Is Health Shield Insurance Legit: Outline, Contacts, Functions, Pros & Cons

Is Health Shield Insurance Legit: Peek behind the scenes to explore the legitimacy of Health Shield Insurance.

Choosing health insurance is a crucial decision for you and your family.

However, navigating through the myriad of options and complex terms can be overwhelming.

Many individuals seek assistance from online brokers like Health Shield Insurance to simplify the process and find the most suitable coverage.

This blog post aims to review the legitimacy of Health Shield Insurance, explore its functioning, and assess the pros and cons.

Company Overview

Health Shield Insurance, established in 2016 by health insurance experts led by CEO James Lee, operates as an online broker.

The platform doesn’t provide health insurance directly but serves as a comparison site, connecting users with various insurers and plans.

Licensed in all 50 states and the District of Columbia, Health Shield Insurance collaborates with over 50 health insurance companies, including major players like Aetna, Blue Cross Blue Shield, UnitedHealthcare, and Kaiser Permanente.

Company Contacts

To utilize Health Shield Insurance, users need to furnish basic information such as age, gender, location, income, current health conditions, and preferred healthcare providers.

Additionally, users can specify budget constraints and desired coverage types.

You tell the website about you and what you want from health insurance.

The website shows you different plans that fit what you want.

You can see what each plan offers and how much it costs.

Notably, you can use tools to help you know how much you will spend on health care and medicine.

You can sign up for the plan you like on the website or by calling them.

The website will do the work for you and talk to the insurance company. They will send you an email when you are done.

You can see your account and plan online and call them if you have any questions or problems.

Pros and Cons of Health Shield Insurance

Pros:

1. Diverse Options: Health Shield Insurance offers a broad selection of health insurance plans from various companies, providing users with greater flexibility.
2. Time and Effort Savings: The platform streamlines the research and comparison process, delivering concise and clear information, saving users time and effort.
3. Affordable and Quality Plans: Health Shield Insurance aids in finding affordable and quality health insurance plans tailored to individual needs and preferences.
4. Tools and Resources: The platform provides tools and resources for understanding and managing health insurance and healthcare costs.
5. Customer Service: Health Shield Insurance boasts a friendly and knowledgeable customer service team, ready to assist with questions or issues.

Cons:

1. Limited Coverage Options: Health Shield Insurance does not encompass all available health insurance plans, potentially excluding options not affiliated with the platform.
2. Information Accuracy: The platform’s information on some plans may not be the most up-to-date or accurate, relying on data provided by insurers that may change frequently.
3. Potential Bias: Health Shield Insurance may exhibit bias towards plans or companies offering higher commissions or having better relationships with the platform.
4. Limitations in Assistance: The platform may not be equipped to handle specific or complex health insurance situations, such as Medicare, Medicaid, or employer-sponsored plans.