Is TZ Insurance Legit? A Scam Buster’s Review

If you are looking for a reliable and trustworthy insurance company, you might have come across TZ Insurance, a subsidiary of Tranzact, a marketing and technology company that specializes in lead generation and customer acquisition services for third-party insurance companies.

But is TZ Insurance legit, or is it a scam that you should avoid at all costs?

In this article, I will give you an in-depth review of TZ Insurance, based on my years of experience as a scam buster.

Is TZ Insurance legit? Find out the truth about this insurance agency and how it can help you find the best coverage for your needs.
Is TZ Insurance legit? Find out the truth about this insurance agency and how it can help you find the best coverage for your needs.

Is TZ Insurance legit?

The first and most important question is: is TZ Insurance legit?

The answer is yes, TZ Insurance is a legitimate insurance agency, operating through its website,

The company takes pride in its specialization, assisting insurance clients in discovering top-notch lead generation and customer acquisition services tailored to their unique needs.

TZ Insurance is licensed to sell and promote insurance in all 50 states, including Medicare products, and operates call centers where licensed insurance agents assist customers with enrollments over the phone.

TZ Insurance is also certified by the Women’s Business Enterprise National Council (WBENC) as a woman-owned business.

However, being legit does not mean being perfect. TZ Insurance has some drawbacks and complaints that you should be aware of before you decide to work with them.

Who is Tranzact owned by?

Tranzact, the parent company of TZ Insurance, was acquired by its current majority owner, a Clayton, Dubilier & Rice (CD&R) fund, in 2016.

CD&R is a private equity firm that invests in various industries, including healthcare, consumer, and industrial sectors.

In 2019, Tranzact was further acquired by Willis Towers Watson, a leading global advisory, broking, and solutions company, for $1.3 billion.

Willis Towers Watson is one of the largest insurance brokerages in the world, with over 45,000 employees and operations in more than 140 countries.

Tranzact operates as an integral part of Willis Towers Watson’s Benefits Delivery and Administration (BDA) business, which focuses on the development and delivery of administrative solutions for employers, employees, and retirees.

TZ Insurance phone number

If you want to contact TZ Insurance, you can do so by phone, email, or through their website. Here are the contact details for TZ Insurance:

  • Phone: 888-809-4225
  • Email:
  • Website:

You can also follow them on social media, such as Facebook, LinkedIn, and Twitter, to get the latest updates and news about their services and products.

Pros and cons of TZ Insurance

As with any insurance company, TZ Insurance has its pros and cons. Here are some of the advantages and disadvantages of working with TZ Insurance:


  • TZ Insurance offers a wide range of insurance products, including Medicare Advantage, Medicare Supplement, Prescription Drug Plan, and various ancillary products, such as dental, vision, life, and indemnity.
  • TZ Insurance works with some of the leading insurance carriers in the US, such as Aetna, Cigna, Humana, UnitedHealthcare, and more. This gives you more options and flexibility to choose the best plan for your needs and budget.
  • TZ Insurance combines digital marketing, sales, and data science expertise to connect individuals to insurance carriers. They use cutting-edge technology and analytics to provide high-quality leads and customer acquisition services.
  • TZ Insurance has a fair pay and benefits package for its employees, including health insurance, paid time off, paid holidays, life insurance, disability insurance, 401k, and dependent care.


  • TZ Insurance has mixed to negative customer reviews on most review websites, such as Reviewopedia, BBB, and Indeed. Customers often complain about receiving repeated unsolicited phone calls from the company once they’ve given Tranzact their contact information. Some customers also report being misled or pressured into buying plans that they did not want or need.
  • TZ Insurance has a rating of D- from the BBB, where it has a rating of just 1.1 out of 5 stars from over 40 customer reviews. There, the company has received 40 customer complaints in the last 3 years, mostly related to advertising and sales issues, billing and collection issues, and product and service problems.
  • TZ Insurance has a stressful and competitive work environment, according to some of its current and former employees. They claim that the company has poor management, unrealistic sales goals, high turnover, and favoritism. Some employees also say that the company does not care about their personal life or well-being.

TZ Insurance types

TZ Insurance offers various types of insurance products to its customers, depending on their needs and preferences. Here are some of the main types of insurance that TZ Insurance provides:

TZ Insurance benefits

  • Access to a wide network of insurance carriers and plans that suit your needs and budget.
  • Expert guidance and assistance from licensed insurance agents who can help you compare and enroll in the best plan for you.
  • Online and offline lead generation and customer acquisition services that connect you to insurance carriers efficiently and effectively.
  • Cutting-edge technology and analytics that provide high-quality leads and customer satisfaction.
  • Fair pay and benefits package for employees, including health insurance, paid time off, paid holidays, life insurance, disability insurance, 401k, and dependent care.

TZ Insurance Careers

  • Claims administration: TZ Insurance Solutions processes and manages claims for a variety of insurance products, including health, dental, life, and disability insurance.
  • Benefits administration: TZ Insurance Solutions provides benefits administration services to employers, including enrollment, eligibility, and benefits communication.
  • Risk management: TZ Insurance Solutions provides risk management services to insurance companies and other clients, including loss control, fraud prevention, and data analytics.

It is a growing company with a strong reputation for providing high-quality services to its clients. The company has a team of experienced professionals who are dedicated to helping its clients succeed.

Careers at TZ Insurance Solutions

TZ Insurance Solutions is a great place to start or advance your career in the insurance industry. The company offers a variety of career opportunities, including:

  • Claims adjusters
  • Benefits specialists
  • Underwriters
  • IT professionals
  • Customer service representatives

TZ Insurance Solutions offers its employees competitive salaries, benefits, and opportunities for career advancement. The company also provides a supportive and collaborative work environment.

How to Apply for a Job at TZ Insurance Solutions

Visit the company’s website and view a list of open positions if you want to apply for a job at TZ Insurance Solutions. Then, submit your application.

Here are some tips for applying for a job at TZ Insurance Solutions:

  • Tailor your resume and cover letter to the specific position you are applying for.
  • Highlight your relevant skills and experience.
  • Be enthusiastic and demonstrate your passion for the insurance industry.

TZ Insurance Solutions is an Equal Opportunity Employer. The company values diversity at its workplace and does not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

TZ Insurance Reviews

TZ Insurance Solutions has mixed reviews from employees and customers.

Some people praise the company for its supportive work environment and opportunities for career advancement, while others criticize its high-pressure sales tactics and poor customer service.

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