Is Fetch Pet Insurance Good: Overview, Benefits, Drawbacks, Claims, Reimbursements, Customer Reviews & Feedback

Is Fetch Pet Insurance Good: Unveiling the Truth.!!!

An image illustration of Fetch Pet Insurance
Explore the quality of Fetch Pet Insurance through impartial reviews and evaluations.

If you are a pet parent, you know how important it is to provide the best care for your furry friend.

But vet bills can be expensive, and you never know when an accident or illness might happen.

That’s why many pet owners consider getting pet insurance, a type of health coverage that helps pay for unexpected veterinary expenses.

But with so many pet insurance companies out there, how do you choose the right one for your pet?

In this blog post, we will review Fetch Pet Insurance, one of the newest and most comprehensive pet insurance providers in the U.S. and Canada.

We will look at its features, benefits, drawbacks, and customer reviews, and answer the question: Is Fetch Pet Insurance good?

What is Fetch Pet Insurance?

Fetch Pet Insurance is a brand of pet insurance offered by The Dodo, a popular online platform for animal lovers.

It was launched in 2023, and it claims to provide the most comprehensive pet insurance for cats and dogs.

Fetch covers up to 90% of unexpected vet bills, including injuries, illnesses, dental, and more.

You can use any veterinarian in the U.S. or Canada and get paid back in as little as 2 days via direct deposit.

Fetch offers a simple and personalized plan that fits your pet and your budget. You can get your price in minutes by entering your pet’s age, breed, and location.

The average monthly cost for dogs is $35, and for cats is $20.

Fetch also offers a 30-day money-back guarantee, and a 10% discount for multiple pets.

Benefits of Fetch Pet Insurance

Fetch Pet Insurance presents numerous advantages that distinguish it from its counterparts:

An infographic illustration of Benefits of Fetch Pet Insurance

  • Coverage for Vet Exam Fees:

Fetch shoulders vet examination expenses related to accidents and illnesses, alleviating potential financial burdens ranging from $50 to $250 per visit, a feature lacking in many other pet insurance plans.

Notably, fetch ensures coverage for every adult tooth, encompassing both injury and disease-related dental concerns, a rarity in the realm of pet insurance where dental care expenses can soar.

  • Inclusive Breed-Specific Coverage:

It encompasses breed-specific issues like hip dysplasia, allergies, diabetes, and cancer, demonstrating inclusivity by disregarding breed-based discrimination prevalent in some insurance policies.

  • Alternative Therapy Coverage:

Additionally, it accommodates alternative therapies such as acupuncture, chiropractic care, physical therapy, and behavioral therapy, empowering pet owners to explore diverse treatment options beyond conventional methods.

  • Kennel or Boarding Fee Coverage:

Fetch extends coverage for kennel or boarding fees in instances where pet owners are hospitalized for four or more days, offering peace of mind during emergencies by shouldering up to $1,000 in boarding expenses.

Drawbacks of Fetch Pet Insurance that you should know about

Waiting periods are the time between when you enroll your pet and when the coverage starts.

Fetch imposes a 14-day waiting period for illnesses and a 5-day waiting period for accidents.

Some other pet insurance companies offer shorter waiting periods, like 3 days for accidents and 14 days for illnesses, or no waiting period at all for accidents.

Annual coverage refers to the maximum amount Fetch will pay for your pet’s vet bills in a year.

Fetch offers four annual coverage options: $2,500, $5,000, $10,000, and unlimited.

Other pet insurance companies offer more options, such as $15,000, $20,000, or $30,000.

If you have a large or expensive breed, or a pet with chronic or recurring conditions, you might prefer a higher annual coverage option than what Fetch offers.

  • Fetch does not cover pre-existing conditions, preventive care, or cosmetic procedures.

Pre-existing conditions are any conditions your pet had before enrolling in Fetch or during the waiting period.

Preventive care includes routine check-ups, vaccinations, flea and tick prevention, and spaying or neutering.

Cosmetic procedures include tail docking, ear cropping, and declawing.

While these are common exclusions for most pet insurance companies, it’s essential to be aware of them before signing up for Fetch.

Customer Reviews & Feedback

Customers praise its coverage, customer service, and claims process.

Fetch holds a 4.7 rating on the App Store and Google Play and an ‘Excellent’ rating on Trustpilot.

Testimonials from Fetch customers highlight the ease of claims input, comprehensive coverage, affordability, and efficient claims processing.

How can I submit a claim to Fetch Pet Insurance?

To submit a claim to Fetch Pet Insurance, utilize their mobile app, available for iOS and Android devices.

Simply snap a picture of your vet invoice, provide details about your pet’s treatment, and submit the claim.

Alternatively, you can submit a claim by accessing your account on their website or by emailing or mailing your claim form and invoice to Fetch.

How long does it take to receive reimbursement from Fetch Pet Insurance?

Fetch Pet Insurance endeavors to process and reimburse your claim within 2 business days upon receiving all necessary information.

You have the option to receive payment through direct deposit, check, or PayPal.

You can monitor your claim’s status via the Fetch app or website, or by contacting Fetch customer service.


Q: How do I enroll my pet in Fetch Pet Insurance?

A: Enroll your pet in Fetch Pet Insurance online by visiting their website and providing your pet’s information.

Alternatively, you can call 1-800-FETCH-IT (1-800-338-2448) and speak with a Fetch representative to complete the enrollment process.


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