Is Go Safe Insurance Legit? A Review of the Mobile Auto Insurance App

Is Go Safe Insurance Legit?

Go Safe Insurance is a mobile app that claims to offer low-cost auto insurance, roadside assistance, and route maps.

The app is available for both Android and iOS devices, and it allows users to get quotes, buy policies, manage claims, and access other features.

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Go Safe Insurance promises low-cost auto insurance, roadside assistance, and route map. But is it legit or a scam? Find out the pros, cons, and alternatives in this review/PHOTO: Facebook

But is Go Safe Insurance legit, or is it a scam?

In this article will review the app’s pros and cons, customer feedback, and alternatives.

Pros of Go Safe Insurance

Go Safe Insurance has some advantages that may appeal to some drivers, such as:

  1. Low rates: Go Safe Insurance claims to offer rates that are up to 50% lower than traditional insurers, by using a pay-per-mile model that charges based on how much you drive. The app also offers discounts for essential workers, safe drivers, and referrals.
  2. Easy process: Go Safe Insurance allows users to get quotes, buy policies, and file claims through the app, without any paperwork or phone calls. The app also provides instant proof of insurance and digital ID cards.
  3. Roadside assistance: Go Safe Insurance includes roadside assistance as part of its coverage, which covers towing, battery jump, flat tire, lockout, and fuel delivery. The app also has a route map feature that shows the best routes, traffic conditions, and gas prices.

Cons of Go Safe Insurance

Go Safe Insurance also has some drawbacks that may deter some drivers, such as:

  1. Limited coverage: Go Safe Insurance only offers liability and comprehensive coverage, which may not be enough for some drivers who need collision, medical payments, uninsured/underinsured motorist, or rental reimbursement coverage. The app also has low limits and high deductibles, which may expose drivers to more financial risk in case of an accident.
  2. Poor customer service: Go Safe Insurance has received many negative reviews from customers who complained about the app’s customer service, claim process, and cancellation policy. Some customers reported that the app was unresponsive, delayed, or denied their claims, or charged them hidden fees or penalties.
  3. Lack of credibility: Go Safe Insurance is not accredited by the Better Business Bureau, and it has a low rating of 1.5 out of 5 stars on Trustpilot1. The app also does not disclose its underwriting company, which raises questions about its legitimacy and financial stability.

Alternatives to Go Safe Insurance

Go Safe Insurance is not the only option for drivers who are looking for low-cost or mobile-based auto insurance.

Other alternatives may offer better coverage, service, and reputation, such as:

  • Metromile: Metromile is another pay-per-mile auto insurance company that offers liability, comprehensive, collision, medical payments, uninsured/underinsured motorist, and rental reimbursement coverage. Metromile also has a mobile app that provides roadside assistance, smart driving features, and claim management. Metromile is accredited by the BBB and has a rating of 4.1 out of 5 stars on Trustpilot.
  • Root: Root is a usage-based auto insurance company that offers liability, comprehensive, collision, medical payments, uninsured/underinsured motorist, and rental reimbursement coverage. Root also has a mobile app that tracks your driving behaviour and gives you a personalized rate based on how well you drive. Root is accredited by the BBB and has a rating of 3.9 out of 5 stars on Trustpilot.
  • GEICO: GEICO is a traditional auto insurance company that offers liability, comprehensive, collision, medical payments, uninsured/underinsured motorist, and rental reimbursement coverage. GEICO also has a mobile app that allows you to get quotes, buy policies, manage claims, and access other features. GEICO is accredited by the BBB and has a rating of 4.5 out of 5 stars on Trustpilot.

Conclusion

Go Safe Insurance is a mobile auto insurance app that claims to offer low rates, easy process, and roadside assistance.

However, the app also has limited coverage, poor customer service, and a lack of credibility, which may make it a risky choice for some drivers.

Therefore, before you decide to use Go Safe Insurance, you should compare it with other alternatives that may offer better value, quality, and reliability.

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