Independence Life and Annuity Company(Delaware), Reviews, Products, Claims, Contact Info And Careers

Independence Life and Annuity Company(Delaware), is a leading provider of insurance and financial products and services to businesses and individuals.

Wholly owns Independence Life and Annuity Company (DE).

Independence Life and Annuity Company (DE) was established in 1995 and has its headquarters in Newark, Delaware.

Locations:

Independence Life and Annuity Company (DE) has offices throughout the United States, including:

  • Newark, DE
  • Hartford, CT
  • Atlanta, GA
  • Chicago, IL
  • Minneapolis, MN
  • New York, NY
  • Philadelphia, PA
  • San Francisco, CA
  • St. Louis, MO
  • Tampa, FL

Independence Life and Annuity Company(Delaware)

Contact Information

Company Name Address Phone
Independence Life and Annuity Company 100 Mulberry Street (800) 348-2863
(DE) Newark, DE 19711

Reviews

Independence Life and Annuity Company (DE) enjoys a favorable reputation among customers.

It holds an average Google rating of 4.5 out of 5 stars.

Customers commend the company for its competitive rates, excellent customer service, and extensive selection of products and services.

Claims Process

You can file a claim with Independence Life and Annuity Company (DE) by either calling their claims hotline at (800) 348-2863 or submitting an online claim.

When filing, you should furnish the company with your policy number, contact details, and a thorough description of the incident.

Financial Details

Independence Life and Annuity Company (DE) stands as a financially robust company.

As of December 31, 2022, the company held a total asset base of $38.1 billion and boasted a policyholder surplus of $12.5 billion.

Independence Life and Annuity Company(Delaware) Coverage Details

IndependenceLifeandAnnuityCompany(Delaware) Coverage Details

The Company presents a diverse array of life insurance and annuity products, encompassing the following options:

1. Term Life Insurance

  • Offers coverage for a fixed duration, such as 10, 20, or 30 years.
  • Typically cost-effective and suitable for those needing temporary financial protection, like parents with young children or homeowners with mortgages.

2. Whole Life Insurance

  • Provides lifelong coverage and accrues cash value over time.
  • Cash value can be used for premium payments, supplementing retirement income, or tax-free withdrawals.
  • Generally more expensive than term life insurance but offers lifelong protection and wealth accumulation potential.

3. Universal Life Insurance

  • A flexible policy allowing adjustments to coverage and premiums.
  • Offers various investment options for the cash value.
  • Offers flexibility and potential for wealth growth, though typically more costly than term life insurance.

4. Indexed Universal Life Insurance

  • A type of universal life insurance linked to a stock market index.
  • Provides potential for wealth growth while limiting risk.

5. Variable Universal Life Insurance

  • A type of universal life insurance offering investment choices, including stocks, bonds, and mutual funds.
  • It provides potential for wealth growth but carries greater investment risk.

6. Fixed Annuities

  • Guarantees an interest rate on your investment and a fixed income stream in retirement.
  • Ideal for individuals seeking to shield savings from market fluctuations and ensure a dependable retirement income.

7. Variable Annuities

  • Allows investment in various options, including stocks, bonds, and mutual funds.
  • Offers the potential for wealth accumulation but entails higher investment risk.

8. Income Annuities

  • Delivers a guaranteed income stream for a specified period, such as life or a set number of years.
  • Suited for those looking to secure a consistent income source during retirement.

Login

To access your Independence Life and Annuity Company (DE) account, simply go to the company’s website and input your username and password.

Careers

Independence Life and Annuity Company (DE) continually seeks skilled and enthusiastic individuals to become part of its team.

Independence Life and Annuity Company (DE) continually seeks skilled and enthusiastic individuals to become part of its team.

If you want to explore available job opportunities and submit your job applications, head over to the company’s careers page.

Online and Technological Features

Independence Life and Annuity Company (DE) provides its customers with a range of online and technological features, such as:

  • Managing policies online
  • Filing claims online
  • Utilizing a mobile app
  • Accessing financial planning tools
  • Using retirement calculators

 

FAQs

Q: What benefits come with insuring through Independence Life and Annuity Company (DE)?

A: Insuring with Independence Life and Annuity Company (DE) offers several advantages, including:

Q: What are the financial ratings of Independence Life and Annuity Company (DE)?

A: Independence Life and Annuity Company (DE) garners strong financial ratings from major rating agencies:

  • A.M. Best: A+ (Superior)
  • Standard & Poor’s: A- (Strong)
  • Moody’s: A2 (Good)

Q: What are the pros and cons of insuring through Independence Life and Annuity Company (DE)?

A: Pros:

Cons:

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