Is Kaiser Insurance legit? A Comprehensive Review

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Kaiser Permanente is one of the largest and most popular health insurance companies in the United States.

But is it legit? And how does it compare to other insurance providers?

In this article, we will answer these questions and more, based on the latest information and reviews from various sources.

Kaiser Permanente Phone number

There are different phone numbers for Kaiser Permanente depending on the type of plan, region, or service.

For example, for most services, you can call 1-800-464-4000.

For Medicare members, you can call 1-800-443-0815.

Point-of-Service, PPO, and out-of-area Indemnity members can call 1-800-278-3296.

You can also find specific contact information for your region or plan type on the website

How much does Kaiser Insurance cost per month?

The cost of Kaiser insurance depends on several factors, such as the type of plan, the level of coverage, the location, and the age of the member.

Kaiser Permanente offers four types of metal tiers on the ACA marketplace: bronze, silver, gold, and platinum.

These tiers differ in how much they cover medical expenses, with bronze plans having the lowest premiums but the highest deductibles and out-of-pocket costs, and platinum plans having the highest premiums but the lowest out-of-pocket costs.

According to ValuePenguin, the average monthly premium for Kaiser insurance ranges from about $300 to nearly $1,000 per month, based on the available policies in California.

The average deductible for a silver plan is $3,733 per year.

However, these costs may vary depending on the state and the eligibility for subsidies or tax credits.

Is Kaiser Good Insurance Reddit?

Reddit is another source of opinions and experiences from Kaiser members.

However, as with any online forum, the views expressed on Reddit may not be representative of the general population and may be influenced by personal biases, emotions, and expectations.

Therefore, it is important to take the comments on Reddit with a grain of salt and to do your research before making a decision.

That being said, Reddit has a variety of threads and subreddits dedicated to discussing Kaiser Permanente

Some of the common themes that emerge from these discussions are:

  • Kaiser Permanente is good for people who are healthy and do not need a lot of specialty care, as it offers strong preventive services, wellness programs, and online resources.
  • Kaiser Permanente is bad for people who have complex or chronic conditions or who need to see specialists frequently, as it has a limited network, long wait times, and restrictive referral policies.
  • Kaiser Permanente is convenient for people who live in areas where it has a strong presence, as it offers integrated care, online access, and centralized facilities.
  • Kaiser Permanente is inconvenient for people who live in areas where it has a weak presence or who travel a lot, as it has no out-of-network coverage except for emergencies and may not be accepted by many providers outside of its service areas.

Kaiser Insurance Cost Estimator

One of the tools that Kaiser Permanente offers to help its members manage their health expenses is the treatment fee tool and sample fee list.

This tool allows members to get a general estimate of their out-of-pocket costs for many of the most common medical exams, tests, and procedures, based on their region and plan type.

This can help members prepare for their next appointment or plan for their yearly health care expenses.

To use the tool, members need to sign in to their online account and select their region from the list.

Then, they can search for the service they need and see the estimated cost, the amount covered by their plan, and the amount they have to pay.

The tool also provides information on how to lower costs, such as by choosing a different location, using generic drugs, or using telehealth services.

Is Kaiser Permanente good in Georgia?

Kaiser Permanente has been operating in Georgia since 1985 and currently serves more than 375,000 members in 28 counties in the Atlanta metro area and Athens.

It has 26 medical offices, four specialty centers, and two hospitals in the state.

It also partners with Emory Healthcare, Piedmont Healthcare, and WellStar Health System to provide additional services to its members.

According to NCQA, Kaiser Permanente Georgia has the highest-rated Medicare plan in the state, with 5 out of 5 stars for now.

It also has the highest-rated commercial plan in the state, with 4 out of 5 stars for last year.

It has received recognition for its quality of care, especially for prevention, chronic disease management, and behavioral health.

However, Kaiser Permanente Georgia also has some limitations, such as:

  • It has a narrow network of providers and does not cover out-of-network services except for emergencies.
  • It has a limited service area and does not cover members who live or travel outside of its regions.
  • It has higher consumer complaints than the industry average, according to the National Association of Insurance Commissioners (NAIC).

Kaiser Insurance Login

To access the online services and resources that Kaiser Permanente offers to its members, such as scheduling appointments, viewing test results, messaging doctors, refilling prescriptions, and paying bills, members need to sign in to their online accounts.

To do so, members need to follow these steps:

  • Go to the Kaiser Permanente website at
  • Click on the “Sign in” button at the top right corner of the page
  • Enter the user ID and password for the account
  • Click on the “Sign in” button again

If members do not have an online account, they can register for one by clicking on the “Register” button on the sign-in page and following the instructions.

Members will need to provide some personal information, such as their name, date of birth, medical record number, and email address, to create their account.

Who owns Kaiser Permanente?

