Is Goose Life Insurance Legit?: Investigating the Authenticity and Quality of Coverage

Goose Life Insurance: A Legit and Affordable Option for Canadians

Life insurance is one of the most important financial decisions you can make for yourself and your loved ones. It can provide peace of mind, security, and protection in case of unexpected events.

However, many Canadians find it hard to get life insurance due to high premiums, complicated processes, and medical exams. That’s why Goose Life Insurance is a game-changer in the industry. Goose Life Insurance is a new and innovative way to get life insurance in Canada.

It offers term coverage up to $1 million for up to 25 years, with no medical exams, no need to visit a doctor, and instant approval. You can get a quote and buy a policy in less than five minutes using the Goose mobile app.

In this post, we will review Goose Life Insurance and answer some of the most common questions about it. We will also look at some of the benefits, features, and customer reviews of Goose Life Insurance. By the end of this post, you will have a better understanding of whether Goose Life Insurance is legit and worth it for you.

 

Goose Life Insurance
Photo Courtesy: agencyheight.com

 

What is Goose Life Insurance?

Goose Life Insurance is a product of Goose Insurance, a Canadian company that offers various types of insurance products, such as travel insurance, critical illness insurance, cancer insurance, and more. Goose Insurance was founded in 2018 with the mission to make insurance simple, accessible, and affordable for Canadians.

Additionally, Goose Insurance is backed by reputable underwriters, such as Industrial Alliance, TuGo, and Blue CrossAd. Goose Life Insurance is one of the latest products launched by Goose Insurance in 2023. It is a term life insurance product that provides coverage for a fixed period of time, usually between 10 to 25 years.

Term life insurance is the most common and affordable type of life insurance, as it only pays out a death benefit if the insured person dies within the term of the policy. Goose Life Insurance is designed to be easy and convenient to purchase and manage.

You can get a quote, buy a policy, and access your account using the Goose mobile app, which is available for both iOS and Android devices. You can also contact Goose Insurance by phone, email, or chat if you have any questions or concerns.

 

How does Goose Life Insurance work?

Goose Life Insurance works in a few simple steps:

  • Download the Goose app and sign up for a free account.
  • Answer a few questions about your age, gender, smoking status, and health history.
  • Choose the amount of coverage you want, from $50,000 to $1 million, and the term length, from 10 to 25 years.
  • Review your quote and pay for your policy using your credit card or bank account.
  • Receive your policy confirmation and digital certificate in the app.

That’s it! You are now covered by Goose Life Insurance. You can also make changes to your policy, such as updating your beneficiaries, increasing or decreasing your coverage, or cancelling your policy, anytime in the app.

Furthermore, you can check your policy details, such as your premium, coverage amount, term length, and expiry date, in the app. If you need to make a claim, you can contact Goose Insurance by phone, email, or chat, and they will guide you through the process.

 

What are the benefits of Goose Life Insurance?

Goose Life Insurance has many benefits that make it a great option for Canadians who are looking for life insurance.

Some of the benefits are:

Affordable: Goose Life Insurance offers competitive rates that start from as low as $5 per month2. You can also save money by choosing a shorter term length or a lower coverage amount. You can also get a discount if you bundle your life insurance with other Goose products, such as travel insurance or critical illness insurance.

Simple: Goose Life eliminates the hassle and complexity of traditional life insurance. You don’t need to fill out lengthy forms, undergo medical exams, or wait for weeks to get approved. You can get a quote and buy a policy in minutes using the Goose app. Furthermore, you can manage your policy easily in the app, without the need for an agent or a broker.

Flexible: Goose Life Insurance gives you the freedom and control to customize your policy according to your needs and preferences. You can choose the amount of coverage and the term length that suit your situation and budget. Additionally, you can change your policy anytime in the app, such as increasing or decreasing your coverage, extending or shortening your term, or adding or removing beneficiaries. You can also cancel your policy anytime without any fees or penalties.

Reliable: Goose Life Insurance is backed by Industrial Alliance, one of the largest and most reputable life insurance companies in Canada. Industrial Alliance has been in business since 1892 and has over $200 billion in assets under management. Industrial Alliance is also rated A+ by A.M. Best, a leading rating agency for the insurance industry. This means that you can trust that Goose Life Insurance will pay out your claim in a timely and fair manner.

 

Goose Life Insurance
Photo Courtesy: wealthprofessional.ca

 

Goose Life Insurance Contact Information

For various inquiries and communication preferences, Goose Insurance offers multiple channels for your convenience:

Email:

  • For sales-related questions, please direct your email to sales@gooseinsurance.com.
  • If you are inquiring about refunds, send an email to refunds@gooseinsurance.com.
  • For general inquiries, you can reach out to support@gooseinsurance.com.

Phone:

  • To speak with a representative for North American inquiries, dial +1 (888) 374 6673.
  • For international calls, you can contact +1 (604) 305 0500. This number is applicable for obtaining a quote, purchasing a policy, making changes to your existing policy, or for general inquiries.

