Is Cosmetic Dentistry Covered By Insurance? How to Find Out If Your Insurance Covers It

Discover the transformative power of cosmetic dentistry to brighten your smile and elevate your confidence.

Whether you’re aiming for teeth whitening, addressing a chipped tooth, or considering veneers, cosmetic dentistry offers a personalized path to your desired results.

The burning questions linger: What’s the investment in cosmetic dentistry, and does insurance have your back?

In this blog journey, we unravel these queries and more.

Check into the essence of cosmetic dentistry, explore the array of available procedures, and unravel the mysteries of insurance coverage.

We’ll guide you on navigating dental insurance plans that embrace cosmetic dentistry. And for those whose insurance falls short, fear not – we’ve got savvy tips on keeping the costs in check.

By the final scroll, you’ll be well-versed in the world of cosmetic dentistry, equipped with insights on making it budget-friendly.

An image of Cosmetic Dentistry insurance
The burning questions linger: What’s the investment in cosmetic dentistry, and does insurance have your back?

Cosmetic Dental Insurance

Cosmetic dental insurance serves as a dental plan tailored to cover various expenses associated with cosmetic dentistry, including procedures like whitening, veneers, and crowns.

Unlike standard dental insurance, cosmetic dentistry is typically excluded from coverage, being perceived as elective rather than medically necessary.

However, specific cosmetic dental insurance plans may extend partial or full coverage for certain treatments, contingent on the plan and provider.

Securing cosmetic dental insurance proves advantageous in managing costs related to enhancing your smile and boosting confidence.

Yet, it’s crucial to recognize that not all cosmetic dental insurance plans share identical features.

Factors to weigh when selecting such a plan encompass the monthly premium, annual deductible, coverage percentage, maximum benefit limit, waiting period, exclusions, dentist network, and quality of care.

Also, consider the range of cosmetic dental procedures covered.

To pinpoint a cosmetic dental insurance plan aligned with your preferences and financial constraints, explore various plans and financing options online.

Websites like facilitate plan comparisons, enabling swift enrollment.

Additionally, platforms like CarePlus Dental Plans offer noteworthy savings, with potential discounts of up to 20% on cosmetic dentistry treatments at Dental Associates’ Wisconsin clinics.

For comprehensive insights into cosmetic dentistry and insurance, delve into this article elucidating what cosmetic dentistry entails, the available procedures, and strategies for making it financially accessible.

Types Of Cosmetic Dental Procedures

An infographic of Types Of Cosmetic Dental Procedures
Types Of Cosmetic Dental Procedures

Revealing the potential of your smile is at the heart of cosmetic dentistry, a specialized branch dedicated to enhancing aesthetics.

Check into a world of transformative procedures tailored to meet your unique dental needs and aspirations.

Here’s a snapshot of some popular cosmetic dental treatments:

  1. Teeth Whitening:
    • Illuminate your smile by banishing discoloration caused by food, drinks, smoking, or aging.
    • Opt for in-office sessions or use custom-made trays with bleaching gel for at-home treatment.
  2. Dental Bonding:
    • Conceal cracks, chips, or gaps with a tooth-colored composite resin material.
    • Quickly enhance the shape and size of your teeth in a painless, single-visit procedure.
  3. Dental Veneers:
    • Crafted from porcelain or composite resin, these custom-made shells transform your teeth color, shape, size, or alignment.
    • Ideal for covering severe stains, chips, cracks, or gaps that may not be addressed by dental bonding.
  4. Dental Implants:
    • Surgically implanted artificial tooth roots offering a permanent and natural-looking solution for tooth loss.
    • Support crowns, bridges, or dentures, restoring both function and aesthetic appeal with a healing period.
  5. Dental Crowns:
    • Caps that safeguard your tooth, enhancing its appearance by altering color, shape, or size.
    • Durable and lasting, typically made of porcelain, ceramic, or metal.
  6. Dental Bridges:
    • False teeth supported by adjacent natural teeth or implants to fill gaps left by missing teeth.
    • Restore both function and appearance with options like porcelain, ceramic, or metal bridges.
  7. Orthodontic Treatment:
    • Correct alignment and bite issues with braces, clear aligners, retainers, or other appliances.
    • Improve the overall health of your smile and prevent dental problems over several months or years.