Kaiser Permanente is a privately held, not-for-profit organization that consists of three business segments: Kaiser Foundation Health Plan, Inc.; Kaiser Foundation Hospitals; and Permanente Medical Groups.

These segments are linked by exclusive contracts and operate as separate legal entities in eight regions of the United States.

Henry J., an industrialist, created the business in 1945.

Kaiser and physician Sidney Garfield are based in Oakland, California.

Kaiser Permanente is the largest managed care organization in the United States, with more than 9 million members and 300,000 employees.

It is known for its integrated care model, preventive services, and quality ratings.

Kaiser Permanente locations

Kaiser Permanente has locations in eight regions in the United States: Northern California, Southern California, Colorado, Georgia, Hawaii, Maryland/Virginia/Washington D.C., Oregon/SW Washington, and Washington.

You can find doctors and locations in your area by using the online tool on the Kaiser Permanente website.

You can also take a virtual tour of some of the facilities and see what services they offer.

If you need care away from home, you can visit the website to learn more about your options and resources.

What is Kaiser Permanente known for?

Kaiser Permanente is known for being one of the largest and most popular health insurance companies in the United States, with more than 12.6 million members and 215,932 employees.

It is also known for its integrated care model, where care is guided by personal Permanente Medical Group physicians and specialists, and things are designed to work together.

Kaiser Permanente has received high ratings and recognition for its quality of care, especially for prevention, chronic disease management, and behavioral health.

However, it is also known for having some challenges, such as a limited network, restrictive referrals, and legal issues

Kaiser Permanente careers

If you are interested in working at Kaiser Permanente, you have many options to explore.

Kaiser Permanente is one of the largest and most popular health insurance companies in the United States, with more than 12.6 million members and 215,932 employees.

It offers a variety of career areas, such as nursing, pharmacy, information technology, administration, research, and more.

You can find out more about the different career areas on the Kaiser Permanente website.

To search for jobs at Kaiser Permanente, you can use the online tool on the website.

You can search by keyword, location, and radius, and filter by category, schedule, and level.

You can also create a profile and upload your resume, so you can apply for jobs faster and get notified of new opportunities.

How do I switch to Kaiser Medi-Cal?

To switch to Kaiser Medi-Cal, you can do one of the following:

  • Visit their website to create a new Kaiser Permanente online account and link your new account to your old account. Once your new account is activated, you’ll be guided through selecting your new primary care doctor and transferring any prescriptions and medical records.
  • Call Health Care Options at 1-800-430-4263 (TTY 1-800-430-7077) to change your medical plan.
  • Complete a Medi-Cal Choice Form that you can find on the Health Care Options download page. Choose your county from the drop-down menu, then look for the form link under “Choice Enrollment Forms.

You must qualify for Medi-Cal and live in a county where Kaiser Permanente has a contract to provide Medi-Cal managed care services.

You must also meet one of the following two requirements:

  • You have been a Kaiser Permanente member in the last six (6) or twelve (12) months, depending on where you live.
  • Be a qualified, immediate family member living in the same home as a current Kaiser Permanente member.
  • If you have questions about these requirements or Medi-Cal eligibility, contact Kaiser Permanente at 1-800-557-4515 (Spanish: 1-800-545-7263) or 711 (TTY) from 8 a.m. to 8 p.m., seven days a week.

Kaiser Reviews and Complaints

One of the best ways to evaluate the legitimacy and quality of an insurance company is to look at what its customers have to say.

Kaiser Permanente has received mixed reviews from its members, with some praising its integrated care model, preventive services, and customer service, and others complaining about its limited network, long wait times and poor communication.

According to the National Committee for Quality Assurance (NCQA), Kaiser Permanente has the highest ratings among health plans in the country, especially for prevention and treatment.

It also has the best average ACA plan ratings of the insurers we reviewed.

However, these ratings are based on standardized measures and may not reflect the individual experiences of members.

On the other hand, consumer review sites such as Sitejabber and ConsumerAffairs show a different picture.

Kaiser Permanente has a rating of 1.82 stars out of 5 from 238 reviews on Sitejabber and a rating of 1.3 stars out of 5 from 1,021 reviews on ConsumerAffairs.

Most of the negative reviews mention issues such as difficulty scheduling appointments, long ER wait times, misdiagnosis, inadequate treatment, and denial of coverage.

Some of the positive reviews mention the convenience of getting all medical care at Kaiser facilities, the quality of the doctors, and the affordability of the plans.

Is Kaiser Permanente legit?

Kaiser Permanente is a legitimate health insurance company that offers various plans and services to its members.

It is one of the largest and most popular health insurance companies in the United States, with more than 12.6 million members and 215,932 employees.

It is also one of the best-rated health insurance companies in the country, according to the National Committee for Quality Assurance (NCQA), especially for prevention, chronic disease management, and behavioral health.

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