Is huckleberry insurance legit? A Comprehensive Review

Is huckleberry insurance legit?

This review of Huckleberry Insurance examines its coverage offerings, served areas, and overall standing.

Positioned as a tech-centric enterprise, Huckleberry prioritizes swift and hassle-free access to small business insurance.

Established in 2017 in San Francisco, Huckleberry relocated its primary base to New York City in 2021 while establishing a secondary headquarters in Columbus, Ohio.

huckleberry insurance
huckleberry insurance
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Despite being a smaller insurtech firm with fewer than 50 employees, the company aims for expansion, intending to double its workforce by 2022.

Company Description

Running a digital insurance platform tailored for small and mid-sized businesses to easily acquire insurance.

The platform covers various aspects like employee dishonesty, liquor liability, spoilage, and equipment breakdown, empowering organizations to effectively manage associated risks.

Huckleberry streamlines business insurance processes through technology, entirely online and hassle-free.

Building and managing insurance policies can be costly, which is why we’ve developed internal tools for swift quoting, binding, and maintaining a profitable portfolio.

Our embeddable insurtech enables revenue generation for business lenders, payroll providers, SMB SaaS, and more.

Seamlessly integrate an intuitive and adaptable insurance purchasing experience into your customer journeys with minimal code.

There’s no need for intricate setups with multiple insurance carriers.

Lacking internal insurance expertise? No worries! Our team of licensed professionals handles sales, support, compliance, and insurer relationships, simplifying the process for you

Top Industries Served

Huckleberry primarily targets local businesses and emphasizes a strong interest in professional and personal service sectors.

The range of covered businesses encompasses:

  • Arts and Entertainment
  • Auto Services
  • Cleaning Services
  • Contractors
  • Finance and Accounting
  • Food and Beverage
  • Healthcare Professionals
  • Hospitality
  • Landscaping
  • Personal Care and Beauty
  • Professional Firms
  • Real Estate
  • Retail
  • Services
  • Sports and Fitness

Premium Costs

Huckleberry doesn’t publicly display rates.

While trying to obtain a quote for a contractor with a $100,000 revenue, the system required additional details and couldn’t generate a quote.

Premiums depend on factors like your industry, revenue, and claims history.

Lines of business

Addressing the needs of small business proprietors, Huckleberry offers commonly sought-after commercial insurance options.

The commercial insurance policies available through Huckleberry Insurance encompass:

  • Moreover, General Liability covers third-party claims for property damage or bodily injury caused by the business.
  • Additionally, Commercial Property safeguards the company’s assets located at the business premises.
  • Furthermore, the Business Owners Policy (BOP) is a combined policy featuring both general liability and commercial property coverage.
  • Moreover, Professional Liability guards against unintentional negligence leading to property damage or injury.
  • Additionally, Workers’ Compensation covers employees injured during work.
  • Furthermore, Commercial Auto covers injuries and damages in at-fault accidents involving company vehicles.
  • Lastly, Equipment Breakdown pays for repair or replacement of vital equipment like computers, electrical, or manufacturing machinery.

How Much Does Huckleberry’s Small Business Insurance Cost

Huckleberry’s commercial insurance policies typically range between $39 and upwards of $168 per month.

Moreover, the pricing is primarily determined by various factors related to your business, including industry, location, gross sales, employees/payroll, policy limits, endorsements, deductibles, and experience/claims history.

Huckleberry Insurance Ratings

Huckleberry Insurance Reviews 2023 (Ratings, Complaints & Coverage).

The surge in online business insurance brokers has propelled Huckleberry into this expanding landscape.

Recognizing the outdated and cumbersome nature of the traditional business insurance industry, the founders identified the pressing need for streamlined insurance application processes among contemporary business owners.

Thus, Huckleberry was launched.

Their mission is clear: Simplifying and expediting insurance coverage options for small business owners.

This objective is achieved through exclusively online interactions with clients.

The evaluations of Huckleberry Insurance reflect fairness.

For business proprietors seeking small business insurance, exploring Huckleberry Insurance reviews provides valuable insights into the company’s offerings.

Explore Huckleberry Insurance reviews, ratings, complaints & coverage encompassing general liability, workers’ compensation, and other commercial policies for small businesses.

Contact Information



Huckleberry serves 46 of the 50 states.

It currently doesn’t operate in North Dakota, Ohio, Washington, and Wyoming.

Look for expansion into these states in the near future.


Securing business insurance shouldn’t pose unnecessary challenges.

Huckleberry is dedicated to leveraging insurtech to streamline this process.

Despite this aim, the inability to instantly obtain a quote can be somewhat frustrating.

However, the company boasts numerous satisfied customers on external review platforms, praised for its straightforwardness and fair pricing.

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