, may face claims of design errors, construction defects, or project delays.
    Doctors, nurses, dentists, pharmacists, and therapists, may face claims of medical negligence, misdiagnosis, or medication errors.

Professional indemnity insurance, also known as errors and omissions (E&O) insurance, is a type of liability insurance that protects businesses from financial losses if they are sued for negligence, errors, or omissions in their professional services.

Conclusion

Indemnity insurance is an important part of risk management for individuals and businesses alike.

IICNA offers a wide range of indemnity insurance services to meet the needs of its customers.

If you are looking for indemnity insurance, I encourage you to contact IICNA to learn more about its products and services.

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