Chat:

  • Utilize the live chat function available on their website during business hours to engage in real-time conversations with a knowledgeable agent.

App:

What are the features of Goose Life Insurance?

Goose Life Insurance has some unique and innovative features that make it stand out from other life insurance products in the market. Some of the features are:

No medical exam: Unlike most life insurance products, Goose Life Insurance does not require you to undergo a medical exam or provide any medical records to get approved. You only need to answer a few questions about your health history, which are based on the Canadian Life and Health Insurance Association (CLHIA) guidelines. This makes the application process faster, easier, and more convenient for you.

Instant approval: Goose Life Insurance uses advanced technology and algorithms to assess your eligibility and risk profile based on the information you provide. This allows them to give you an instant quote and approval in the app. You don’t need to wait for days or weeks to get a response from an underwriter or a doctor. You can get covered by Goose Life Insurance in minutes.

Digital certificate: Goose Life Insurance provides you with a digital certificate that you can access and download in the app. You don’t need to worry about losing or misplacing your paper certificate, as you can always access it in the app. You can also share your digital certificate with your beneficiaries, family members, or trusted advisors, so they can easily access it in case of a claim.

30-day money-back guarantee: Goose Life Insurance offers you a 30-day money-back guarantee, which means that you can cancel your policy within 30 days of purchase and get a full refund of your premium. This gives you the opportunity to try out Goose Life Insurance and see if it meets your expectations and needs. If you are not satisfied with your policy, you can cancel it without any hassle or cost.

What are the customer reviews of Goose Life Insurance?

Goose Life Insurance has received positive feedback and reviews from its customers, who appreciate its affordability, simplicity, and flexibility. Here are some of the customer reviews of Goose Life Insurance:

“It was so affordable and easy to get life insurance. Although the coverage amount is not big, it’s really just the cost of few cups of coffee.” – Wenzhen Chen, email reviewAd

“Lots of companies claim an easy sign-up, instant life insurance and the lowest prices. But so far none offer as low a price as Goose.” – Dorothy Mongrain, email reviewAd

“I was happy to find Goose for my critical illness insurance. Everything they were offering (price, coverage, and terms) seemed perfect for me.” – Jason Dagenais, email reviewAd

“The quote process was fast and very user friendly. The price is on par or better than a couple other companies I got quotes from.” – Lorien, App Store reviewAd

“I went with Goose after watching their ad on TV, since the rate for the same coverage elsewhere is at least $50.00 higher.” – Gordon Snyder, email reviewAd

Conclusion: Is Goose Life Insurance Legit?

Goose Life Insurance is a legit and affordable option for Canadians who are looking for life insurance. It offers term coverage up to $1 million for up to 25 years, with no medical exams, no need to visit a doctor, and instant approval. You can get a quote and buy a policy in less than five minutes using the Goose mobile app.

Additionally, you can manage your policy easily in the app, without the need for an agent or a broker. Goose Life Insurance has many benefits, features, and customer reviews that make it a great choice for Canadians who want to protect their family’s financial future.

If you are interested in Goose Life Insurance, you can download the Goose app and get a quote today. You can also visit their website or contact them by phone, email, or chat for more information.

 

What are the other products of Goose Insurance?

Goose Insurance offers various types of insurance products, such as:

Life Insurance

This is a term life insurance product that provides coverage for a fixed period of time, usually between 10 to 25 years. You can choose the amount of coverage you want, from $50,000 to $1 million, and get an instant quote and approval in the app. Additionally, you don’t need to undergo a medical exam or provide any medical records to get approved.

Travel Insurance

This is a travel insurance product that covers you for medical emergencies, trip cancellation, baggage loss, and more when you travel abroad. Furthermore, you can buy a policy for a single trip or an annual plan, and get coverage up to $10 million. You can also get COVID-19 insurance, which covers you for COVID-19 related expenses, such as testing, treatment, and quarantine.

Cancer Insurance

This is a cancer insurance product that pays you a lump sum if you are diagnosed with any type of cancer, except skin cancer. You can use the money for any purpose, such as paying for alternative treatments, travel, or family support. You can also choose the amount of coverage you want, from $10,000 to $100,000, and get an instant quote and approval in the app.

Renters Insurance

This is a renters insurance product that protects your personal belongings and liability when you rent a home or an apartment. It covers you for unexpected losses or damage from fire, theft, water, and more. Additionally, you can also get pet insurance, which covers your furry friends for veterinary expenses, boarding fees, and more.

Critical Illness Insurance

This is a critical illness insurance product that pays you a lump sum if you are diagnosed with one of the 25 covered illnesses, such as cancer, heart attack, stroke, and more. You can use the money for any purpose, such as paying for medical bills, living expenses, or debt. You can choose the amount of coverage you want, from $10,000 to $100,000, and get an instant quote and approval in the app.

 

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