Inland marine insurance Florida and commercial inland marine coverage

This article has explained in detail what Inland marine insurance Florida is and why you need the coverage.

We have also highlighted about the commercial inland marine coverage and all you need to know.

Inland Marine Insurance
Inland Marine Insurance

Inland marine insurance Florida

The Inland marine insurance in Florida is a type of insurance that covers property that is in transit or not at a fixed location.

It is designed to protect goods and equipment that are mobile or frequently transported.

Inland marine insurance can benefit businesses that transport goods.

It can also benefit individuals who have valuable items on the move, such as jewelry or artwork.

To get this insurance in Florida, you can contact companies that offer it and get quotes based on your specific needs.

commercial inland marine coverage

Commercial inland marine coverage is a type of insurance policy designed to protect businesses against loss or damage to property that is not tied to a fixed location or structure.

It covers movable property, such as equipment, tools, and supplies, that may be transported across different locations or stored at various sites.

Commercial inland marine coverage is typically used by businesses that have valuable assets that are regularly in transit or stored off-site, such as construction companies, transportation firms, and manufacturers.

best inland marine insurance

There are several top inland marine insurance companies in the USA, including

  • Travelers,
  • The Hartford,
  • Liberty Mutual,
  • Chubb,
  • Nationwide.

The best inland marine insurance for you will depend on your specific needs and circumstances.

It’s important to compare coverage limits, deductibles, and exclusions among different insurers to find the best fit for your business.

Consulting with an insurance agent or broker can also be helpful in identifying the right coverage for your needs.

What Inland Marine Insurance Covers

Inland Marine Insurance typically covers the following:

  1. Property in transit: Goods, equipment, or other property being transported by land, air, or water, including cargo on ships, trucks, and airplanes.
  2. Property in storage: Property stored at a fixed location, such as a warehouse, terminal, or storage yard.
  3. Property used in transportation: Boats, planes, and other vehicles used in the transportation of property or people.
  4. Mobile equipment: Construction equipment, such as bulldozers, forklifts, and cranes, which can move from site to site.
  5. Fine art and jewelry: High-value items that may be transported or displayed, such as artwork, antiques, and jewelry.
  6. Computer and data equipment: Computer hardware and software, including data processing equipment and electronic communication devices.
  7. Contractors’ equipment: Tools and equipment used by contractors, such as scaffolding, drills, and compressors.
  8. Other specialized property: Property that doesn’t fit neatly into the other categories, such as livestock, film production equipment, or musical instruments.

What Inland Marine Insurance Doesn’t Covers

Here are some examples of what inland marine insurance typically does not cover:

  1. Property that is permanently attached to a building or structure.
  2. Property being transported by a common carrier (e.g. a trucking company or shipping line) which is covered by a separate type of insurance known as cargo insurance.
  3. Property owned or leased by a motor carrier or trucking company which is covered by commercial auto insurance.
  4. Damage caused by war or nuclear events.
  5. Losses caused by normal wear and tear or deterioration.
  6. Property that is being stored in an uninsurable location, such as a poorly constructed building or an area at high risk for natural disasters.

Cost of inland marine insurance in Florida

The cost of inland marine insurance in Florida can vary.

This depends on several factors such as the type of property being insured, coverage limits, deductibles, and the specific circumstances under which the property will be covered.

It’s best to contact an insurance provider for a personalized quote based on your specific needs.

Florida insurance licensing association inland marine

There is limited information about the Florida Insurance Licensing Association’s stance or involvement with inland marine insurance.

The Florida Insurance Licensing Association (FILA) is a non-profit organization.

FILA provides licensing education and support to individuals seeking insurance licenses in Florida.

However, they may not necessarily be directly involved with inland marine insurance.

commercial inland marine


The article provides a detailed explanation of Inland marine insurance in Florida and its importance in covering mobile or frequently transported property.

It highlights the benefits of commercial inland marine coverage for businesses that transport goods and the coverage it provides for movable property, equipment, and supplies.

The article lists top inland marine insurance companies: Travelers, The Hartford, Liberty Mutual, Chubb, and Nationwide.

Inland marine insurance typically covers property in transit, storage, transportation, mobile equipment, fine art, and more.

Inland marine insurance typically doesn’t cover property permanently attached to a building, common carrier transport, or war/nuclear events.

Cost of inland marine insurance in Florida varies based on property type and circumstances.

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