Is Mendota Auto Insurance Legit: Overview, Contacts, Services, Claims, Quotes, Cancellation, Pros & Cons

Is Mendota Auto Insurance Legit: Your peace of mind on the road.

An image illustration of Mendota Auto Insurance
Mendota Auto Insurance: The best you can trust.

If you’re seeking a dependable and cost-effective auto insurance provider, you may have encountered Mendota Insurance Company.

This blog post will address the legitimacy of Mendota auto insurance, furnishing information about the company, its services, products, advantages, disadvantages, claims, and policies.

Toward the end of the post, we’ll also provide answers to some frequently asked questions.

Company Overview

Mendota Insurance Company, established in 1989, operates as a subsidiary of Kingsway Financial Services Inc., a holding company in the property and casualty insurance industry.

Headquartered in Eagan, Minnesota, Mendota specializes in offering non-standard auto insurance to high-risk drivers struggling to secure coverage elsewhere.

Led by CEO Steven J. Harrison, the company boasts an experienced leadership team in the insurance sector.

Contact Information

Here are key contact details for Mendota Insurance Company:

Phone Number Address Customer Service Contact Email Address Fax Number Operating Hours
800-422-0792 3343 Perimeter Hill Dr. Suite 200, Nashville, TN 37211 800-422-0793 800-843-9970 Monday-Friday, 8:00 AM – 5:00 PM CST

Services & Products

Mendota provides a range of auto insurance products and services tailored to meet customer needs.

Offerings include:

  • Liability coverage: Covers damages and injuries caused to others in an accident.
  • Collision coverage: Covers damages to your vehicle in an accident.
  • Comprehensive coverage: Covers damages to your vehicle from non-collision events like theft, fire, and vandalism.
  • Uninsured/underinsured motorist coverage: Covers damages and injuries from accidents caused by uninsured or underinsured drivers.
  • Medical payments coverage: Covers medical expenses for you and passengers, regardless of fault.
  • Personal injury protection coverage: Covers medical expenses, lost wages, and other costs for you and passengers, regardless of fault.
  • Rental reimbursement coverage: Covers the cost of renting a car during vehicle repairs.
  • Towing and labor coverage: Covers towing and labor services for breakdowns or accidents.
  • Roadside assistance coverage: Covers emergency services like jump-starts, flat tire changes, and lockout assistance.

Pros and Cons

As with any insurance company, Mendota has its strengths and weaknesses.

Here are some:


  • Acceptance of high-risk drivers with poor driving records, claims history, low credit scores, etc.
  • Competitive rates and various discounts (multi-car, good student, prior insurance, etc.).
  • User-friendly website and mobile app for easy policy management, payments, claims filing, and quotes.
  • Network of independent agents to assist customers in finding suitable coverage.


Filing a Claim

If your vehicle is involved in an accident or experiences a loss, it’s crucial to promptly file a claim with Mendota.

You can do this easily by using the Mendota website or mobile app, or by calling the Mendota claim center at 800-422-0794.

Provide necessary information such as your policy number, accident date and location, accident details, names and contact information of involved parties, witness details, and the applicable police report number.

Cooperation with the Mendota claim representative is required, and you’ll need to follow their instructions.

Mendota will assign an adjuster to investigate and determine the compensation amount, which will be paid in accordance with your policy terms and conditions.

Policy Information

Details of your policy may vary based on the coverage you’ve purchased from Mendota.

Access your policy declaration page, a document summarizing key policy information, including:

Your name, address, policy number, effective and expiration dates, coverage limits, deductibles, premiums, discounts, and endorsements.

Review this information carefully to ensure it aligns with your current situation and needs.

Keep the policy declaration page in a secure place and have it readily available in case of an accident or a claim.

Getting a Quote

Obtain a quote from Mendota online through their website or mobile app, or by calling the sales center at 800-422-0792.

Provide personal information such as your name, address, date of birth, driver’s license number, vehicle details, driving history, and desired coverage.

Compare the quote with other providers to make an informed decision.

Making Payments

Make payments to Mendota online through their website or mobile app, or by calling the customer service center at 800-422-0793.

Payment can also be made by mail through check or money order to Mendota Insurance Company, P.O. Box 64586, St. Paul, MN 55164-0586.

Opt for a one-time payment or set up a recurring payment plan using credit card, debit card, electronic check, or bank account.

Policy Cancellation

Cancel a policy online through Mendota’s website or mobile app, or by calling the customer service center at 800-422-0793.

Alternatively, submit a written request to Mendota Insurance Company, 3343 Perimeter Hill Dr. Suite 200, Nashville, TN 37211, including:

Your policy number, cancellation date, reason for cancellation, and your signature.

Depending on your policy’s terms and conditions, you may be eligible for a refund of unused premium.

Notify your state’s department of motor vehicles and lienholder, if applicable.



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