Costs of Cosmetic Dentistry

Certainly! Here’s the information presented in a table format:

Cosmetic Dentistry Procedure Description Estimated Cost (GBP)
Teeth Whitening Brightening teeth from discoloration; In-office or at-home kits £500 (In-office), £100 – £500 (At-home kits)
Dental Veneers Thin shells of porcelain or composite resin; Change color, shape, size, or alignment £925 – £2500 per tooth
Dental Bonding Application of tooth-colored composite resin; Conceal cracks, chips, or gaps £100 – £400 per tooth
Dental Implants Artificial tooth roots surgically placed; Restore function and appearance £2000 – £6000 per tooth
Dental Crowns Caps covering visible part of tooth; Protect from damage, alter appearance £500 – £900 each dental
l Bridges False teeth supported by adjacent structures; Restore function, prevent shifting £500 – £1500 per unit
Orthodontic Treatment Correct alignment and bite; Braces, aligners, retainers, or other appliances £1500 – £5000 (Varies with complexity and appliance type)


Dental Insurance Plans That Cover Cosmetic Dentistry

An infographic of Dental insurance plans for Cosmetic Dentistry
Dental insurance plans for Cosmetic Dentistry

Starting on a journey to revitalize your smile with cosmetic dentistry—a realm of dental procedures dedicated to enhancing the aesthetic appeal of your teeth, gums, and overall smile.

From teeth whitening to dental bridges, cosmetic dentistry offers an array of treatments tailored to bring out your best smile.

It’s worth noting that most dental insurance plans typically exclude coverage for cosmetic dentistry, deeming it elective rather than medically necessary.

However, there’s a glimmer of hope—certain plans do provide partial or full coverage for specific cosmetic procedures, depending on the plan and provider.

Here are some dental insurance plans that embrace cosmetic dentistry, providing insights based on my tool’s web search results:

  1. CarePlus Dental Plans:
    • Up to 20% savings on cosmetic dentistry treatments at Dental Associates’ Wisconsin clinics.
    • Coverage extends to pre and post-cosmetic procedure treatments, including restorative fillings or crowns.
    • Exclusively available at Dental Associates’ Wisconsin clinics.
  2. Delta Dental:
    • Many Delta Dental insurance plans cover cosmetic treatments like braces.
    • Partial coverage for teeth whitening may also be available, while other cosmetic procedures are typically not covered.
  3. Humana:
    • Higher premium plans from Humana offer extensive coverage, even for dentures and crowns.
    • A dental savings plan is available, reducing the cost of cosmetic dentistry by 20% to 40% at participating dentists.

How To Save Money On Cosmetic Dentistry

Cosmetic dentistry encompasses dental procedures aimed at enhancing the visual appeal of your teeth, gums, or overall smile.

Treatments within this domain include teeth whitening, dental veneers, dental bonding, dental implants, dental crowns, dental bridges, and orthodontic treatment.

However, delving into cosmetic dentistry can incur substantial costs, particularly if your dental insurance doesn’t extend coverage.

Thus, finding ways to economize on cosmetic dentistry becomes crucial, especially when considering treatments that insurance may not cover.

