Is Atlas Travel Insurance Legit: Outline, Contacts, Services, Claims & Policy

Is Atlas Travel Insurance Legit: make an informed decision about their authenticity.

An image illustration of Atlas Travel Insurance
Atlas Travel Insurance: The one company you can trust.

If you’re gearing up for an overseas adventure, you might be contemplating the suitability of Atlas Travel Insurance.

An offering from WorldTrips, a specialized provider of travel medical insurance.

This blog post delves into the details, covering:

Company specifics, essential information, services and products, advantages and disadvantages, the claims process, and policy features of Atlas Travel Insurance.

Additionally, we address some frequently asked questions about this travel insurance plan.

Company Overview

WorldTrips, established in 1998 under the umbrella of Sirius International Insurance Group, boasts over 70 years of global insurance expertise.

Headquartered in Indianapolis, Indiana, with additional offices in Houston, Texas, and Cebu, Philippines.

The company, led by CEO Mark Carney and President Jeff Gulleson, holds membership in the US Travel Insurance Association and carries an A+ rating from the Better Business Bureau.

Company Contacts

A snapshot of fundamental details about Atlas Travel Insurance is presented in the table below:

Phone Number 800-605-2282
Address 251 North Illinois Street, Suite 600, Indianapolis, IN 46204
Customer Service Contact
Policy Details Atlas Travel Insurance covers unforeseen medical expenses, emergency medical evacuation, trip interruption, travel delay, lost checked luggage, and more.

COVID-19-related expenses are covered for all destinations. Customize deductible, coverage length, and overall maximum limit.

Optional benefits include crisis response, personal liability, and sports coverage.

Email Address
Fax Number 317-655-4505
Operating Hours Monday to Friday, 8 am to 5 pm ET

Services and Products

Atlas Travel Insurance offers two plans: Atlas International and Atlas America.

The former provides coverage outside the USA, while the latter caters to travelers whose journeys include the USA.

Both plans surpass visa and immigration requirements globally.

Purchase online, receive policy documents via email, and manage your account online with access to 24/7 international emergency medical assistance.

Pros and Cons


  1. Affordability and Flexibility: Customize your plan to align with your budget and needs. Online policy extension or cancellation is also available.
  2. Comprehensive and Reliable: Covering a broad spectrum, including COVID-19, terrorism, natural disasters, and pregnancy complications, Atlas Travel Insurance boasts high limits for medical expenses and evacuation.
  3. Ease and Convenience: Obtain quotes, purchase policies, and file claims online. Utilize the website’s chat feature for assistance from the support team.


  1. Not Primary Insurance: Acts solely as trip insurance; doesn’t cover pre-existing conditions or routine medical care.
  2. Limited Coverage: Excludes travel to home country, Cuba, Iran, or North Korea. Not available for individuals over 80 years old or trips exceeding 364 days.
  3. Exclusions and Limitations: Does not cover losses from war, civil unrest, nuclear radiation, or illegal acts. Co-payments and deductibles may apply.

Filing a Claim with Atlas Travel Insurance

In the unfortunate event of loss or damage during your trip, initiating a claim with Atlas Travel Insurance is a straightforward process, achievable either online or by phone.

For online claims, log in to your account, and select the “Report a Claim” button.

Furnish essential details about the incident, including date, time, location, description, and relevant photos or documents.

Opting for phone filing? Dial 800-605-2282 to converse with a claims representative who will assist you through the process and address any queries.

Track your claim status easily, either online or by phone.

Atlas Travel Insurance Policy Overview

Atlas Travel Insurance is a plan that helps you pay for medical bills if you get sick or hurt on your trip.

It only covers you for the time you are traveling.

It is not a plan that helps you pay for medical bills for your whole life, or a plan that helps you get your money back if you cancel your trip.

This travel medical insurance plan offers protection against unexpected medical expenses and emergencies that may arise during your journey.

Before purchasing Atlas Travel Insurance, it is crucial to thoroughly read the policy wording to comprehend the scope of coverage.


For your clarity, here are some commonly asked questions regarding Atlas Travel Insurance:

  1. Is Atlas Travel Insurance legitimate?

Yes, Atlas Travel Insurance is a legitimate and reputable travel medical insurance plan.

It is supported by WorldTrips, a global insurance company with over two decades of experience.

With thousands of satisfied customers and positive online reviews, Atlas Travel Insurance holds an A+ rating from the Better Business Bureau and a 4.5-star rating from Trustpilot.


Spread the love