Is Beyogi Insurance Legit? A Comprehensive Guide for Yoga Teachers

Is Beyogi Insurance Legit? Find out the truth about this yoga teacher insurance company and how it compares to other options.v
Is Beyogi Insurance Legit? Find out the truth about this yoga teacher insurance company and how it compares to other options.

 

Beyogi insurance is a type of professional liability insurance that covers yoga teachers and instructors from various risks and claims that may arise from their practice.

Beyogi insurance protects yoga professionals from lawsuits, injuries, property damage, and other unforeseen events that may occur during their teaching sessions.

But is beyogi insurance legit? How does it compare to other insurance options for yoga teachers? What are the benefits and drawbacks of beyogi insurance?

In this article, we will answer these questions and more, to help you make an informed decision about your insurance needs as a yoga teacher.

What is Beyogi Insurance?

Beyogi Insurance is a company specializing in liability insurance for yoga and fitness instructors.

They offer comprehensive coverage for in-person, online, and on-demand video classes, providing peace of mind to instructors and studios alike.

Key features of Beyogi Insurance:

  • Liability coverage: Protects instructors and studios from financial losses arising from lawsuits related to injuries sustained during yoga or fitness classes.
  • Multiple coverage options: Offers different policy levels to cater to individual needs and budgets, covering classes from 10 to 40 hours per week.
  • Online and on-demand coverage: Protects instructors teaching online live or through pre-recorded videos.
  • Member benefits: Provides exclusive discounts on yoga brands, education resources, website development, and more.
  • Affordable rates: Competitive pricing to ensure instructors and studios have access to essential coverage.
  • Easy online application: Simple and convenient process for obtaining a quote and purchasing insurance.

Is Beyogi Insurance Legit?

Beyogi insurance is a legitimate and reputable insurance company that has been serving the wellness industry for over 30 years.

Lloyd’s of London, one of the world’s largest and oldest insurance markets, backs Beyogi Insurance with an A+ rating from A.M. Best, a leading credit rating agency in the insurance industry.

The Better Business Bureau accredits Beyogi Insurance, giving it an A+ rating and a customer review score of 4.8 out of 5 stars.

Beyogi Insurance Coverage

The Beyogi insurance coverage is a type of professional liability insurance that covers yoga teachers and instructors from various risks and claims that may arise from their practice. Beyogi insurance coverage includes:

  • General liability insurance: This covers bodily injury and property damage claims that may arise from your yoga teaching activities, such as a student slipping on a mat, or a wall mirror breaking during a class.
  • Professional liability insurance: This covers claims of negligence, errors, or omissions that may result from your yoga teaching services, such as a student suffering an injury due to your incorrect guidance, or a client suing you for breach of contract.
  • Product liability insurance: This covers claims of bodily injury or property damage caused by the products that you use or sell in your yoga practice, such as a defective yoga strap, or a contaminated essential oil.
  • Rental damage insurance: This covers the cost of repairing or replacing the property that you rent or lease for your yoga teaching activities, such as a studio, a gym, or a hotel room.
  • Stolen equipment insurance: It covers the cost of replacing your yoga equipment and supplies if a covered peril, such as fire, vandalism, or theft, causes them to be stolen or damaged.
  • Identity protection insurance: This covers the cost of restoring your identity and credit in case of identity theft or fraud, such as someone using your personal information to open a bank account, or make a purchase in your name.

The Beyogi insurance coverage also offers some additional benefits for yoga teachers, such as free online yoga teacher training courses, free professional website, free access to industry news and resources, discounts on yoga products and services, and membership in the Yoga Alliance.

Beyogi Insurance Phone Number

If you have any questions, concerns, or issues regarding your beyogi insurance policy, you can contact their customer service team by phone, email, or online chat.

Their phone number is 1-800-516-8822, and their email address is info@beyogi.com.

Their online chat is available on their website, www.beyogi.com, from Monday to Friday, 8:30 am to 5:30 pm EST.

You can also visit their website to access their FAQ section, blog, and resources.

Beyogi Insurance Reviews

Beyogi Insurance, a company offering liability insurance for yoga and fitness professionals, has garnered mixed reviews from customers. While some praise their coverage options and customer service, others express concerns about limited coverage and claims handling issues.

Positive Reviews:

  • Comprehensive Coverage: Many reviewers appreciate the wide range of coverage options available, including online and on-demand classes, catering to various teaching styles and needs.
  • Affordable Rates: Compared to some competitors, Beyogi’s pricing is considered to be competitive and accessible for individual instructors and studios.
  • Member Benefits: The additional benefits like discounts on yoga brands and educational resources are valued by customers who find them helpful and cost-saving.
  • Easy Application Process: The online application process is praised for being simple and convenient, allowing for quick and easy policy purchase.
  • Friendly Customer Service: Several reviewers highlight positive experiences with Beyogi’s customer service, finding them helpful, responsive, and professional.

Negative Reviews:

  • Limited Coverage: Some customers report feeling their chosen policy was not comprehensive enough for their specific needs, leading to gaps in coverage.
  • Claims Handling Issues: A few reviewers raise concerns about difficulties and delays during the claims handling process, expressing frustration with communication and resolution timeframes.
  • Policy Exclusions: Certain exclusions within the policy wording have been criticized for being ambiguous or overly restrictive, leaving some customers feeling uncertain about their coverage.
  • Hidden Fees: Some reviewers mention the existence of hidden fees or unexpected charges not clearly communicated during the initial policy purchase.
  • Difficult Cancellation Process: Cancelling a policy with Beyogi has been reported to be a cumbersome process by some customers, involving additional steps and fees.

Beyogi insurance cost

Beyogi insurance cost is $179 per year for full-time yoga teachers, and $159 per year for part-time yoga teachers.

These are the flat annual rates that include comprehensive and flexible coverage for various yoga styles and modalities, as well as additional benefits and perks for yoga teachers.

The Beyogi insurance cost is also backed by Lloyd’s of London, one of the world’s largest and oldest insurance markets, with an A+ rating from A.M. Best, a leading credit rating agency for the insurance industry

Beyogi insurance claims

When yoga teachers and instructors experience an incident, injury, or damage that their insurance policy covers, they make requests to beyogi insurance.

A professional and friendly team handles these requests and guides the policyholders through the entire process.

The policyholders can file their requests online, by phone, or by email, for various types of liability, such as general, professional, product, rental, stolen equipment, and identity protection.

The team resolves the requests quickly and fairly, and keeps the policyholders updated on the status of their requests.

Lloyd’s of London, one of the world’s largest and oldest insurance markets, with an A+ rating from A.M. Best, a leading credit rating agency for the insurance industry, backs these requests.

Beyogi insurance vs yoga journal

Feature Beyogi Insurance Yoga Journal Insurance
Coverage More comprehensive Limited to studio-based classes, slip-and-fall, and fire/water damage
Policy Limits Higher ($2 million per claim/$4 million aggregate) Lower ($2 million per claim/$4 million aggregate)
Pricing More affordable More expensive
Additional Benefits More benefits, including discounts and resources Limited benefits
Customer Service Mixed reviews Generally positive reviews

ALSO READ