Consider the following tips, drawn from web search results:

  1. Research Your Options:
    • Consult your dentist for various options and alternatives related to your desired procedure.
    • Compare costs and benefits across different treatments and dental practitioners.
    • Obtain quotes from multiple dentists or dental offices before committing to any specific procedure.
  2. Utilize Dental Insurance Benefits:
    • Verify your dental insurance coverage for any potential inclusion of cosmetic procedures or discounts on specific treatments.
    • Opt for in-network dentists and providers to access lower rates.
    • Explore payment plan options provided by your dentist or dental office if paying the full procedure cost upfront proves challenging.
  3. Explore Alternative Treatments:
    • Inquire with your dentist about more economical or less invasive alternatives to conventional cosmetic procedures.
    • Consider do-it-yourself (DIY) techniques or over-the-counter products as potential cost-effective solutions for teeth whitening or achieving desired results.

These strategies can help make cosmetic dentistry more budget-friendly for you.

If you wish to delve deeper into understanding cosmetic dentistry, including its costs, benefits, and various types, consider exploring an informative article that comprehensively covers everything you need to know about cosmetic dentistry.

Full Coverage Dental Insurance

An infographic of Full Coverage Dental Insurance
Full Coverage Dental Insurance

Comprehensive dental care and full coverage dental insurance plans cater to a broad spectrum of dental services, spanning preventive care, basic and major restorative procedures, and sometimes orthodontic treatments.

It’s important to note that “full coverage” doesn’t equate to covering 100% of costs but rather signifies a plan that extends benefits across various dental procedures.

The nuances of cost and coverage in full-coverage dental insurance plans hinge on the plan type, provider, and location. Here are some key plan types:

  1. Dental PPO (DPPO):
    • Freedom to choose any dentist, though opting for an in-network provider may yield cost savings.
    • Features deductibles, copays, coinsurance, and annual maximums.
    • Potential waiting periods for certain services.
  2. Dental HMO (DHMO):
    • Requires using a network dentist with fixed copays for services.
    • Typically devoid of deductibles, coinsurance, or annual maximums.
    • May have minimal or no waiting periods for certain services.
  3. Dental EPO (DEPO):
    • Resembles DPPO but necessitates using an in-network dentist for benefits.
    • Offers potentially lower premiums, deductibles, and copays but may have reduced annual maximums and covered services.
  4. Dental POS (DPOS):
    • Blending features of DPPO and DHMO plans.
    • Allows freedom to choose any dentist, with potential cost savings for in-network providers.
    • Involves deductibles, copays, coinsurance, and annual maximums, with potential waiting periods.

To pinpoint your ideal full-coverage dental insurance plan, consider comparing various plans and providers online.

Platforms like facilitate this process, helping you find and enroll in dental plans in your area.

Before finalizing any plan, meticulously review details such as covered services, costs, and limitations to ensure they align with your needs.

Cosmetic Dentistry Pros and Cons

Cosmetic dentistry is the umbrella term for various dental procedures aimed at enhancing the visual appeal of your teeth, gums, and smile.

It encompasses treatments like teeth whitening, dental veneers, dental bonding, dental implants, dental crowns, dental bridges, and orthodontic procedures.

Examining the pros and cons of cosmetic dentistry provides insights into the advantages and drawbacks associated with different procedures. Here’s a general overview based on web search results:


  1. Swift resolution for most cosmetic dental issues.
  2. Transformation of dental appearance, achieving a flawless smile.
  3. Relatively long-lasting results.
  4. Potential boost to overall oral health.
  5. Youthful appearance.


  1. Typically comes with a high price tag.
  2. Risk of damage for patients with habits like clenching or grinding.
  3. Possibility of needing night guards during sleep.
  4. Potential teeth sensitivity.
  5. Requires extensive preparation for certain procedures.
  6. Orthodontic treatment costs can be significant.
  7. The permanence of some procedures.

These pros and cons serve as general considerations, and their impact may vary based on individual circumstances and the chosen dentist.

Hence, it’s advisable to consult with your dentist for a personalized assessment and quote before committing to any cosmetic dentistry treatment.

Additionally, for efficient comparison of dentists and prices, online platforms like Dentalcompare can assist you in finding the best cosmetic dentist in your vicinity.

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